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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Does My Texas Daycare Need Employment Practices Liability Insurance?

    Posted by Brad Hancock on Mar 27, 2025 9:58:36 AM
    " \n Key Takeaways \n \n Employee claims can happen even when you’ve done nothing wrong. Harassment, discrimination, and wrongful termination ...
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    Topics: employment liability insurance, epli, True Texas Education Insurance, daycares

    What Insurance Is Required For A Child Care Center In Texas?

    Posted by Matt Wilson on Mar 25, 2025 5:37:56 PM
    Starting a childcare center in Texas is an exciting opportunity to serve families and support early learning. What a rewarding task to enjoy each ...
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    Topics: liability, True Texas Education Insurance, daycares, licensing

    Three Things Texas Daycares Need To Know About Insurance Today!

    Posted by Brad Hancock on Mar 11, 2025 9:30:01 AM
    " \n Key Takeaways \n \n \n Price alone doesn’t protect your daycare. Chasing the cheapest insurance policy can leave you exposed to hidden ...
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    Topics: liability, property, True Texas Education Insurance, daycares

    I Need New Daycare Insurance & They Are Asking Me For Loss Runs

    Posted by Brad Hancock on Mar 6, 2025 2:47:42 PM
    " \n Key Takeaways \n \n \n Loss run reports are essential when shopping for new daycare insurance. Insurance companies require these reports to ...
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    Topics: True Texas Education Insurance, daycares, Loss Runs

    Does My Texas Daycare Need Directors & Officers Insurance?

    Posted by Brad Hancock on Feb 20, 2025 2:13:41 PM
    " \n Key Takeaways \n \n \n \n \n Church-run daycares and preschools face real legal exposure. Even non-profit or volunteer-led boards can be sued ...
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    Topics: liability, D&O, True Texas Education Insurance, daycares

    Think Your Daycare Is Covered? These Policy Limits Say Otherwise!

    Posted by Brad Hancock on Feb 12, 2025 2:46:44 PM
    " \n Key Takeaways \n \n \n \n Coverage limits can leave your daycare exposed even if you have insurance. Many Texas daycare owners assume their ...
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    Topics: limits of coverage, liability, property, True Texas Education Insurance, daycares

    Does Changing My Texas Daycare Insurance Every Year Matter?

    Posted by Brad Hancock on Feb 11, 2025 5:04:21 PM
    " \n Key Takeaways \n \n \n \n Chasing lower premiums can cost more in the long run. Constantly switching daycare insurance to save a few dollars can ...
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    Topics: liability, property, True Texas Education Insurance, daycares

    Business Interruption Coverage Keeps Texas Daycares Open After Storms

    Posted by Brad Hancock on Feb 10, 2025 4:32:11 PM
    " \n Key Takeaways \n \n \n Storm damage doesn’t just hit buildings. It hits cash flow. Even if your daycare’s property repairs are covered, lost ...
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    Topics: business interruption, True Texas Education Insurance, daycares

    What Do Texas Daycare Owners Need To Know About Hail Insurance?

    Posted by Brad Hancock on Feb 6, 2025 2:13:21 PM
    " \n Key Takeaways \n \n \n Playgrounds and outdoor equipment may not be covered automatically. Many daycare insurance policies exclude playgrounds, ...
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    Topics: hail, True Texas Education Insurance, daycares

    What Is Professional Liability Insurance For Texas Montessori Schools

    Posted by Matt Wilson on Jan 31, 2025 12:10:31 PM
    Elizabeth had always believed in the power of Montessori education. When she opened her private school in Austin, she was excited to offer students a ...
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    Topics: professional liability, True Texas Education Insurance, Montessori schools