Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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Hail Insurance For Texas Private Schools

Posted by Brad Hancock on Apr 10, 2025, 4:20:39 PM
Steven was sitting at his desk in his office of an Austin private school. He was preparing for a budget meeting for the upcoming school year. As the ...

Topics: hail, True Texas Education Insurance, private schools

Does My Texas Daycare Need Employment Practices Liability Insurance?

Posted by Brad Hancock on Mar 27, 2025, 9:58:36 AM
Key Takeaways Employee claims can happen even when you’ve done nothing wrong. Harassment, discrimination, and wrongful termination accusations are ...

Topics: employment liability insurance, epli, True Texas Education Insurance, daycares

What Insurance Is Required For A Child Care Center In Texas?

Posted by Brad Hancock on Mar 25, 2025, 5:37:56 PM
Starting a childcare center in Texas is an exciting opportunity to serve families and support early learning. What a rewarding task to enjoy each ...

Topics: liability, True Texas Education Insurance, daycares, licensing

Three Things Texas Daycares Need To Know About Insurance Today!

Posted by Brad Hancock on Mar 11, 2025, 9:30:01 AM
Key Takeaways Price alone doesn’t protect your daycare. Chasing the cheapest insurance policy can leave you exposed to hidden exclusions, higher ...

Topics: liability, property, True Texas Education Insurance, daycares

I Need New Daycare Insurance & They Are Asking Me For Loss Runs

Posted by Brad Hancock on Mar 6, 2025, 2:47:42 PM
Key Takeaways Loss run reports are essential when shopping for new daycare insurance. Insurance companies require these reports to verify your claim ...

Topics: True Texas Education Insurance, daycares, Loss Runs

Does My Texas Daycare Need Directors & Officers Insurance?

Posted by Brad Hancock on Feb 20, 2025, 2:13:41 PM
Key Takeaways Church-run daycares and preschools face real legal exposure. Even non-profit or volunteer-led boards can be sued personally for ...

Topics: liability, D&O, True Texas Education Insurance, daycares

Think Your Daycare Is Covered? These Policy Limits Say Otherwise!

Posted by Brad Hancock on Feb 12, 2025, 2:46:44 PM
Key Takeaways Coverage limits can leave your daycare exposed even if you have insurance. Many Texas daycare owners assume their policy will fully ...

Topics: limits of coverage, liability, property, True Texas Education Insurance, daycares

Does Changing My Texas Daycare Insurance Every Year Matter?

Posted by Brad Hancock on Feb 11, 2025, 5:04:21 PM
Key Takeaways Chasing lower premiums can cost more in the long run. Constantly switching daycare insurance to save a few dollars can lead to reduced ...

Topics: liability, property, True Texas Education Insurance, daycares

Business Interruption Coverage Keeps Texas Daycares Open After Storms

Posted by Brad Hancock on Feb 10, 2025, 4:32:11 PM
Key Takeaways Storm damage doesn’t just hit buildings. It hits cash flow. Even if your daycare’s property repairs are covered, lost tuition, payroll, ...

Topics: business interruption, True Texas Education Insurance, daycares

What Do Texas Daycare Owners Need To Know About Hail Insurance?

Posted by Brad Hancock on Feb 6, 2025, 2:13:21 PM
Key Takeaways Playgrounds and outdoor equipment may not be covered automatically. Many daycare insurance policies exclude playgrounds, fences, and ...

Topics: hail, True Texas Education Insurance, daycares