Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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Does Texas Cyber Insurance Cover Lost Income?

Posted by Brad Hancock on Jun 30, 2025 3:07:54 PM
Landry was working in his busy San Antonio computer repair shop just like any other day. He was juggling a dozen different repairs and backups when ...

Topics: third party insurance, cyber insurance, business interruption

What Do Texas Business Owners Need To Know About Spring Hail Insurance

Posted by Brad Hancock on Mar 3, 2025 8:30:00 AM
Texas weather can be wild! It seems like we move from the dead of winter to the "Spring Hail" Season almost instantly. It is incredible how quickly ...

Topics: business coverage, hail, property, business interruption

Business Interruption Coverage Keeps Texas Daycares Open After Storms

Posted by Brad Hancock on Feb 10, 2025 4:32:11 PM
Key Takeaways Storm damage doesn’t just hit buildings. It hits cash flow. Even if your daycare’s property repairs are covered, lost tuition, payroll, ...

Topics: business interruption, True Texas Education Insurance, daycares

Do Churches Need Business Interruption Insurance In Texas?

Posted by Amanda Minter on Jun 7, 2024 11:53:05 AM
Key Takeaways If Your Building Can’t Be Used, Your Bills Don’t Stop After a hail or wind loss, a church can lose weeks or months of normal ...

Topics: business coverage, business income coverage, Business Owner, basics of business insurance, business interruption, Church Insurance

How Does Business Insurance Help Me After A Tornado?

Posted by Brad Hancock on Jun 4, 2024 11:25:10 AM
As the sun rose on Sunday after a string of tornadoes hit the Red River counties of North Texas, business owners like Ted began to read stories of ...

Topics: business coverage, business income coverage, basics of business insurance, property, business interruption, tornado insurance

The Dentist's Guide to Business Interruption Insurance

Posted by Brad Hancock on Jan 15, 2024 4:40:43 PM
When Texans think of insurance claims, the topic of weather always seems to pop-up. It makes sense because it is the most frequent kind of claim for ...

Topics: business coverage, business income coverage, Dental Insurance, commercial texas insurance, lubbock, BOP, business interruption

How Business Interruption Insurance Keeps Texas Businesses Thriving

Posted by Brad Hancock on Dec 28, 2023 1:28:09 PM
Cecil owns a food manufacturing operation in Lubbock. When one of those thunderstorms that races across the high plains ravaged his property, halting ...

Topics: business coverage, hail, Business Owner, Commercial Insurance, commercial texas insurance, lubbock, basics of business insurance, business interruption

When Disaster Strikes Your Dental Chair: The Right Coverage Matters

Posted by Brad Hancock on Dec 27, 2023 10:12:54 AM
None of us like surprises. I'm sure that you feel appreciated when your dental office staff surprises you with a moment of gratitude for the amazing ...

Topics: Business Owner, Dental Insurance, basics of business insurance, business interruption, inland marine, business personal property

Do Texas Print Shops Need Pollution Insurance?

Posted by Brad Hancock on Dec 18, 2023 3:52:05 PM
Allison is a dedicated print shop owner in Fort Worth. She is currently facing a dilemma common to many print shop owners as she is evaluating her ...

Topics: business coverage, General Liability, basics of business insurance, property, print shop, business interruption, pollution

Closed for Repairs: Navigating Business Stoppage After a Texas Storm

Posted by Brad Hancock on Dec 7, 2023 5:18:57 PM
Meet our friend Louise. Louise is the proud owner of a print shop located in Lubbock, Texas. Louise has built her business taking care of her friends ...

Topics: business income coverage, Business Owner, cyber insurance, basics of business insurance, print shop, business interruption