Insurance For Texans Blog

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Does Hardware Store Insurance Cover Lost Income After a Disaster?

Posted by Lindsi Graham on Jul 16, 2026 10:13:49 AM
What is Business Income Coverage? Business income coverage helps replace lost income and pay certain ongoing expenses when a covered property loss ...

Topics: business income coverage, Hardware Store

Do I Need Disability Insurance Coverage For My Texas Computer Shop?

Posted by Kevin Hall on Aug 5, 2025 2:32:48 PM
Barry walked away from his corporate IT job with benefits almost a decade ago. It was a big gamble, but he had to see if he could make something for ...

Topics: business income coverage, disability insurance, basics of business insurance

Do Churches Need Business Interruption Insurance In Texas?

Posted by Amanda Minter on Jun 7, 2024 11:53:05 AM
Key Takeaways If Your Building Can’t Be Used, Your Bills Don’t Stop After a hail or wind loss, a church can lose weeks or months of normal ...

Topics: business coverage, business income coverage, Business Owner, basics of business insurance, business interruption, Church Insurance

How Does Business Insurance Help Me After A Tornado?

Posted by Brad Hancock on Jun 4, 2024 11:25:10 AM
As the sun rose on Sunday after a string of tornadoes hit the Red River counties of North Texas, business owners like Ted began to read stories of ...

Topics: business coverage, business income coverage, basics of business insurance, property, business interruption, tornado insurance

The Dentist's Guide to Business Interruption Insurance

Posted by Brad Hancock on Jan 15, 2024 4:40:43 PM
When Texans think of insurance claims, the topic of weather always seems to pop-up. It makes sense because it is the most frequent kind of claim for ...

Topics: business coverage, business income coverage, Dental Insurance, commercial texas insurance, lubbock, BOP, business interruption

Closed for Repairs: Navigating Business Stoppage After a Texas Storm

Posted by Brad Hancock on Dec 7, 2023 5:18:57 PM
Meet our friend Louise. Louise is the proud owner of a print shop located in Lubbock, Texas. Louise has built her business taking care of her friends ...

Topics: business income coverage, Business Owner, cyber insurance, basics of business insurance, print shop, business interruption

Hacked: Saving Your Manufacturing Plant's Revenue from Cyber Thieves

Posted by Brad Hancock on Nov 9, 2023 5:40:40 PM
Imagine you're Jerry, a Texas manufacturing business owner who's just encountered a nightmare: that his last invoice to his biggest customer was ...

Topics: business coverage, business income coverage, General Liability, Business Owner, cyber insurance, commercial texas insurance, manufacturer, cyber crime, basics of business insurance

Why Does A Texas Business Needs A Business Owners Policy?

Posted by Brad Hancock on Nov 2, 2023 4:16:31 PM
Stephen, an owner of a bustling cafe in downtown Austin, recently faced a harsh reality that many small business owners in Texas confront: the ...

Topics: business coverage, business income coverage, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance, BOP

Top Three Operational Risks To Your Business From A Cyber Attack

Posted by Ron Wadley on Aug 28, 2023 4:04:17 PM
In a Texas where technology plays an integral role in businesses of all sizes, the threat of cyber attacks has never been more pressing. From large ...

Topics: business coverage, business income coverage, Business Owner, cyber insurance, ransomware, phishing, cyber crime, basics of business insurance, data theft

What Are My HIPAA Concerns With A Cyber Incident?

Posted by Brad Hancock on Aug 17, 2023 3:58:15 PM
If you own or run a dentist practice, medical office, chiropractic office, or other business that collects or handles healthcare data in conjunction ...

Topics: business coverage, electronic data processing equipment, business income coverage, Business Owner, cyber insurance, cyber crime, data theft