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What's The Difference Between Home Insurance And A Home Warranty?

When Texans buy homes they often purchase a home warranty for that first year that they are in the home. Good realtors will even negotiate the price of it into the offer letter! A home warranty...

Do I Really Need An Umbrella Policy?

You have likely accused a friendly local insurance agent of simply trying to scare you with horror stories of accidents and claims gone wrong. The agent calmly describes a scene that turns into a...

5 Tips For Reducing Commercial Auto Premiums

Texas Business Owners are always looking for ways to cut expenses to help them improve profitability. If your business owns vehicles, you understand that the costs of using those vehicles can...

What Is Considered A Pre-Existing Condition?

As Texans begin considering what they are going to do for their health insurance coverage next year, the subject of pre-existing conditions comes up since come of the individual health insurance...

Will Life Insurance Pay For My Child's College Education?

We are college football fans at Insurance For Texans, particularly when it has to do with teams in Texas battling it out on the gridiron. In fact, we'll witness a game in Waco today which we hope...

Does Homeowners Insurance Cover HOA Assesments

Master planned communities continue to pop up everywhere around Texas. These communities offer lots of amenities like pools, water slides, playgrounds, golf courses, and other cool things like...

Can I Get Prescriptions Without Insurance?

As healthcare costs have continued to escalate over the last 20 years, one bugaboo that has continued to work against Texans is the cost of prescriptions. It seems like the cost of prescriptions...

Why Go-Fund-Me is Not a Life Insurance Plan

Today is a gift. Tomorrow is a promise not yet realized. Yes, that sounds like a cat poster, but it is true. We don't know what the next hour will bring much less 24 hours from now.

What Is A Wind Hail Deductible?

When looking at Texas home insurance, one of the first things that Texans want to know is what their wind and hail deductible is going to be. If you live in North Texas, you realize that the...

How Do I Qualify For Catastrophic Health Insurance

The Texas health insurance marketplace has been flooded with various types of health insurance policies over the last 18 months. One of the most misunderstood policy types is catastrophic health...

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