Insurance For Texans Blog

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Can Texas Teachers Buy Separate Health Insurance for Their Dependents?

Posted by Kevin Hall on Jul 8, 2026, 8:00:00 AM
Short Answer: One of the biggest misconceptions Texas teachers have is believing their entire family has to be covered under the school district's ...

Topics: health insurance, teacher

How Can Abilene Teachers Reduce Out-of-Pocket Health Costs?

Posted by Kevin Hall on Jul 7, 2026, 8:00:00 AM
What is a supplemental health plan? A supplemental health plan works with your primary health insurance to help pay covered out-of-pocket expenses ...

Topics: health insurance, teacher

Can Texas Teachers Get A PPO Health Plan Outside The School District?

Posted by Ron Wadley on Jul 6, 2026, 8:30:00 AM
Short Answer: Yes. Texas teachers are not required to enroll in their school district's health insurance plan. Many educators choose to compare ...

Topics: health insurance, teacher

Is Catastrophic Health Insurance an Alternative to TRS-ActiveCare?

Posted by Ron Wadley on Jul 3, 2026, 7:00:00 AM
Catastrophic health insurance is designed to protect you from the large medical bills that come with serious accidents, hospital stays, surgeries, ...

Topics: health insurance, catastrophic health coverage, teacher

Is It Worth the Risk for Texas Teachers to Skip Health Insurance?

Posted by Kevin Hall on Jul 2, 2026, 8:30:00 AM
Short Answer: For most Texas teachers, the answer is no. Going without health insurance may reduce your monthly expenses, but it also leaves you ...

Topics: health insurance, teacher

Why Texas Churches Need an Independent Insurance Agent

Posted by Brad Hancock on Jul 1, 2026, 7:00:00 AM
True Texas Church Insurance requires more than a low premium or a familiar agent. The right protection starts with an independent church insurance ...

Topics: Church Insurance

Can Texas Teachers Get ACA Subsidies for Their Families?

Posted by Kevin Hall on Jun 30, 2026, 10:23:14 AM
What is an ACA Subsidy? An ACA subsidy is a premium tax credit or simply financial help that lowers the monthly premium for a Health Insurance ...

Topics: health insurance, teacher

How Standalone Hail Policies Work for Texas Homeowners

Posted by Ron Wadley on Jun 29, 2026, 8:00:00 AM
If you're a Texas homeowner, you've probably heard someone mention a standalone hail policy recently. Maybe a neighbor brought it up after a ...

Topics: Home Insurance Tips, TRUE Texas Home Insurance, Standalone Hail Policy

Did the Storms Miss You? Review Your Texas Hail Coverage Now

Posted by Ron Wadley on Jun 26, 2026, 8:00:00 AM
For many Texas homeowners, spring storm season is finally starting to wind down. The hailstorms are becoming less frequent. The weather maps are a ...

Topics: Home Insurance Tips, TRUE Texas Home Insurance, Standalone Hail Policy

How a Standalone Hail Policy Can Eliminate Your Hail Deductible

Posted by Ron Wadley on Jun 24, 2026, 8:00:00 AM
If you're a Texas homeowner, you've probably noticed a frustrating trend over the last several years. Your homeowners insurance premium keeps going ...

Topics: Home Insurance Tips, TRUE Texas Home Insurance, Standalone Hail Policy