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Defense Costs: The Overlooked Protection Every Texas Daycare Needs

Posted by Brad Hancock on Sep 19, 2025 3:02:14 PM
Key Takeaways Duty To Defend vs Duty To Reimburse Defense Costs: Inside or Outside Policy Coverage Limits Two More Details Every Daycare Should Know ...

Topics: claim, liability, True Texas Education Insurance, daycares

Does An After School Youth Program Need Insurance In Texas?

Posted by Brad Hancock on Sep 17, 2025 2:32:00 PM
Tim has always been proud of his after school program in Austin. For years, he and his staff have provided a safe and fun environment for kids whose ...

Topics: liability, True Texas Education Insurance, after-school programs

Can My Texas Church Get Full Coverage Insurance?

Posted by Ron Wadley on Sep 16, 2025 4:13:16 PM
Key Takeaways The Myth of Full Coverage for Liability When "Cheap" Sounds Like Good Stewardship Storm Coverage That Really Isn't Storm Coverage At ...

Topics: liability, property, Church Insurance, The Promise Of Certainty

How Does My Church Insurance Policy Handle Defense Of Liability Claims

Posted by Amanda Minter on Sep 15, 2025 2:39:51 PM
Key Takeaways Duty To Defend vs Duty To Reimburse Defense Costs Are Not Handled The Same Inside All Policies Two Different Keys To Remember If you ...

Topics: professional liability, liability, Church Insurance

How Not To Make Your Texas Daycare's Lawyer Rich!

Posted by Brad Hancock on Sep 9, 2025 3:11:00 PM
Key Takeaways The Insurance Provider Brings The Lawyer For You The Lawyer Already Knows The Daycare Playbook You Don't Have To Pay Out Of Pocket Up ...

Topics: liability, True Texas Education Insurance, daycares

Is It Good To Put My Business Vehicles In A Series LLC?

Posted by Brad Hancock on Aug 19, 2025 2:50:09 PM
Starting and running a construction business in Texas has been a challenge the last few years. Everyone sees the people moving in and the homes and ...

Topics: liability, commercial texas insurance, commercial auto insurance

Three Things Your Daycare Insurance Company Doesn't Want You To Know

Posted by Brad Hancock on Aug 13, 2025 10:45:00 AM
Key Takeaways Abuse and Molestation Coverage Isn't Always Included Your Roof Likely Isn't Covered The Way You Think After A Hail Storm Past Incidents ...

Topics: liability, property, True Texas Education Insurance, daycares

Why Is The Insurance Company Inspecting My Texas Daycare?

Posted by Brad Hancock on Aug 6, 2025 4:17:22 PM
Key Takeaways Inspections are Standard For New Policies They're Looking For Risk Factors The Report Can Change Your Coverage What You Say To The ...

Topics: liability, property, daycares, inspections

Is A Daycare Insurance Quote That Is Grossly Cheaper Than Others Good?

Posted by Brad Hancock on Aug 4, 2025 3:58:38 PM
Key Takeaways You Might Have A Limited Roof Policy The Policy Might Be Missing Other Key Coverages The Agent May Not Understand Daycare Risks If that ...

Topics: liability, property, daycares

Why Is This Church Insurance Agent Asking So Many Questions?

Posted by Amanda Minter on Jul 29, 2025 4:23:31 PM
Key Takeaways We Ask Because It Matters What We Are Really Looking For You Should Expect This From A Good Agent If that isn't enough, here is a link ...

Topics: liability, property, Church Insurance