Insurance For Texans Blog

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Does My Texas Church Insurance Cover The Parsonage?

Posted by Amanda Minter on Jun 5, 2025 11:39:56 AM
What is insurable interest? Insurable interest is a fundamental insurance principle stating that an entity can only insure a property if they would ...

Topics: personal property, property, Church Insurance, parsonage

Why Multiple Insurance Agents Providing Quotes Can Hurt Your Church

Posted by Amanda Minter on May 30, 2025 12:03:18 PM
Key Takeaways Multiple agents quoting the same church can quietly shrink your options. Once a carrier receives a submission, that market is typically ...

Topics: liability, Insurance Policy, property, Church Insurance

What Do I Need To Know If My Texas Church Doesn't Have Insurance?

Posted by Amanda Minter on May 27, 2025 5:16:00 PM
Key Takeaways Once a Church Lets Coverage Lapse, Getting Insurance Again Becomes Much Harder Carriers see gaps in coverage as a serious red flag. ...

Topics: liability, gaps in coverage, property, Church Insurance

Texas Daycares Need Smarter Property Insurance In Our Crazy Weather

Posted by Brad Hancock on May 9, 2025 2:11:58 PM
Key Takeaways Big Texas storms expose weak insurance policies. Hail, wind, and severe weather are striking more often and the gaps in daycare ...

Topics: hail, property, True Texas Education Insurance, daycares

3 Things Computer Repair Shops Need To Know About Property Insurance

Posted by Brad Hancock on May 8, 2025 5:41:43 PM
When Steve started his computer repair business a few years ago, he only had a used workbench, some tools and blanketed social media with offers of ...

Topics: property, business personal property, True Texas Technology Insurance

Why Texas Churches Are Struggling With Property Insurance In 2025

Posted by Amanda Minter on May 6, 2025 1:38:45 PM
When your church has been around for more than 100 years, it has seen a thing or two. This particular old, brick church building in Tyler had ...

Topics: texas weather, property, Church Insurance

Can My Church Use Two Insurance Companies For Property & Liability

Posted by Amanda Minter on Apr 29, 2025 4:52:16 PM
Can a church use two different insurance companies for property insurance and liability insurance? Split Policy Strategy: An insurance arrangement ...

Topics: liability, property, Church Insurance

What Does My Church Association Need To Know About Insurance?

Posted by Amanda Minter on Apr 22, 2025 5:48:16 PM
Who is "the named insured" on an insurance policy? Entity-Specific Named Insured: A critical insurance designation that ensures the insurance policy ...

Topics: liability, property, Church Insurance, associations

How Do I Cover My Computer Repair Shop Gear & Equipment?

Posted by Brad Hancock on Apr 15, 2025 1:39:38 PM
Sarah was sipping her morning coffee when the alert popped up on her phone. A fire had broken out overnight in a strip mall just down the road from ...

Topics: property, business personal property, True Texas Technology Insurance

Will Insurance Replace Your Church's Broken Stained Glass Window?

Posted by Amanda Minter on Mar 28, 2025 3:46:16 PM
What is an insurance sub-limit? Stained Glass Sublimit: A specific cap or maximum dollar amount an insurance provider will pay for repairs or ...

Topics: property, Church Insurance, stained glass