Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Why Are There So Many Fees On My Church Insurance Bill?

    Posted by Amanda Minter on Mar 26, 2025 2:59:56 PM
    " \n What is a non-admitted insurance carrier? \n \n Non-Admitted (Surplus Lines) Insurance: A specialized insurance market that provides coverage ...
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    Topics: property, Church Insurance

    Is Functional Replacement Cost Bad For My Church Insurance Policy?

    Posted by Amanda Minter on Mar 17, 2025 9:15:00 AM
    " \n Key Takeaways \n \n \n \n Functional Replacement Cost Saves Money but Changes How a Church Is Rebuilt Unlike traditional replacement cost, ...
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    Topics: replacement cost, property, Church Insurance, Risk Purchasing Group

    Can A Risk Purchasing Group Get Your Church The Best Property Coverage

    Posted by Amanda Minter on Mar 14, 2025 10:00:00 AM
    " \n Key Takeaways \n \n \n \n A Risk Purchasing Group (RPG) lets churches combine their buying power to access stronger coverage and better property ...
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    Topics: property, Church Insurance, Risk Purchasing Group

    Why A National Risk Pool Can Be Better For Your Church’s Insurance

    Posted by Amanda Minter on Mar 13, 2025 11:51:31 AM
    Obtaining new, affordable property insurance for churches in Texas feels like the impossible these days. More and more churches are feeling the pinch ...
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    Topics: hail, property, Church Insurance, Risk Purchasing Group

    Did A Sublimit Reduce Your Church's Claim Payout?

    Posted by Amanda Minter on Mar 12, 2025 4:03:53 PM
    " \n Key Takeaways \n \n \n Sublimits Can Dramatically Reduce Your Church’s Claim Payout Many Texas churches assume their full property coverage ...
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    Topics: limits of coverage, liability, property, Church Insurance

    Three Things Texas Daycares Need To Know About Insurance Today!

    Posted by Brad Hancock on Mar 11, 2025 9:30:01 AM
    " \n Key Takeaways \n \n \n Price alone doesn’t protect your daycare. Chasing the cheapest insurance policy can leave you exposed to hidden ...
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    Topics: liability, property, True Texas Education Insurance, daycares

    What Do Texas Business Owners Need To Know About Spring Hail Insurance

    Posted by Brad Hancock on Mar 3, 2025 8:30:00 AM
    Texas weather can be wild! It seems like we move from the dead of winter to the "Spring Hail" Season almost instantly. It is incredible how quickly ...
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    Topics: business coverage, hail, property, business interruption

    Think Your Daycare Is Covered? These Policy Limits Say Otherwise!

    Posted by Brad Hancock on Feb 12, 2025 2:46:44 PM
    " \n Key Takeaways \n \n \n \n Coverage limits can leave your daycare exposed even if you have insurance. Many Texas daycare owners assume their ...
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    Topics: limits of coverage, liability, property, True Texas Education Insurance, daycares

    Does Changing My Texas Daycare Insurance Every Year Matter?

    Posted by Brad Hancock on Feb 11, 2025 5:04:21 PM
    " \n Key Takeaways \n \n \n \n Chasing lower premiums can cost more in the long run. Constantly switching daycare insurance to save a few dollars can ...
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    Topics: liability, property, True Texas Education Insurance, daycares

    Is A Daycare’s Playground a Hailstorm Target? Don’t Wait to Find Out

    Posted by Brad Hancock on Jan 13, 2025 2:55:51 PM
    " \n Key Takeaways \n \n \n Outdoor playgrounds are at high risk during Texas hail season. Playgrounds, fences, and shade canopies can be damaged or ...
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    Topics: hail, property, True Texas Education Insurance, daycares, playgrounds