Does An Automatic Water Shutoff System Help With Texas Home Insurance?
Posted by
Ron Wadley on Sep 22, 2025 3:00:52 PM
Sarah had just bought her dream home in Waco. It wasn't a "fixer upper", but she loved it. Everything felt fresh and new. The paint was crisp, the ...
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Topics: discounts, water, TRUE Texas Home Insurance
Why Wisdom Matters More Than Knowledge For Your Texas Home Insurance
Posted by
Ron Wadley on Sep 18, 2025 3:46:14 PM
Earlier this week, I was talking with my friend Brian Kurtz. He made a statement that stuck with me. He said, “There is a fine line between knowledge ...
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Topics: independent insurance agent, gaps in coverage, TRUE Texas Home Insurance
When Emily bought her first home in Frisco, she was excited. It was a brand-new build with a fresh yard, clean paint, and that wonderful smell of a ...
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Topics: claim settlement, new home, TRUE Texas Home Insurance
Is It Worth It To Keep A 1% Hail Deductible On Texas Home Insurance?
Posted by
Ron Wadley on Jul 9, 2025 5:41:08 PM
Steve has lived in Tyler all his life. He’s been in his current home for six years now and, like many Texans, he's no stranger to hail storms. Every ...
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Topics: replacement cost, deductible, hail, roofing schedule, TRUE Texas Home Insurance
Given The Recent Disaster, How Does Texas Flood Insurance Work?
Posted by
Ron Wadley on Jul 8, 2025 12:40:24 PM
I've started to compose my thoughts on catastrophic flooding events in The Hill Country multiple times. It never feels quite right. As a parent of a ...
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Topics: flood insurance, TRUE Texas Home Insurance, Flash Floods
Are You A Texas Homeowner With A Reduction In Coverage Letter?
Posted by
Ron Wadley on Jun 25, 2025 2:42:03 PM
Ben had been living in his Waco home for five years. It wasn’t fancy, but it was solid. A good roof. Decent yard. Great location in a safe ...
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Topics: deductible, roofing schedule, TRUE Texas Home Insurance, coverage reduction
The day was like any other Monday. I headed out the door in the pre-sunrise moments to get a hike in and clear my head for the day ahead. My wife and ...
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Topics: business coverage, TRUE Texas Home Insurance, total cost of risk
Can My Mortgage Lender Force Me To Carry Specific Insurance Coverage
Posted by
Ron Wadley on Jun 16, 2025 2:24:02 PM
Mary is a single mom living in Waco. Like so many parents right now, she is watching every penny that leaves her bank account. Groceries have gone ...
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Topics: mortgage payment, replacement cost, hail, TRUE Texas Home Insurance
What Is A Normal Deductible For Texas Home Insurance?
Posted by
Ron Wadley on May 22, 2025 5:54:49 PM
Jim is buying his first home on the west side of Fort Worth. He’s excited, a little nervous, and trying to get everything in order before closing ...
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Topics: deductible, hail, TRUE Texas Home Insurance
What Do Texas Homeowners Need To Know About Insurance In 2025?
Posted by
Ron Wadley on May 1, 2025 5:14:14 PM
When the massive hail storm rolled through North Austin into Round Rock a couple of years ago, Ashley's house got blasted. The noise on the roof was ...
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Topics: texas weather, roofing schedule, TRUE Texas Home Insurance
