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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Why Is My Home Insurance Premium Going Up After Record Profits?

    Posted by Ron Wadley on Apr 14, 2025 3:42:13 PM
    If you are anything like Mary, you have seen your home insurance rates climb like they are almost to the top of Kilimanjaro. Mary lives in a nice ...
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    Topics: replacement cost, hail, TRUE Texas Home Insurance

    Three Things Texas Homeowners Need To Know Before Hail Season Starts

    Posted by Ron Wadley on Feb 27, 2025 11:19:59 AM
    Beth had had enough last fall. Her homeowners policy premiums just became too much. She had to find something cheaper. She found an insurance agent ...
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    Topics: replacement cost, deductible, hail, claim, TRUE Texas Home Insurance

    What Is Functional Replacement Cost On Historical Homes?

    Posted by Ron Wadley on Feb 4, 2025 9:49:12 AM
    David loves his house in Dallas. It just ticked over being 100 years old. He’s proud to own a piece of history since so many Dallas homes have been ...
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    Topics: replacement cost, Home Insurance Tips, TRUE Texas Home Insurance

    Will The California Wildfires Increase My Texas Home Insurance?

    Posted by Ron Wadley on Jan 20, 2025 10:44:07 AM
    The wildfires raging across Los Angeles right now feels far away. Unfortunately, the devastation will reach Texas and beyond. Many homeowners ...
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    Topics: TRUE Texas Home Insurance, True Texas Education Insurance, total cost of risk

    Three Myths Texans Believe About Hail Coverage On Home Insurance

    Posted by Ron Wadley on Dec 2, 2024 3:48:02 PM
    Last spring, Ted, experienced one of the worst hailstorms he could remember at his Grapevine home. Baseball-sized hail pummeled his roof, left dents ...
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    Topics: hail, TRUE Texas Home Insurance, myths

    Are Zero Pay Claims Ruining Your Home Insurance Search?

    Posted by Ron Wadley on Aug 22, 2024 11:43:53 AM
    Terri had always prided herself on being responsible when it came to her Austin home. As she started shopping for new home insurance this month, she ...
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    Topics: home insurance, claim settlement, deductible, claim, TRUE Texas Home Insurance

    What The Heck! The True Cost of Recent Insurance Changes in Texas

    Posted by Ron Wadley on Jul 12, 2024 1:10:16 PM
    Ted, like most Texas homeowners, has been feeling increasingly anxious about the rising costs of home insurance. Everyone around him is complaining ...
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    Topics: auto insurance, home insurance, deductible, discounts, homeowners insurance, TRUE Texas Home Insurance

    Is The Texas Fair Plan A Good Home Insurance Policy?

    Posted by Brad Hancock on Jun 14, 2024 10:03:56 AM
    A long time Insurance For Texans customer called into the office last week. Becky was frustrated by the ever increasing of home insurance in Ft ...
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    Topics: home insurance, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance

    Unraveling the Truth: New Reality of Home and Auto Insurance Bundling

    Posted by Ron Wadley on Jun 11, 2024 1:52:46 PM
    Hey there, fellow Texans! It’s time to dive into a misunderstood topic that affects our wallets and peace of mind—insurance bundling. In the past, ...
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    Topics: deductible, Home Insurance Tips, gaps in coverage, TRUE Texas Home Insurance, basics of home insurance

    The Math Of The Current Home Insurance Market In Texas

    Posted by Ron Wadley on Jun 3, 2024 4:57:23 PM
    Michael was in the process of moving to Texans and buying a house. He had come from the West coast as so many people have done over the last five ...
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    Topics: windstorms, increased construction costs, hail, roofing schedule, TRUE Texas Home Insurance, inflation