Why Does My Texas Home Insurance Have A Roof Sublimit?

Posted by Ron Wadley on Apr 30, 2025 12:13:28 PM

The Spring hail season in North Texas has been somewhat quiet so far this year. We have not had as many big storms through March and April as we have ...

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Topics: hail, TRUE Texas Home Insurance, sublimit

What Is A Stated Limit For Roof Coverage On A Home Insurance Policy?

Posted by Ron Wadley on Apr 16, 2025 4:31:34 PM

Like most folks in North Texas, Jason knows hail season can be a mess. His neighbor across town had to replace a roof last year after a big storm, ...

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Topics: replacement cost, hail, roofing schedule, TRUE Texas Home Insurance

Why Is My Home Insurance Premium Going Up After Record Profits?

Posted by Ron Wadley on Apr 14, 2025 3:42:13 PM

If you are anything like Mary, you have seen your home insurance rates climb like they are almost to the top of Kilimanjaro. Mary lives in a nice ...

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Topics: replacement cost, hail, TRUE Texas Home Insurance

Three Things Texas Homeowners Need To Know Before Hail Season Starts

Posted by Ron Wadley on Feb 27, 2025 11:19:59 AM

Beth had had enough last fall. Her homeowners policy premiums just became too much. She had to find something cheaper. She found an insurance agent ...

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Topics: replacement cost, deductible, hail, claim, TRUE Texas Home Insurance

What Is Functional Replacement Cost On Historical Homes?

Posted by Ron Wadley on Feb 4, 2025 9:49:12 AM

David loves his house in Dallas. It just ticked over being 100 years old. He’s proud to own a piece of history since so many Dallas homes have been ...

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Topics: replacement cost, Home Insurance Tips, TRUE Texas Home Insurance

Will The California Wildfires Increase My Texas Home Insurance?

Posted by Ron Wadley on Jan 20, 2025 10:44:07 AM

The wildfires raging across Los Angeles right now feels far away. Unfortunately, the devastation will reach Texas and beyond. Many homeowners ...

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Topics: TRUE Texas Home Insurance, True Texas Education Insurance, total cost of risk

Three Myths Texans Believe About Hail Coverage On Home Insurance

Posted by Ron Wadley on Dec 2, 2024 3:48:02 PM

Last spring, Ted, experienced one of the worst hailstorms he could remember at his Grapevine home. Baseball-sized hail pummeled his roof, left dents ...

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Topics: hail, TRUE Texas Home Insurance, myths

Are Zero Pay Claims Ruining Your Home Insurance Search?

Posted by Ron Wadley on Aug 22, 2024 11:43:53 AM

Terri had always prided herself on being responsible when it came to her Austin home. As she started shopping for new home insurance this month, she ...

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Topics: home insurance, claim settlement, deductible, claim, TRUE Texas Home Insurance

What The Heck! The True Cost of Recent Insurance Changes in Texas

Posted by Ron Wadley on Jul 12, 2024 1:10:16 PM

Ted, like most Texas homeowners, has been feeling increasingly anxious about the rising costs of home insurance. Everyone around him is complaining ...

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Topics: auto insurance, home insurance, deductible, discounts, homeowners insurance, TRUE Texas Home Insurance