Cover Your Donut Shop

You've Created a Sweet Business

You are elbows deep in the dough each day to make some dough in the form of profit. Though it's not the only donut shop in town, your donut shop is a one-of-a-kind business, because it belongs to you. 

It also needs unique insurance protection, because not all businesses and risks are the same. 

Every donut shop owner needs strong insurance protection to safeguard his or her investment against this variety of risks. 

With the help of local independent insurance agents at Insurance For Texans, we will help you cover your donut shop business with a comprehensive set of business insurance policies that are tailored to your unique risks.

Unique Risks

Making delicious donuts and baked goods is a challenge in itself. What about those things outside of your control? While you want your donut shop teeming with customers, you don't want it to prove unsafe. Great insurance coverage realizes it's not just you who needs protection, but customers and suppliers as well.

The kinds of risks that affect your donut shop can vary widely depending on your location, the products you offer, and the type of business you run. However, some of the most common risks faced by donut shop owners include:

• Deep fryer fires damaging your building
• A customer slips and falls in your shop
• Guests get sick due to contaminated products
• Food is spoiled due to loss of power
• Injuries caused by cooking equipment
  
  

These are only a few of the risks your donut shop faces on a regular basis due to the type of business you have. Believe us, there are many more!

Unique Protection

Businesses of all shapes, sizes and purposes face weather-related, equipment-related, and fire-related risks every day. We want to help cover the normal and unique for a well-rounded protection plan. 

• Building
  • The building is damaged by a storm
  • Lease terms stipulate the responsibility of the business
  • Case Study
    
    
• Products & Liability 
  
  • Coverage for claims due to illness caused by your food
  • Protection for customer slips and falls
  • Claims for mistaken advertising or copyright infringement 
    
    

• Contents
  • Loss of inventory
  • Tools and equipment
  • Lost income while recovering from a claim
    
    
    
• Personal Data and Money 
  
  • Notifying customers if personal payment data has been compromised (credit cards)
  • Coverage for money and securities managed by your shop
  • Theft from a dishonest employee
    
    
• Employees
  • Employee injuries
  • Claims from employees for discrimination, harassment, wrongful termination
    
    

Here to Help

We know you want to protect your donut shop in the best way possible.  That's why we will walk through some handpicked policies, explain their details thoroughly so that there are no surprises come claim day or during an emergency situation, like an ice-storm that freezes your water lines and creates a flood. 

The best part? We are business owners, too. We think like business owners. We protect like business owners. We respect business owners.

Click the button below to get acquainted and on to finding True Texas Coverage for your donut shop.