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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    The 2% Deductible Dilemma: What Texas Homeowners Need to Know

    Posted by Ron Wadley on Feb 16, 2024 3:34:18 PM
    Stephen is a Frisco homeowner living in the bullseye of the North Texas hail track each spring. With each storm that passes through, the risk of a ...
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    Topics: windstorms, deductible, split deductibles, percentage deductibles, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

    Hail Havoc: Is Your Metal Roof Covered in Texas Storms?

    Posted by Ron Wadley on Jan 30, 2024 11:43:04 AM
    As we roll into hail season, which is basically all year in Texas, homeowners are giving their insurance policies a once over to make sure that they ...
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    Topics: home insurance, windstorms, hail, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance, lubbock

    Why Isn't The Entire Roof Being Replaced On My Home?

    Posted by Ron Wadley on Jan 5, 2024 4:20:25 PM
    Hey there, fellow Texans! Today, we've got a story that hits close to home for many of us, since we've all been through at least one of our notorious ...
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    Topics: replacement cost, windstorms, Dallas/Fort Worth, hail, Home Insurance Tips, TRUE Texas Home Insurance

    Why Won't My Insurance Coverage Replace My Roof?

    Posted by Ron Wadley on Dec 29, 2023 10:15:00 AM
    With all of the insurance companies being in the news for the wicked increases in home insurance rates over the last two years, more and more Texans ...
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    Topics: replacement cost, actual cash value, windstorms, hail, roofing schedule, TRUE Texas Home Insurance, Austin

    Understanding Deductible Buy Downs for Your Business Property

    Posted by Brad Hancock on Dec 22, 2023 11:29:00 AM
    Meet Ted, a business owner in Dallas. Ted has a flourishing dental office in East Dallas where he takes care of families with great care! Ted loves ...
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    Topics: windstorms, business coverage, deductible, Dallas, Dallas/Fort Worth, percentage deductibles, hail, Business Owner, Commercial Insurance, property

    Are Texas Insurance Rates Climbing Faster Than Other States?

    Posted by Ron Wadley on Nov 20, 2023 4:01:25 PM
    Understanding the trends in insurance costs is essential for Texans, especially since these rates are increasing faster than you can shake a stick at ...
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    Topics: auto insurance, insurance for texans, windstorms, hail, claim, homeowners insurance, Home Insurance Tips

    What Does A 3% Hail Deductible Mean For Texas Homeowners?

    Posted by Ron Wadley on Sep 27, 2023 10:15:00 AM
    "Howdy Folks! I'm Big Tex! And welcome to the great state fair of Texas." It is currently state fair time in Texas and there are changes happening in ...
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    Topics: home insurance, windstorms, deductible, hail, homeowners insurance, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

    How Does Location Affect Property Insurance In Texas?

    Posted by Ron Wadley on Sep 19, 2023 4:34:04 PM
    Howdy, y'all! Grab your sweet tea and gather 'round because today, we're diving into a Texan truth that's as big as the Lone Star State itself: ...
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    Topics: windstorms, deductible, hail, rental property, investment property, Home Insurance Tips, commercial texas insurance, property

    What Can I Do If My Insurance Company Drops Hail Coverage On My Policy For My Texas Business?

    Posted by Brad Hancock on Sep 5, 2023 1:23:36 PM
    In recent weeks, many Texas business owners have received their commercial insurance policy renewals in the mail. And many of these renewals can feel ...
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    Topics: windstorms, business coverage, hail, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance

    Why Does My Business Need Hail Coverage If I Rent My Space?

    Posted by Brad Hancock on Sep 1, 2023 11:25:43 AM
    The Texas summer has been long and hot. Almost historic when looking at the number of days that it has felt like the surface of the sun. As the ...
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    Topics: windstorms, business coverage, hail, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance, BOP