Insurance For Texans Blog

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Is Your Texas Church Covered When A Non-Member Uses Your Facilities?

Posted by Amanda Minter on Dec 17, 2025, 5:13:53 PM
Key Takeaways Collecting Fees Can Void Your Coverage: Many low-cost policies classify facility rentals as unrelated business income rather than ...

Topics: Church Insurance, event insurance, exclusions

Faithful Stewardship Understands Your Church's Liability Risks

Posted by Ron Wadley on Dec 12, 2025, 12:02:39 PM
Pastor Robert had always been proud of his church in Waco. It had grown into a lively gathering place for worship, events, and community outreach. It ...

Topics: Church Insurance, Church Podcast

2026 Texas Health Insurance Open Enrollment Deadlines

Posted by Kevin Hall on Dec 11, 2025, 8:00:41 AM
Key Takeaways Texans must select an ACA Marketplace plan by December 15 to have health insurance coverage effective January 1, and missing this ...

Topics: health insurance, ACA, ACA Alternatives, open enrollment

Is It Good For My Church Insurance To Have A Roof Sublimit?

Posted by Amanda Minter on Dec 9, 2025, 4:56:30 PM
What is a roof sublimit? A roof sublimit is a specific Texas Church Insurance policy provision that caps the total amount an insurance carrier will ...

Topics: hail, Church Insurance, sublimit

Faithful Stewardship Means Providing Health Insurance for Church Staff

Posted by Ron Wadley on Dec 5, 2025, 9:38:44 AM
A small, energetic church in Lubbock found itself facing a problem that felt bigger than its budget. Tim, the elder responsible for finances, knew ...

Topics: Church Insurance, Church Podcast

Who Picks The Contractor When My Texas Church Makes A Storm Claim?

Posted by Amanda Minter on Dec 3, 2025, 3:34:17 PM
What is a managed repair program? Managed Repair Program: An Texas Church Insurance policy provision or supplemental program where the insurance ...

Topics: claim settlement, Church Insurance, contractor

Texas Small Business Health Insurance Feels Like Buying A Mystery Box

Posted by Kevin Hall on Dec 2, 2025, 4:11:48 PM
Key Takeaways Texas small business owners are tired of “mystery box” health insurance renewals. Premiums, networks, and out of pocket costs keep ...

Topics: health insurance, group health, small business

What Is A Managed Repair Program In Texas Church Insurance?

Posted by Amanda Minter on Dec 1, 2025, 4:14:03 PM
What is a managed repair program? Managed Repair Program: An insurance industry reaction to the rising costs of weather related claims for Texas ...

Topics: claim settlement, property, Church Insurance

Faithful Stewardship is Thankful for Blessings

Posted by Ron Wadley on Dec 1, 2025, 11:15:29 AM
Pastor Greg stood in the empty sanctuary the week before Thanksgiving, taking in the quiet before the holiday rush. The last few months had been ...

Topics: Church Insurance, Church Podcast

Faithful Stewardship Asks the Hard Questions

Posted by Ron Wadley on Nov 21, 2025, 10:34:04 AM
The little church outside Waco had never given much thought to insurance. They were tucked safely outside of town, proud of how well they maintained ...

Topics: Church Insurance, Church Podcast