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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    I Need New Daycare Insurance & They Are Asking Me For Loss Runs

    Posted by Brad Hancock on Mar 6, 2025 2:47:42 PM
    " \n Key Takeaways \n \n \n Loss run reports are essential when shopping for new daycare insurance. Insurance companies require these reports to ...
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    Topics: True Texas Education Insurance, daycares, Loss Runs

    What Are FTEs And How Do They Affect My Daycare Health Insurance?

    Posted by Kevin Hall on Mar 4, 2025 3:59:46 PM
    " \n Key Takeaways \n \n \n Full-Time Equivalents (FTEs) decide what health plans your daycare qualifies for. Even if your daycare has fewer than 50 ...
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    Topics: health insurance, group health, daycares, small business

    Why Is This Church Insurance Agent Asking Me About Loss Runs?

    Posted by Amanda Minter on Mar 4, 2025 9:45:00 AM
    Over the last eighteen months, many churches across Texas have received a non-renewal letter from their insurance provider. The property insurance ...
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    Topics: claim, Church Insurance, Loss Runs

    What Do Texas Business Owners Need To Know About Spring Hail Insurance

    Posted by Brad Hancock on Mar 3, 2025 8:30:00 AM
    Texas weather can be wild! It seems like we move from the dead of winter to the "Spring Hail" Season almost instantly. It is incredible how quickly ...
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    Topics: business coverage, hail, property, business interruption

    What Texas Churches Need to Know About Insurance Before Storm Season

    Posted by Amanda Minter on Feb 28, 2025 4:11:49 PM
    Kevin's church outside Austin had seen its fair share of storms over the years. Hail had battered the roof a few times, and strong winds had shaken ...
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    Topics: windstorms, hail, Church Insurance

    Three Things Texas Homeowners Need To Know Before Hail Season Starts

    Posted by Ron Wadley on Feb 27, 2025 11:19:59 AM
    Beth had had enough last fall. Her homeowners policy premiums just became too much. She had to find something cheaper. She found an insurance agent ...
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    Topics: replacement cost, deductible, hail, claim, TRUE Texas Home Insurance

    Does The Number Of Employees Taking Health Insurance Matter?

    Posted by Kevin Hall on Feb 26, 2025 4:51:06 PM
    Emma and Lisa run a Montessori school in Fort Worth. Their teachers work hard every day, and they want to offer them health insurance as a benefit. ...
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    Topics: health insurance, group health, Montessori schools

    Five Things Small Business Owners Need To Know About COBRA Benefits

    Posted by Kevin Hall on Feb 24, 2025 4:07:49 PM
    Scott has a knot in his stomach. He has been looking at his daycare's finances and the trend isn't good. While most people talk about the booming ...
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    Topics: cobra, group health, employer health insurance

    Is Your Business Insurance Policy Being Non-Renewed?

    Posted by Brad Hancock on Feb 21, 2025 3:47:58 PM
    When you run a law office, the last thing you want to worry about is insurance. It is not a topic that just pops to the top of your mind. We were ...
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    Topics: business coverage, Commercial Insurance, basics of business insurance, non-renewal

    Does My Texas Daycare Need Directors & Officers Insurance?

    Posted by Brad Hancock on Feb 20, 2025 2:13:41 PM
    " \n Key Takeaways \n \n \n \n \n Church-run daycares and preschools face real legal exposure. Even non-profit or volunteer-led boards can be sued ...
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    Topics: liability, D&O, True Texas Education Insurance, daycares