Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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Does An Automatic Water Shutoff System Help With Texas Home Insurance?

Posted by Ron Wadley on Sep 22, 2025 3:00:52 PM
Sarah had just bought her dream home in Waco. It wasn't a "fixer upper", but she loved it. Everything felt fresh and new. The paint was crisp, the ...
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Topics: discounts, water, TRUE Texas Home Insurance

Defense Costs: The Overlooked Protection Every Texas Daycare Needs

Posted by Brad Hancock on Sep 19, 2025 3:02:14 PM
" Key Takeaways \n \n Duty To Defend vs Duty To Reimburse \n Defense Costs: Inside or Outside Policy Coverage Limits \n Two More Details Every ...
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Topics: claim, liability, True Texas Education Insurance, daycares

Why Wisdom Matters More Than Knowledge For Your Texas Home Insurance

Posted by Ron Wadley on Sep 18, 2025 3:46:14 PM
Earlier this week, I was talking with my friend Brian Kurtz. He made a statement that stuck with me. He said, “There is a fine line between knowledge ...
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Topics: independent insurance agent, gaps in coverage, TRUE Texas Home Insurance

Does An After School Youth Program Need Insurance In Texas?

Posted by Brad Hancock on Sep 17, 2025 2:32:00 PM
Tim has always been proud of his after school program in Austin. For years, he and his staff have provided a safe and fun environment for kids whose ...
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Topics: liability, True Texas Education Insurance, after-school programs

Can My Texas Church Get Full Coverage Insurance?

Posted by Ron Wadley on Sep 16, 2025 4:13:16 PM
" Key Takeaways \n \n The Myth of Full Coverage for Liability \n When \"Cheap\" Sounds Like Good Stewardship \n Storm Coverage That Really Isn't ...
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Topics: liability, property, Church Insurance, The Promise Of Certainty

How Does My Church Insurance Policy Handle Defense Of Liability Claims

Posted by Amanda Minter on Sep 15, 2025 2:39:51 PM
" \n Key Takeaways \n \n \n Duty To Defend vs Duty To Reimburse \n Defense Costs Are Not Handled The Same Inside All Policies \n Two Different Keys ...
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Topics: professional liability, liability, Church Insurance

5 Questions Every Daycare Owner Should Be Asking Their Health Broker

Posted by Kevin Hall on Sep 10, 2025 2:16:36 PM
" \n Key Takeaways \n \n \n \n Are you Showing Me Any Level-Funded, Catastrophic, Self-Funded or Private Health Plans? \n Can We Build A Plan That ...
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Topics: group health, employer health insurance, daycares

How Not To Make Your Texas Daycare's Lawyer Rich!

Posted by Brad Hancock on Sep 9, 2025 3:11:00 PM
" \n Key Takeaways \n \n The Insurance Provider Brings The Lawyer For You \n The Lawyer Already Knows The Daycare Playbook \n You Don't Have To Pay ...
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Topics: liability, True Texas Education Insurance, daycares

Can Level Funded Health Plans Save My Texas Small Business Money?

Posted by Kevin Hall on Sep 8, 2025 11:52:48 AM
If you’ve ever owned a small business, you know what it feels like to watch expenses go up while if feels like the value is going down. Phil knows ...
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Topics: employer group policy, employer health insurance, level-funded health plans

Can An IHCRA Save My Texas Daycare Money Over Our Group Health Plan

Posted by Kevin Hall on Sep 3, 2025 2:41:21 PM
" \n Key Takeaways \n \n \n The Real Employee Experience With An ICHRA \n Why A Group Health Plan Still Wins \n Costs To Employer vs Value To ...
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Topics: ACA, group health, employer health insurance