Insurance For Texans Blog

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3 Alternative Health Plans Texans Can Use To Ditch The ACA Exchange

Posted by Kevin Hall on Oct 21, 2025 4:05:28 PM
Key Takeaways The Subsidized ACA Market Is Becoming Unsustainable for the Non-Qualifiers: Texans who rely on the ACA Exchange but do not qualify for ...

Topics: ACA Alternatives, private health insurance, direct primary care, open enrollment

Stop Guessing: Texas Daycare Health Solutions That Actually Work

Posted by Kevin Hall on Oct 16, 2025 2:28:18 PM
Key Takeaways Traditional group health plans create a financially crippling dilemma for small Texas daycare owners, forcing a choice between ...

Topics: health insurance, employer health insurance, True Texas Education Insurance

How To Shield Your Texas Pastor From Crippling Medical Debt

Posted by Kevin Hall on Oct 9, 2025 9:37:18 AM
Key Takeaways High-deductible health plans expose pastors and small church staff to financial landmines, like the $8,100 deductible that can lead to ...

Topics: health insurance, catastrophic health coverage, Church Insurance

Is The New Church Insurance Program With Low Premiums Safe To Use?

Posted by Amanda Minter on Oct 8, 2025 5:01:44 PM
Key Takeaways A Policy is Only as Good as the Claim: The true measure of any insurance program is its Claims Payment Track Record. You must choose a ...

Topics: liability, property, Church Insurance, total cost of risk

Is Your Church Insurance A Reality Respecter Or A Wishful Thinker?

Posted by Amanda Minter on Oct 6, 2025 4:39:40 PM
Key Takeaways Reality always wins. Texas churches must recognize that storms, lawsuits, and unexpected events will happen—and good insurance is part ...

Topics: property, Church Insurance, The Promise Of Certainty

What Your Texas Small Business Needs To Consider With The Shutdown

Posted by Kevin Hall on Oct 3, 2025 12:19:23 PM
Key Takeaways ACA subsidies that kept premiums lower for Texans are ending, and future funding is tied up in the government shutdown Employers using ...

Topics: ACA, group health, employer health insurance

Why Is My Daycare Insurance Company Sending Me An Audit Notice?

Posted by Brad Hancock on Oct 1, 2025 3:04:50 PM
Key Takeaways An Audit Is Standard, Not A Punishment Accurate Records Make The Process Easier Premiums Can Go Up Or Down Cooperation Matters Planning ...

Topics: True Texas Education Insurance, daycares, premium audits

Can I Protect My Daycare Business & Care For My Family If I Pass Away?

Posted by Kevin Hall on Sep 30, 2025 4:22:21 PM
Key Takeaways What Life Insurance Can Actually Do For Your Daycare What Happens Without A Plan Building A Plan That Works If you need deeper answers ...

Topics: life insurance, True Texas Education Insurance, key man life insurance

How To Keep Church Money For Missions Rather Than Giving It To Lawyers

Posted by Amanda Minter on Sep 26, 2025 2:12:12 PM
Key Takeaways The insurance company provides the lawyer for you The lawyer already understands how churches operate You don’t have to pay out of ...

Topics: liability, law firm, Church Insurance

Why General Liability Is More Than A Requirement For Texas Daycares

Posted by Brad Hancock on Sep 25, 2025 3:07:44 PM
Key Takeaways Understanding General Liability Insurance The Purpose And Coverage Provided By General Liability Insurance Risks This Insurance Policy ...

Topics: General Liability, True Texas Education Insurance, daycares