Key Takeaways The “Weather Tax” is driving premiums up across Texas. Even churches without recent claims are paying more because extreme weather ...

Key Takeaways The Problem is Outgrowth, Not Just Price: Most Texas church insurance policies are built for yesterday and no longer cover the ...

Key Takeaways The Subsidized ACA Market Is Becoming Unsustainable for the Non-Qualifiers: Texans who rely on the ACA Exchange but do not qualify for ...

Key Takeaways Traditional group health plans create a financially crippling dilemma for small Texas daycare owners, forcing a choice between ...

Key Takeaways High-deductible health plans expose pastors and small church staff to financial landmines, like the $8,100 deductible that can lead to ...

Key Takeaways A Policy is Only as Good as the Claim: The true measure of any insurance program is its Claims Payment Track Record. You must choose a ...

Key Takeaways Reality always wins. Texas churches must recognize that storms, lawsuits, and unexpected events will happen—and good insurance is part ...

Key Takeaways ACA subsidies that kept premiums lower for Texans are ending, and future funding is tied up in the government shutdown Employers using ...

Key Takeaways An Audit Is Standard, Not A Punishment Accurate Records Make The Process Easier Premiums Can Go Up Or Down Cooperation Matters Planning ...

Key Takeaways What Life Insurance Can Actually Do For Your Daycare What Happens Without A Plan Building A Plan That Works If you need deeper answers ...