Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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What Your Texas Small Business Needs To Consider With The Shutdown

Posted by Kevin Hall on Oct 3, 2025 12:19:23 PM
" \n Key Takeaways \n \n \n ACA subsidies that kept premiums lower for Texans are ending, and future funding is tied up in the government shutdown \n ...
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Topics: ACA, group health, employer health insurance

Why Is My Daycare Insurance Company Sending Me An Audit Notice?

Posted by Brad Hancock on Oct 1, 2025 3:04:50 PM
" Key Takeaways \n \n An Audit Is Standard, Not A Punishment \n Accurate Records Make The Process Easier \n Premiums Can Go Up Or Down \n Cooperation ...
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Topics: True Texas Education Insurance, daycares, premium audits

Can I Protect My Daycare Business & Care For My Family If I Pass Away?

Posted by Kevin Hall on Sep 30, 2025 4:22:21 PM
" \n Key Takeaways \n \n \n What Life Insurance Can Actually Do For Your Daycare \n What Happens Without A Plan \n Building A Plan That Works \n \n ...
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Topics: life insurance, True Texas Education Insurance, key man life insurance

How To Keep Church Money For Missions Rather Than Giving It To Lawyers

Posted by Amanda Minter on Sep 26, 2025 2:12:12 PM
" \n Key Takeaways \n \n The insurance company provides the lawyer for you \n The lawyer already understands how churches operate \n You don’t have ...
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Topics: liability, law firm, Church Insurance

Why General Liability Is More Than A Requirement For Texas Daycares

Posted by Brad Hancock on Sep 25, 2025 3:07:44 PM
" \n Key Takeaways \n \n \n Understanding General Liability Insurance \n The Purpose And Coverage Provided By General Liability Insurance \n Risks ...
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Topics: General Liability, True Texas Education Insurance, daycares

If My Daycare Enrollment Is Shrinking, Can I Save Money On Insurance?

Posted by Brad Hancock on Sep 24, 2025 5:53:51 PM
" \n Key Takeaways \n \n \n Your Premiums Can Shrink With Enrollment If You Take Action \n Coverage Gaps Become More Dangerous \n Loss History and ...
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Topics: True Texas Education Insurance, daycares, renewals

Does An Automatic Water Shutoff System Help With Texas Home Insurance?

Posted by Ron Wadley on Sep 22, 2025 3:00:52 PM
Sarah had just bought her dream home in Waco. It wasn't a "fixer upper", but she loved it. Everything felt fresh and new. The paint was crisp, the ...
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Topics: discounts, water, TRUE Texas Home Insurance

Defense Costs: The Overlooked Protection Every Texas Daycare Needs

Posted by Brad Hancock on Sep 19, 2025 3:02:14 PM
" Key Takeaways \n \n Duty To Defend vs Duty To Reimburse \n Defense Costs: Inside or Outside Policy Coverage Limits \n Two More Details Every ...
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Topics: claim, liability, True Texas Education Insurance, daycares

Why Wisdom Matters More Than Knowledge For Your Texas Home Insurance

Posted by Ron Wadley on Sep 18, 2025 3:46:14 PM
Earlier this week, I was talking with my friend Brian Kurtz. He made a statement that stuck with me. He said, “There is a fine line between knowledge ...
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Topics: independent insurance agent, gaps in coverage, TRUE Texas Home Insurance

Does An After School Youth Program Need Insurance In Texas?

Posted by Brad Hancock on Sep 17, 2025 2:32:00 PM
Tim has always been proud of his after school program in Austin. For years, he and his staff have provided a safe and fun environment for kids whose ...
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Topics: liability, True Texas Education Insurance, after-school programs