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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    What Is A Health Insurance Deductible & Why Do Texans Obsess Over It?

    Posted by Kevin Hall on Jul 20, 2023 4:15:30 PM
    With the second half of the year beginning, we are careening towards open enrollment for health insurance plans at what feels like warp speed. After ...
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    Topics: deductible, health insurance, ACA, ACA Alternatives

    The Basics Of Cyber Insurance: First & Third-Party Liability Coverage

    Posted by Brad Hancock on Jul 19, 2023 5:03:20 PM
    Businesses are facing an increasingly significant threat that can cripple their operations and damage their reputation—cyber attacks. As the ...
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    Topics: business coverage, business income coverage, Business Owner, cyber insurance, ransomware, cyber crime, basics of business insurance, malware

    Why Does My Commercial Lease Require General Liability Insurance?

    Posted by Brad Hancock on Jul 18, 2023 10:18:47 AM
    If you are a business owner who rents space, you may be wondering why your landlord requires you to carry general liability insurance. After all, ...
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    Topics: business coverage, General Liability, Business Owner, Commercial Insurance, basics of business insurance, BOP

    What is Professional Liability Insurance?

    Posted by Brad Hancock on Jul 17, 2023 3:39:45 PM
    Professional Liability Insurance, also known as Errors and Omissions Insurance or Malpractice Insurance, is a form of insurance that provides ...
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    Topics: professional liability, Business Owner, Commercial Insurance, medical malpractice, malpractice, basics of business insurance

    Does My Cyber Insurance Cover A Malware Attack?

    Posted by Brad Hancock on Jul 14, 2023 11:20:54 AM
    If you run a legitimate business in Texas today, you use a computer. Somewhere. We all do. Sure, you may still operate on a cash only basis, but ...
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    Topics: business coverage, business income coverage, Business Owner, cyber insurance, commercial texas insurance, cyber crime, basics of business insurance, malware

    What Is The ACA Exchange?

    Posted by Kevin Hall on Jul 13, 2023 5:45:18 PM
    Unforeseen medical emergencies can have devastating financial consequences, which is why having health insurance coverage is important for all ...
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    Topics: health insurance, ACA, catastrophic health coverage, Obamacare, supplemental health plans

    Cyber Insurance for Data Theft

    Posted by Brad Hancock on Jul 12, 2023 1:54:52 PM
    Businesses today face numerous risks when it comes to data theft. From ransomware attacks and malware infiltrations to social engineering tactics and ...
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    Topics: business coverage, electronic data processing equipment, business income coverage, Business Owner, cyber insurance, commercial texas insurance, cyber crime, basics of business insurance, data theft

    Why You Can't Operate A Business Without Cyber Insurance

    Posted by Ron Wadley on Jul 11, 2023 2:15:18 PM
    If your business is like ours, we communicate constantly via email, chat, text, messenger, and just about anything that is not a phone call. One of ...
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    Topics: electronic data processing equipment, Commercial Insurance, cyber insurance, commercial texas insurance, ransomware, cyber crime, invoice manipulation

    Want to eliminate your health deductible for a few dollars a day?

    Posted by Kevin Hall on Jul 10, 2023 5:26:50 PM
    If you've been paying any amount of attention over the last decade, you've noticed that the annual deductible on your health insurance has been ...
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    Topics: health insurance, ACA, employer group policy, ACA Alternatives, Obamacare, supplemental health plans

    When Is It Best To Not Use Prescription Drug Coverage?

    Posted by Ron Wadley on Jul 7, 2023 2:33:23 PM
    Managing the cost of prescription drugs can be a daunting task for many individuals, especially those with chronic conditions requiring long-term ...
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    Topics: health insurance, ACA, ACA Alternatives, prescription coverage, supplemental health plans