Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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How Do Early Retirees Get Health Insurance Without Having A Job?

Posted by Ron Wadley on Jan 7, 2023, 12:16:07 PM
Retiring early is a dream for many Texans. Since the COVID lockdowns of 2020 and the subsequent craziness in the employment market, the number of ...

Topics: Texas, insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives, Obamacare, cobra, early retirees

Does Health Insurance Include Dental And Vision

Posted by Ron Wadley on Nov 26, 2019, 5:18:55 PM
As Texans push to the December 15th close of Open Enrollment, those that do not have access to an employer based health insurance plan are ...

Topics: insurance for texans, health insurance, ACA

What Is Coinsurance?

Posted by Ron Wadley on Nov 4, 2019, 9:07:58 PM
With open enrollment starting on November 1st, many Texans are evaluating their health insurance plans for 2020. While many focus on the monthly ...

Topics: insurance for texans, deductible, health insurance, ACA, independent insurance agent, catastrophic health coverage, ACA Alternatives

How Do I Buy Health Insurance In Texas

Posted by Ron Wadley on Oct 29, 2019, 3:59:31 PM
For many Texans, they obtain their health insurance through their employer. But for those who don't, where to and how to buy Texas Health Insurance ...

Topics: Texas, insurance for texans, health insurance, ACA, independent insurance agent, catastrophic health coverage, ACA Alternatives

Is It Better To Have A High or Low Deductible For Health Insurance

Posted by Ron Wadley on Oct 28, 2019, 8:41:46 PM
After leaving his corporate job and opening his own business, Chuck was now in the process of securing his first health insurance plan that didn't ...

Topics: Texas, insurance for texans, deductible, health insurance, ACA, independent insurance agent

What Is An Out-Of-Pocket Maximum?

Posted by Ron Wadley on Oct 23, 2019, 8:25:35 PM
Open enrollment starts in a few days for health insurance policies sold through the ACA Exchange, and Texans are evaluating their options. One of the ...

Topics: Texas, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

What Is Considered A Pre-Existing Condition?

Posted by Ron Wadley on Oct 14, 2019, 3:48:57 PM
As Texans begin considering what they are going to do for their health insurance coverage next year, the subject of pre-existing conditions comes up ...

Topics: health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

Can I Get Prescriptions Without Insurance?

Posted by Ron Wadley on Oct 7, 2019, 1:19:05 PM
As healthcare costs have continued to escalate over the last 20 years, one bugaboo that has continued to work against Texans is the cost of ...

Topics: Texas, insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

Will Cheap Health Insurance Plans Cover Everything I Need?

Posted by Ron Wadley on Oct 1, 2019, 2:07:08 PM
Over the last decade the idea of what NEEDS to be covered by your Texas Health Insurance policy has changed. Dramatically in fact. One of the ...

Topics: Texas, insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

What Is Short Term Medical Insurance

Posted by Ron Wadley on Sep 23, 2019, 11:21:26 AM
When the Affordable Care Act was put in place and the idea of a once a year open enrollment was put in place, there became a need for a stop gap ...

Topics: insurance for texans, health insurance, ACA, Short Term Medical, independent insurance agent, catastrophic health coverage