Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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Data Concerns From Cyber Attacks

Posted by Brad Hancock on Aug 14, 2023, 10:15:34 AM
Unfortunately, the threat of cyber attacks looms large over individuals, businesses, and organizations of all sizes. It seems like there is a new ...

Topics: business coverage, electronic data processing equipment, Commercial Insurance, cyber insurance, ransomware, cyber crime, basics of business insurance, data theft, malware

What Makes A Great Commercial Insurance Application?

Posted by Brad Hancock on Aug 1, 2023, 9:10:41 PM
Commercial insurance is an important aspect of protecting your Texas-based business from potential risks and financial losses. Whether you own a ...

Topics: business coverage, business income coverage, Business Owner, Commercial Insurance, cyber insurance, commercial texas insurance, basics of business insurance

Inexperienced Commercial Agents: How A Contractor Was In Jeopardy

Posted by Brad Hancock on Jul 25, 2023, 8:35:06 AM
In a prior article on our website about inexperienced commercial agents, we explained why many licensed insurance agents are moving away from ...

Topics: business coverage, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance

Inexperienced Commercial Agents: A Threat To Your Businesses

Posted by Brad Hancock on Jul 24, 2023, 10:51:24 AM
As recessionary pressures have mounted on both consumers and businesses, we have begun to see certain trends occur in both insurance companies and ...

Topics: business coverage, independent insurance agency, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance

The Basics Of Cyber Insurance: First & Third-Party Liability Coverage

Posted by Brad Hancock on Jul 19, 2023, 5:03:20 PM
Businesses are facing an increasingly significant threat that can cripple their operations and damage their reputation—cyber attacks. As the ...

Topics: business coverage, business income coverage, Business Owner, cyber insurance, ransomware, cyber crime, basics of business insurance, malware

Why Does My Commercial Lease Require General Liability Insurance?

Posted by Brad Hancock on Jul 18, 2023, 10:18:47 AM
If you are a business owner who rents space, you may be wondering why your landlord requires you to carry general liability insurance. After all, ...

Topics: business coverage, General Liability, Business Owner, Commercial Insurance, basics of business insurance, BOP

Does My Cyber Insurance Cover A Malware Attack?

Posted by Brad Hancock on Jul 14, 2023, 11:20:54 AM
If you run a legitimate business in Texas today, you use a computer. Somewhere. We all do. Sure, you may still operate on a cash only basis, but ...

Topics: business coverage, business income coverage, Business Owner, cyber insurance, commercial texas insurance, cyber crime, basics of business insurance, malware

Cyber Insurance for Data Theft

Posted by Brad Hancock on Jul 12, 2023, 1:54:52 PM
Businesses today face numerous risks when it comes to data theft. From ransomware attacks and malware infiltrations to social engineering tactics and ...

Topics: business coverage, electronic data processing equipment, business income coverage, Business Owner, cyber insurance, commercial texas insurance, cyber crime, basics of business insurance, data theft

Why Your Business Needs Cyber Business Income Coverage

Posted by Brad Hancock on Jun 30, 2023, 1:43:26 PM
The success of any business depends largely on the ability to generate a consistent income. Whether you're a dental office, manufacturer, or law ...

Topics: business coverage, Dallas/Fort Worth, business income coverage, Business Owner, Commercial Insurance, Grapevine, cyber insurance, commercial texas insurance, cyber crime, Amarillo, Austin, Waco, basics of business insurance

What Is Tenants Improvements & Betterments Coverage?

Posted by Brad Hancock on Jun 6, 2023, 1:07:04 PM
If you are a Texas business owner who leases space, it's crucial to be aware if your business owners policy includes coverage for Tenants ...

Topics: insurance for texans, business coverage, Dallas/Fort Worth, Business Owner, Commercial Insurance, commercial texas insurance, Amarillo, Austin, Waco, basics of business insurance, property