Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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Does My Business Insurance Cover My Inventory?

Posted by Brad Hancock on Sep 18, 2023, 10:00:59 AM
Imagine a thriving local Texas bicycle shop, widely recognized for its unwavering commitment to customer service and the exceptional quality of its ...

Topics: business coverage, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance, inventory

What Can I Do If My Insurance Company Forces Me Into Having Actual Cash Value On My Business Roof?

Posted by Brad Hancock on Sep 7, 2023, 11:32:50 AM
The insurance marketplace for commercial property in Texas is currently experiencing a state of upheaval. This is primarily due to the challenges ...

Topics: business coverage, hail, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance, property

What Can I Do If My Insurance Company Drops Hail Coverage On My Policy For My Texas Business?

Posted by Brad Hancock on Sep 5, 2023, 1:23:36 PM
In recent weeks, many Texas business owners have received their commercial insurance policy renewals in the mail. And many of these renewals can feel ...

Topics: windstorms, business coverage, hail, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance

Why Does My Business Need Hail Coverage If I Rent My Space?

Posted by Brad Hancock on Sep 1, 2023, 11:25:43 AM
The Texas summer has been long and hot. Almost historic when looking at the number of days that it has felt like the surface of the sun. As the ...

Topics: windstorms, business coverage, hail, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance, BOP

When Is Texas' Hail Season And How Does It Affect My Business?

Posted by Brad Hancock on Aug 31, 2023, 1:23:28 PM
There is mass chaos afoot in the Texas insurance landscape right now. The claims caused by catastrophic hail storms all across the state this year ...

Topics: business coverage, deductible, split deductibles, commercial property values, hail, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance, property

Top Three Operational Risks To Your Business From A Cyber Attack

Posted by Ron Wadley on Aug 28, 2023, 4:04:17 PM
In a Texas where technology plays an integral role in businesses of all sizes, the threat of cyber attacks has never been more pressing. From large ...

Topics: business coverage, business income coverage, Business Owner, cyber insurance, ransomware, phishing, cyber crime, basics of business insurance, data theft

Navigating Commercial Insurance: Expertise and Representation Matter

Posted by Brad Hancock on Aug 24, 2023, 2:36:23 PM
With all of the chaos in the insurance marketplace, business owners are being bombarded by insurance agents asking for their business. We admit that ...

Topics: business coverage, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance

Insurance Carrier Service Centers: Where is my Agent?

Posted by Brad Hancock on Aug 23, 2023, 8:43:13 AM
Today, we're diving into a significant shift within the insurance industry landscape that you should be aware of. While we're excited to share some ...

Topics: business coverage, commercial property values, Business Owner, Commercial Insurance, basics of business insurance

How Can I Get A Group Health Plan For My Business?

Posted by Kevin Hall on Aug 21, 2023, 11:19:03 AM
As the employment market in Texas has continued to tighten for employers and become overly competitive for top talent, smaller businesses that have ...

Topics: business coverage, health insurance, employer group policy, employer insurance, private health insurance, group health

What Are My HIPAA Concerns With A Cyber Incident?

Posted by Brad Hancock on Aug 17, 2023, 3:58:15 PM
If you own or run a dentist practice, medical office, chiropractic office, or other business that collects or handles healthcare data in conjunction ...

Topics: business coverage, electronic data processing equipment, business income coverage, Business Owner, cyber insurance, cyber crime, data theft