Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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Do Cost Savings Make An HMO Worth It For Small Businesses In Texas?

Posted by Kevin Hall on Feb 17, 2025 10:49:19 AM
Jill loves her job and the team of teachers and staff who make her Montessori School in Austin one of the best options for young kiddos. But as her ...
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Topics: Austin, group health, employer health insurance, Montessori schools

Does Texas Have Its Own Health Insurance Marketplace?

Posted by Kevin Hall on Oct 18, 2024 4:14:02 PM
Mary owns a small business in Austin that is still small enough that she does not have to provide a health insurance plan for her and her employee. ...
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Topics: health insurance, ACA, ACA Alternatives, Obamacare, Austin

Understanding Retro Dates in Church Liability Coverage

Posted by Amanda Minter on Aug 6, 2024 4:00:25 PM
" \n Key Takeaways \n \n Retro Dates Are Essential for Claims-Made Church Liability Policies Professional liability and Directors & Officers ...
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Topics: professional liability, liability, employment liability insurance, Austin, D&O, Church Insurance

Saving Grace: How Small Churches Can Navigate Soaring Insurance Costs

Posted by Kevin Hall on Mar 1, 2024 3:59:55 PM
" What do insurance companies consider a small church? \n Small Church: A specialized Texas Church insurance classification used by carriers to ...
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Topics: General Liability, Business Owner, Austin, property, Church Insurance

What Kind Of Liability Insurance Does My Texas Church Need?

Posted by Kevin Hall on Feb 21, 2024 2:32:08 PM
" \n Key Takeaways \n \n \n Liability insurance isn’t optional for Texas churches. It protects your ministry from the financial fallout of accidents, ...
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Topics: General Liability, professional liability, liability, employment liability insurance, cyber insurance, Austin, Church Insurance

Understanding General Liability for Your Texas Dental Practice

Posted by Brad Hancock on Jan 23, 2024 2:58:01 PM
Have you ever dropped a tool while having a patient in the chair? Maybe one of your staff did? It likely wasn't a big deal, but let's talk about ...
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Topics: business coverage, General Liability, Business Owner, Dental Insurance, Austin, basics of business insurance

Why Won't My Insurance Coverage Replace My Roof?

Posted by Ron Wadley on Dec 29, 2023 10:15:00 AM
With all of the insurance companies being in the news for the wicked increases in home insurance rates over the last two years, more and more Texans ...
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Topics: replacement cost, actual cash value, windstorms, hail, roofing schedule, TRUE Texas Home Insurance, Austin

Learn How Health Savings Accounts Can Lower Your Health Care Costs!

Posted by Kevin Hall on Jul 6, 2023 9:33:52 AM
Time to be real Texas! Health insurance is ridiculously expensive. There’s no way to sugarcoat it. it doesn't matter if you live in Amarillo, Austin, ...
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Topics: Fort Worth, health insurance, ACA, ACA Alternatives, Amarillo, Austin, Waco, supplemental health plans

Proactive Strategies to Lower General Liability Insurance Premiums

Posted by Brad Hancock on Jul 5, 2023 5:33:06 PM
As a business owner, it's essential to protect your company from unexpected risks and liabilities. General liability insurance plays a crucial role ...
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Topics: Dallas/Fort Worth, General Liability, Business Owner, Commercial Insurance, Grapevine, commercial texas insurance, Austin, basics of business insurance

Why Your Business Needs Cyber Business Income Coverage

Posted by Brad Hancock on Jun 30, 2023 1:43:26 PM
The success of any business depends largely on the ability to generate a consistent income. Whether you're a dental office, manufacturer, or law ...
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Topics: business coverage, Dallas/Fort Worth, business income coverage, Business Owner, Commercial Insurance, Grapevine, cyber insurance, commercial texas insurance, cyber crime, Amarillo, Austin, Waco, basics of business insurance