Insurance For Texans Blog

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Managing Your Ministry: Human Resources Help for Texas Churches

Posted by Kevin Hall on May 22, 2024, 3:33:35 PM
Key Takeaways Small churches get exposed fast when HR gets handled casually Bob’s story shows how one skipped step, like a background check, can turn ...

Topics: employer insurance, employment liability insurance, Church Insurance

Faith Under Fire: Navigating Employment Lawsuits in Texas Churches

Posted by Kevin Hall on May 21, 2024, 4:14:05 PM
Key Takeaways Churches in Texas are increasingly vulnerable to employment-related lawsuits. Even long-established congregations like Hannah’s in ...

Topics: liability, employer insurance, employment liability insurance, Church Insurance

Need Church Insurance Now? Here’s What You Need To Know!

Posted by Kevin Hall on May 13, 2024, 4:45:11 PM
Key Takeaways If you need church insurance now, speed comes from preparation, not luck. Carriers are moving slower because underwriting is tighter ...

Topics: building coverage, Waco, property, Church Insurance, non-renewal

What Should My Texas Church Insurance Deductible Be?

Posted by Kevin Hall on May 3, 2024, 1:20:40 PM
What is an insurance deductible? Deductible: An insurance cost-sharing provision where the amount the church pays out of pocket is calculated as a ...

Topics: windstorms, deductible, percentage deductibles, hail, Church Insurance

Why Are Insurance Companies Dropping Texas Churches?

Posted by Kevin Hall on Apr 30, 2024, 4:03:35 PM
Key Takeaways Texas churches are getting dropped because the math changed, not because your church did something wrong. Hail, wind, freezes, and ...

Topics: liability, property, Church Insurance, non-renewal

Sound Investment: Secure Your Audio Equipment With The Right Coverage

Posted by Kevin Hall on Apr 24, 2024, 5:47:25 PM
What is inland marine insurance? Inland Marine Insurance: A specialized type of property coverage designed to protect high-value, mobile, or ...

Topics: limits of coverage, property, inland marine, business personal property, Church Insurance

Digital Pulpit: Understanding Media Liability for Churches

Posted by Kevin Hall on Apr 18, 2024, 5:27:22 PM
Key Takeaways Digital Ministry Creates New Liability Risks for Texas Churches Live streaming services, posting sermons online, and using social media ...

Topics: liability, lubbock, Church Insurance, media liability

Faith and Finance: Deciphering Your Church's Insurance Needs

Posted by Kevin Hall on Apr 13, 2024, 11:28:38 AM
Do we need directors and officers liability? Directors and Officers (D&O) Insurance: A specialized liability coverage designed to protect the ...

Topics: Fort Worth, General Liability, professional liability, liability, property, Church Insurance

Securing Your Church Event with the Right Insurance

Posted by Kevin Hall on Apr 5, 2024, 5:00:56 PM
Key Takeaways Your church’s regular insurance may not cover off-site events. Many Texas churches assume their general liability extends ...

Topics: General Liability, liability, Church Insurance, Abilene, event insurance

Does Your Texas Church Have Adequate Water Coverage?

Posted by Kevin Hall on Mar 25, 2024, 5:14:12 PM
Key Takeaways Most church policies cover sudden and accidental water damage, but they do not cover every kind of water problem. A burst pipe or ...

Topics: water, property, business personal property, Church Insurance