Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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What Should My Texas Church Insurance Deductible Be?

Posted by Kevin Hall on May 3, 2024 1:20:40 PM
What is an insurance deductible? Deductible: An insurance cost-sharing provision where the amount the church pays out of pocket is calculated as a ...

Topics: windstorms, deductible, percentage deductibles, hail, Church Insurance

What Is The Average Home Insurance Deductible In Texas?

Posted by Ron Wadley on Apr 11, 2024 10:50:31 AM
It's no secret that the marketplace for Texas Home Insurance is a giant mess. We receive phone call after phone call of Texas homeowners who have ...

Topics: home insurance, deductible, split deductibles, percentage deductibles, claim, TRUE Texas Home Insurance

Hail Insurance For Your Home

Posted by Ron Wadley on Mar 13, 2024 11:45:00 AM
Even with the mass migration of new people to our great state, if you have lived here for more than a hot minute you've seen some weather. Texans new ...

Topics: home insurance, Texas, weather, insurance for texans, independent insurance broker, replacement cost, actual cash value, Fort Worth, windstorms, claim settlement, deductible, North Texas, Dallas, Dallas/Fort Worth, percentage deductibles, dwelling, Burleson Home Insurance, hail

The True Cost of Protection: High Deductibles in Texas Home Insurance

Posted by Ron Wadley on Mar 5, 2024 3:31:56 PM
Louise gazed out her San Antonio window as dark clouds gathered across the horizon. This is an all too familiar scene during the Spring in Texas, and ...

Topics: home insurance, deductible, split deductibles, percentage deductibles, hail, Home Insurance Tips, TRUE Texas Home Insurance, Amarillo, San Antonio

The 2% Deductible Dilemma: What Texas Homeowners Need to Know

Posted by Ron Wadley on Feb 16, 2024 3:34:18 PM
Stephen is a Frisco homeowner living in the bullseye of the North Texas hail track each spring. With each storm that passes through, the risk of a ...

Topics: windstorms, deductible, split deductibles, percentage deductibles, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

Is a Larger Deductible or a Roof Payment Schedule Better for Texans?

Posted by Ron Wadley on Jan 29, 2024 5:28:53 PM
Meet Steven from Fort Worth, a proud Texas homeowner who found himself at a crossroads when his homeowners insurance policy was set to renew. He had ...

Topics: deductible, percentage deductibles, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

Understanding Deductible Buy Downs for Your Business Property

Posted by Brad Hancock on Dec 22, 2023 11:13:18 AM
When Ted opened his dental practice in East Dallas years ago, life sure seemed a lot simpler. He built relationships with families who trusted him ...

Topics: windstorms, business coverage, deductible, Dallas, Dallas/Fort Worth, percentage deductibles, hail, Business Owner, Commercial Insurance, property

Is It Legal For Roofers in Grapevine To Not Charge Me A Deductible?

Posted by Ron Wadley on Jun 5, 2020 11:14:30 PM
When the spring storms and their gnarly hail pound Texas roofs, every "Chuck in a truck" that owns a roofing company hits the neighborhoods in hope ...

Topics: home insurance, independent insurance broker, windstorms, deductible, North Texas, Dallas, Dallas/Fort Worth, percentage deductibles, Grapevine Home Insurance

Does Grapevine Home Insurance Confuse You?

Posted by Ron Wadley on May 6, 2020 7:09:24 PM
We field a lot of calls, emails and texts and Insurance For Texans. Across the board, one of the things we are asked the most is to help people ...

Topics: home insurance, Texas, insurance for texans, Fort Worth, deductible, North Texas, Dallas, Dallas/Fort Worth, percentage deductibles, dwelling, Burleson Home Insurance, hail

Hail Insurance For Your Grapevine Home

Posted by Ron Wadley on Apr 25, 2020 1:50:58 PM
Grapevine, Texas weather is like a box of chocolates. Sometimes you don't know what you're going to get, but you know what kind of weather we can ...

Topics: home insurance, Texas, weather, insurance for texans, independent insurance broker, replacement cost, actual cash value, Fort Worth, windstorms, claim settlement, deductible, North Texas, Dallas, Dallas/Fort Worth, percentage deductibles, dwelling, hail, Grapevine, Grapevine Home Insurance