Insurance For Texans Blog

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Bless Your Pastor with Life Insurance: A Guide for Texas Churches

Posted by Kevin Hall on Jul 15, 2024, 2:13:24 PM
Key Takeaways A Texas church can own a life insurance policy on a pastor Church-owned life insurance is allowed, and it can be a smart way to provide ...

Topics: life insurance, term life insurance, whole life insurance, universal life, umbrella policy, Church Insurance, key man life insurance

Small Church, Big Care: Health Insurance Solutions for Texas Churches

Posted by Kevin Hall on Jul 10, 2024, 2:59:14 PM
Key Takeaways Small Texas Churches Have More Health Insurance Options Than They Realize Even when traditional group health plans are too expensive or ...

Topics: health insurance, group health, employer health insurance, Church Insurance

Property Insurance Challenges: Affordable Solutions for Texas Churches

Posted by Amanda Minter on Jul 9, 2024, 10:53:47 AM
Key Takeaways If you get non renewed or your premium doubles, you are not alone. Texas church property insurance has tightened fast, and many ...

Topics: commercial property values, liability, property, Church Insurance

How Abuse & Molestation Insurance Can Help Texas Churches

Posted by Amanda Minter on Jul 8, 2024, 12:23:07 PM
Key Takeaways No church is immune to accusations. Even with safety protocols in place, churches face the real possibility of abuse allegations that ...

Topics: General Liability, liability, Church Insurance

How To Avoid Insurance Penalties Arising From Coinsurance

Posted by Brad Hancock on Jul 1, 2024, 2:35:32 PM
What is Coinsurance? Coinsurance: A standard provision in commercial property church insurance policies that requires a church to insure its ...

Topics: Commercial Insurance, property, Church Insurance

Who Is Insuring Churches In Texas?

Posted by Amanda Minter on Jun 27, 2024, 11:31:37 AM
What is a non-renewal notice? Non-renewal Notice: A formal notification from an insurance provider stating that an existing policy will not be ...

Topics: General Liability, property, Church Insurance, non-renewal

What Can Texas Churches Learn About Insurance Coverage From Gateway?

Posted by Ron Wadley on Jun 24, 2024, 1:47:18 PM
What is directors and officers insurance? Directors & Officers (D&O) Insurance: A specialized liability coverage designed to protect church ...

Topics: professional liability, liability, D&O, Church Insurance

Hail Insurance For Texas Churches

Posted by Amanda Minter on Jun 12, 2024, 4:54:52 PM
Key Takeaways Hail isn’t just a weather problem, it’s a financial threat. Texas churches face repeated roof damage and costly repairs from ...

Topics: windstorms, deductible, hail, property, business personal property, Church Insurance

Do Churches Need Business Interruption Insurance In Texas?

Posted by Amanda Minter on Jun 7, 2024, 11:53:05 AM
Key Takeaways If Your Building Can’t Be Used, Your Bills Don’t Stop After a hail or wind loss, a church can lose weeks or months of normal ...

Topics: business coverage, business income coverage, Business Owner, basics of business insurance, business interruption, Church Insurance

Sticker Shock: Understanding the Surge in Texas Church Insurance Rates

Posted by Amanda Minter on Jun 5, 2024, 5:00:56 PM
What is causing insurance prices to surge for Texas churches? Hard Market: A phase in the insurance industry where the appetite for risk decreases, ...

Topics: property, Church Insurance, non-renewal