Understanding Abuse and Molestation Coverage for Texas Daycares

Posted by Brad Hancock on Oct 2, 2024 1:45:32 PM

Key Takeaways General liability coverage isn’t enough for Texas daycares. Most standard business insurance policies exclude abuse and molestation ...

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Topics: General Liability, liability, daycares, abuse & molestation

Trying To Skip Church Insurance? The True Cost of Going Uninsured

Posted by Amanda Minter on Sep 17, 2024 2:12:44 PM

Key Takeaways Skipping church insurance feels like savings until the first loss shows up. A single storm, fire, theft, or injury claim can wipe out ...

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Topics: claim, General Liability, professional liability, employment liability insurance, property, Church Insurance

Extra Protection for Churches: How an Umbrella Policy Can Save the Day

Posted by Amanda Minter on Aug 13, 2024 4:56:58 PM

Key Takeaways An umbrella policy is extra limits, not a replacement for your church’s base liability coverage. It sits on top of policies like ...

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Topics: General Liability, liability, umbrella policy, Church Insurance

You Can't Skip the Details: Information Needed for Church Insurance

Posted by Amanda Minter on Aug 9, 2024 2:22:09 PM

Key Takeaways The extra questions are not busywork. They are the price of getting a carrier to say yes. Texas church insurance has tightened up, and ...

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Topics: General Liability, liability, property, Church Insurance

How Abuse & Molestation Insurance Can Help Texas Churches

Posted by Amanda Minter on Jul 8, 2024 12:23:07 PM

Key Takeaways No church is immune to accusations. Even with safety protocols in place, churches face the real possibility of abuse allegations that ...

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Topics: General Liability, liability, Church Insurance

Who Is Insuring Churches In Texas?

Posted by Amanda Minter on Jun 27, 2024 11:31:37 AM

What is a non-renewal notice? Non-renewal Notice: A formal notification from an insurance provider stating that an existing policy will not be ...

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Topics: General Liability, property, Church Insurance, non-renewal

What Kind of Liability Insurance Does My Texas Daycare Need?

Posted by Brad Hancock on Jun 21, 2024 3:22:21 PM

Key Takeaway Daycare liability insurance protects against more than just physical accidents. General liability covers slip-and-fall injuries and ...

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Topics: General Liability, professional liability, liability, employment liability insurance, workers comp, True Texas Education Insurance, daycares

Why Is It Hard To Get Liability Coverage For My Texas Daycare?

Posted by Brad Hancock on Jun 19, 2024 2:30:26 PM

Key Takeaways Texas daycares are facing a tightening insurance market. Rising lawsuits, claim frequency, and insurer exits from the Texas market have ...

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Topics: General Liability, professional liability, liability, True Texas Education Insurance, daycares

Why General Liability Insurance is a Must for Texas Contractors

Posted by Amanda Minter on Apr 19, 2024 3:54:26 PM

As the population of Texas has continued to grow over the last few years, the availability of work for contractors has steadily grown as well. It has ...

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Topics: General Liability, Commercial Insurance, Waco, contractor, locksmith