Insurance For Texans Blog

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Faith and Finance: Deciphering Your Church's Insurance Needs

Posted by Kevin Hall on Apr 13, 2024, 11:28:38 AM
Do we need directors and officers liability? Directors and Officers (D&O) Insurance: A specialized liability coverage designed to protect the ...

Topics: Fort Worth, General Liability, professional liability, liability, property, Church Insurance

Securing Your Church Event with the Right Insurance

Posted by Kevin Hall on Apr 5, 2024, 5:00:56 PM
Key Takeaways Your church’s regular insurance may not cover off-site events. Many Texas churches assume their general liability extends ...

Topics: General Liability, liability, Church Insurance, Abilene, event insurance

Sticker Shock at Renewal Time: Navigating Your Texas Church Insurance

Posted by Kevin Hall on Mar 18, 2024, 5:56:10 PM
What is one thing that is driving church insurance premium increases in Texas? Replacement Cost Value (RCV): The total cost required to rebuild or ...

Topics: General Liability, professional liability, liability, property, Church Insurance

Pastoral Guidance, Legal Guard: Ensuring Your Church Is Covered

Posted by Kevin Hall on Mar 12, 2024, 2:16:30 PM
Key Takeaways Pastoral counseling creates real legal exposure. Even well-intentioned advice during a counseling session can lead to allegations of ...

Topics: General Liability, professional liability, liability, Waco, Church Insurance

Saving Grace: How Small Churches Can Navigate Soaring Insurance Costs

Posted by Kevin Hall on Mar 1, 2024, 3:59:55 PM
What do insurance companies consider a small church? Small Church: A specialized Texas Church insurance classification used by carriers to identify ...

Topics: General Liability, Business Owner, Austin, property, Church Insurance

What Kind Of Liability Insurance Does My Texas Church Need?

Posted by Kevin Hall on Feb 21, 2024, 2:32:08 PM
Key Takeaways Liability insurance isn’t optional for Texas churches. It protects your ministry from the financial fallout of accidents, injuries, and ...

Topics: General Liability, professional liability, liability, employment liability insurance, cyber insurance, Austin, Church Insurance

Navigating Insurance Non-Renewals for Texas Churches

Posted by Brad Hancock on Feb 19, 2024, 5:41:33 PM
Key Takeaways A non-renewal notice is a deadline. The churches that get hurt the worst are the ones that wait, assume their agent will magically fix ...

Topics: General Liability, property, Church Insurance, Non-Profit, non-renewal

Understanding General Liability for Your Texas Dental Practice

Posted by Brad Hancock on Jan 23, 2024, 2:58:01 PM
Have you ever dropped a tool while having a patient in the chair? Maybe one of your staff did? It likely wasn't a big deal, but let's talk about ...

Topics: business coverage, General Liability, Business Owner, Dental Insurance, Austin, basics of business insurance

Do Texas Print Shops Need Pollution Insurance?

Posted by Brad Hancock on Dec 18, 2023, 3:52:05 PM
Allison is a dedicated print shop owner in Fort Worth. She is currently facing a dilemma common to many print shop owners as she is evaluating her ...

Topics: business coverage, General Liability, basics of business insurance, property, print shop, business interruption, pollution

Hacked: Saving Your Manufacturing Plant's Revenue from Cyber Thieves

Posted by Brad Hancock on Nov 9, 2023, 5:40:40 PM
Imagine you're Jerry, a Texas manufacturing business owner who's just encountered a nightmare: that his last invoice to his biggest customer was ...

Topics: business coverage, business income coverage, General Liability, Business Owner, cyber insurance, commercial texas insurance, manufacturer, cyber crime, basics of business insurance