Insurance For Texans Blog

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Securing Your Church Event with the Right Insurance

Posted by Kevin Hall on Apr 5, 2024 5:00:56 PM
Key Takeaways Your church’s regular insurance may not cover off-site events. Many Texas churches assume their general liability extends ...

Topics: General Liability, liability, Church Insurance, Abilene, event insurance

Sticker Shock at Renewal Time: Navigating Your Texas Church Insurance

Posted by Kevin Hall on Mar 18, 2024 5:56:10 PM
What is one thing that is driving church insurance premium increases in Texas? Replacement Cost Value (RCV): The total cost required to rebuild or ...

Topics: General Liability, professional liability, liability, property, Church Insurance

Pastoral Guidance, Legal Guard: Ensuring Your Church Is Covered

Posted by Kevin Hall on Mar 12, 2024 2:16:30 PM
Key Takeaways Pastoral counseling creates real legal exposure. Even well-intentioned advice during a counseling session can lead to allegations of ...

Topics: General Liability, professional liability, liability, Waco, Church Insurance

Saving Grace: How Small Churches Can Navigate Soaring Insurance Costs

Posted by Kevin Hall on Mar 1, 2024 3:59:55 PM
What do insurance companies consider a small church? Small Church: A specialized Texas Church insurance classification used by carriers to identify ...

Topics: General Liability, Business Owner, Austin, property, Church Insurance

What Kind Of Liability Insurance Does My Texas Church Need?

Posted by Kevin Hall on Feb 21, 2024 2:32:08 PM
Key Takeaways Liability insurance isn’t optional for Texas churches. It protects your ministry from the financial fallout of accidents, injuries, and ...

Topics: General Liability, professional liability, liability, employment liability insurance, cyber insurance, Austin, Church Insurance

Navigating Insurance Non-Renewals for Texas Churches

Posted by Brad Hancock on Feb 19, 2024 5:41:33 PM
Key Takeaways A non-renewal notice is a deadline. The churches that get hurt the worst are the ones that wait, assume their agent will magically fix ...

Topics: General Liability, property, Church Insurance, Non-Profit, non-renewal

Understanding General Liability for Your Texas Dental Practice

Posted by Brad Hancock on Jan 23, 2024 2:58:01 PM
Have you ever dropped a tool while having a patient in the chair? Maybe one of your staff did? It likely wasn't a big deal, but let's talk about ...

Topics: business coverage, General Liability, Business Owner, Dental Insurance, Austin, basics of business insurance

Do Texas Print Shops Need Pollution Insurance?

Posted by Brad Hancock on Dec 18, 2023 3:52:05 PM
Allison is a dedicated print shop owner in Fort Worth. She is currently facing a dilemma common to many print shop owners as she is evaluating her ...

Topics: business coverage, General Liability, basics of business insurance, property, print shop, business interruption, pollution

Hacked: Saving Your Manufacturing Plant's Revenue from Cyber Thieves

Posted by Brad Hancock on Nov 9, 2023 5:40:40 PM
Imagine you're Jerry, a Texas manufacturing business owner who's just encountered a nightmare: that his last invoice to his biggest customer was ...

Topics: business coverage, business income coverage, General Liability, Business Owner, cyber insurance, commercial texas insurance, manufacturer, cyber crime, basics of business insurance

What Does General Liability Do For My Texas Business?

Posted by Brad Hancock on Sep 21, 2023 4:25:24 PM
In the vast and diverse business landscape of Texas, safeguarding your enterprise like we protect against hailstorms is paramount. One of the key ...

Topics: business coverage, General Liability, liability, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance