Insurance For Texans Blog

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Understanding Retro Dates in Church Liability Coverage

Posted by Amanda Minter on Aug 6, 2024 4:00:25 PM
Key Takeaways Retro Dates Are Essential for Claims-Made Church Liability Policies Professional liability and Directors & Officers insurance are ...

Topics: professional liability, liability, employment liability insurance, Austin, D&O, Church Insurance

Smart Tips for Texas Daycare Owners to Manage Rising Insurance Rates

Posted by Brad Hancock on Jul 22, 2024 12:52:01 PM
Key Takeaways Rising insurance costs are a growing challenge for Texas daycare owners. Many daycare operators are facing higher premiums due to ...

Topics: liability, property, True Texas Education Insurance, daycares

Why Your Church Struggles to Find Insurance: Mistakes to Avoid

Posted by Amanda Minter on Jul 17, 2024 2:51:31 PM
Key Takeaways Most churches do not lose coverage because they are uninsurable. They lose coverage because they run the process wrong. Using the wrong ...

Topics: liability, insurance mistakes, property, Church Insurance

Property Insurance Challenges: Affordable Solutions for Texas Churches

Posted by Amanda Minter on Jul 9, 2024 10:53:47 AM
Key Takeaways If you get non renewed or your premium doubles, you are not alone. Texas church property insurance has tightened fast, and many ...

Topics: commercial property values, liability, property, Church Insurance

How Abuse & Molestation Insurance Can Help Texas Churches

Posted by Amanda Minter on Jul 8, 2024 12:23:07 PM
Key Takeaways No church is immune to accusations. Even with safety protocols in place, churches face the real possibility of abuse allegations that ...

Topics: General Liability, liability, Church Insurance

What Can Texas Churches Learn About Insurance Coverage From Gateway?

Posted by Ron Wadley on Jun 24, 2024 1:47:18 PM
What is directors and officers insurance? Directors & Officers (D&O) Insurance: A specialized liability coverage designed to protect church ...

Topics: professional liability, liability, D&O, Church Insurance

What Kind of Liability Insurance Does My Texas Daycare Need?

Posted by Brad Hancock on Jun 21, 2024 3:22:21 PM
Key Takeaway Daycare liability insurance protects against more than just physical accidents. General liability covers slip-and-fall injuries and ...

Topics: General Liability, professional liability, liability, employment liability insurance, workers comp, True Texas Education Insurance, daycares

Why Is It Hard To Get Liability Coverage For My Texas Daycare?

Posted by Brad Hancock on Jun 19, 2024 2:30:26 PM
Key Takeaways Texas daycares are facing a tightening insurance market. Rising lawsuits, claim frequency, and insurer exits from the Texas market have ...

Topics: General Liability, professional liability, liability, True Texas Education Insurance, daycares

Faith Under Fire: Navigating Employment Lawsuits in Texas Churches

Posted by Kevin Hall on May 21, 2024 4:14:05 PM
Key Takeaways Churches in Texas are increasingly vulnerable to employment-related lawsuits. Even long-established congregations like Hannah’s in ...

Topics: liability, employer insurance, employment liability insurance, Church Insurance

Why Are Insurance Companies Dropping Texas Churches?

Posted by Kevin Hall on Apr 30, 2024 4:03:35 PM
Key Takeaways Texas churches are getting dropped because the math changed, not because your church did something wrong. Hail, wind, freezes, and ...

Topics: liability, property, Church Insurance, non-renewal