Insurance For Texans Blog

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Do California Wildfires Effect Texas Property Insurance Rates

Posted by Ron Wadley on Jan 10, 2025 2:17:09 PM
The wildfires in Los Angeles are once again dominating the news. The devastating images of scorched landscapes, destroyed homes, and disrupted ...

Topics: home insurance, investment property, Commercial Insurance, property, reinsurance

Property Insurance for Texas Private Schools: A Tough Nut to Crack

Posted by Brad Hancock on Dec 30, 2024 4:36:34 PM
Private schools in Texas have a reputation for excellence—excellent curriculums, close-knit communities, and campuses designed to inspire learning ...

Topics: property, True Texas Education Insurance, private schools

Texas Church Property Premiums Will Continue To Rise in 2025

Posted by Amanda Minter on Dec 23, 2024 11:45:56 AM
Every time a small church gets hit with a 30% rate increase on their insurance premium, another congregation gets closer to closing their doors. For ...

Topics: hail, property, Church Insurance

What Does Texas Church Insurance Look Like In 2025?

Posted by Amanda Minter on Dec 20, 2024 4:08:36 PM
Unless your church has been in hiding during 2024, you are well aware of the challenges that Texas churches have faced with their insurance coverage. ...

Topics: liability, cyber insurance, property, Church Insurance

Rising Insurance Costs Threaten Texas Private Schools: Secrets To Help

Posted by Brad Hancock on Dec 17, 2024 10:00:34 AM
David got his most recent insurance renewal bill in the mail for his Austin private school. As the headmaster, he has kept tabs on the school's ...

Topics: liability, property, total cost of risk, private schools

Finding Property Insurance For Texas Private Schools

Posted by Brad Hancock on Dec 10, 2024 4:40:27 PM
Private schools in Texas have a lot going for them—tailored curriculums, tight-knit communities, and campuses built to foster learning. The ...

Topics: property, True Texas Education Insurance, private schools

Is Texas Church Insurance A Scam?

Posted by Amanda Minter on Dec 4, 2024 3:12:17 PM
Key Takeaways It’s not a scam. It’s a contract that can feel useless when the math surprises you. Most churches don’t get burned because insurance ...

Topics: hail, property, Church Insurance, scam

Top 3 Property Risks Texas Churches Face — And How to Face Them

Posted by Amanda Minter on Nov 27, 2024 10:53:16 AM
Key Takeaways Hail is the #1 property budget buster for Texas churches, and the policy details decide whether you recover or scramble Most churches ...

Topics: hail, Theft, vandalism, water, property, Church Insurance

Securing Property Insurance For Texas Montessori Schools Is Hard

Posted by Brad Hancock on Nov 25, 2024 4:57:00 PM
Operating a Montessori school in Texas can often feel like walking through a dense forest without a map or GPS. On some days, the journey is ...

Topics: property, True Texas Education Insurance, Montessori schools

The Fine Print: Insurance Exclusions Can Leave Texas Churches Exposed

Posted by Amanda Minter on Nov 14, 2024 4:13:58 PM
What is an insurance exclusion? Insurance Exclusions: Specific conditions, hazards, or services listed in an insurance policy for which the insurance ...

Topics: hail, professional liability, property, Church Insurance, abuse & molestation