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Texas Church Insurance: Don’t Buy Without Answering These 3 Questions

Posted by Amanda Minter on Nov 8, 2024 10:57:23 AM
Key Takeaways Church insurance is not one policy, it’s a protection plan. If you only think building coverage, you’ll miss where churches actually ...

Topics: liability, property, Church Insurance, insurance basics

Managing Rising Deductibles: Deductible Buy Downs For Texas Churches

Posted by Brad Hancock on Oct 29, 2024 4:09:32 PM
What Is a Deductible Buy Down? Deductible Buy Down: A supplemental insurance policy—also known as a buyback—that lowers the high out-of-pocket costs ...

Topics: deductible, hail, property, Church Insurance

Why Is Your Texas Montessori School Insurance Increasing So Much?

Posted by Brad Hancock on Oct 24, 2024 4:56:22 PM
Elaine has been leading a Montessori school in Austin for over a decade. In her time at the school, she has adeptly managed countless challenges, but ...

Topics: property, True Texas Education Insurance, Montessori schools

Does Your Texas Montessori School Have The Property Insurance It Needs

Posted by Brad Hancock on Oct 23, 2024 7:25:00 PM
Running a Montessori school in Texas often feels like navigating a maze filled with unexpected twists and turns. There are moments of joy as you ...

Topics: property, True Texas Education Insurance, Montessori schools

My Daycare Insurance Has Been Non-Renewed! What Now?

Posted by Brad Hancock on Oct 22, 2024 6:45:00 PM
Key Takeaways Non-renewals are becoming more common for Texas daycares. Insurance companies are tightening their underwriting guidelines and leaving ...

Topics: property, non-renewal, daycares

Does It Matter If My Texas Church Insurance Company Is Non-Admitted

Posted by Amanda Minter on Oct 22, 2024 1:52:25 PM
Key Takeaways Non-admitted does not mean illegal or sketchy, but it does change the safety rails around the policy. Non-admitted carriers can legally ...

Topics: property, Church Insurance, non-renewal

Is It Better To Have Actual Cash Value Or Replacement Cost On Churches

Posted by Amanda Minter on Oct 21, 2024 4:02:17 PM
Key Takeaways Replacement Cost is about rebuilding your church like it was, while Actual Cash Value is about what your church property is worth today ...

Topics: replacement cost, actual cash value, hail, property, Church Insurance

What Are The Basics Of Texas Church Insurance?

Posted by Amanda Minter on Oct 16, 2024 4:13:48 PM
What is True Texas Church Insurance? True Texas Church Insurance: A specialized, multi-layered insurance framework designed specifically for the ...

Topics: liability, property, Church Insurance, insurance basics

Top 5 Complaints About Church Insurance In Texas

Posted by Brad Hancock on Oct 10, 2024 5:03:06 PM
Key Takeaways Most church insurance frustration in Texas comes down to one thing: the market changed faster than church budgets did. Premiums climbed ...

Topics: limits of coverage, property, Church Insurance, non-renewal

Securing Essential Coverage For Your Texas Daycare

Posted by Brad Hancock on Oct 3, 2024 5:32:38 PM
Key Takeaway Every Texas daycare faces unique insurance needs that go beyond basic coverage. From property protection to liability and vehicle ...

Topics: gaps in coverage, property, True Texas Education Insurance, daycares