Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Texas Church Insurance: Don’t Buy Without Answering These 3 Questions

    Posted by Amanda Minter on Nov 8, 2024 10:57:23 AM
    " \n Key Takeaways \n \n \n Church insurance is not one policy, it’s a protection plan. If you only think building coverage, you’ll miss where ...
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    Topics: liability, property, Church Insurance, insurance basics

    Managing Rising Deductibles: Deductible Buy Downs For Texas Churches

    Posted by Brad Hancock on Oct 29, 2024 4:09:32 PM
    " \n What Is a Deductible Buy Down? \n \n Deductible Buy Down: A supplemental insurance policy—also known as a buyback—that lowers the high ...
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    Topics: deductible, hail, property, Church Insurance

    Why Is Your Texas Montessori School Insurance Increasing So Much?

    Posted by Brad Hancock on Oct 24, 2024 4:56:22 PM
    Elaine has been leading a Montessori school in Austin for over a decade. In her time at the school, she has adeptly managed countless challenges, but ...
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    Topics: property, True Texas Education Insurance, Montessori schools

    Does Your Texas Montessori School Have The Property Insurance It Needs

    Posted by Brad Hancock on Oct 23, 2024 7:25:00 PM
    Running a Montessori school in Texas often feels like navigating a maze filled with unexpected twists and turns. There are moments of joy as you ...
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    Topics: property, True Texas Education Insurance, Montessori schools

    My Daycare Insurance Has Been Non-Renewed! What Now?

    Posted by Brad Hancock on Oct 22, 2024 6:45:00 PM
    " \n Key Takeaways \n \n Non-renewals are becoming more common for Texas daycares. Insurance companies are tightening their underwriting guidelines ...
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    Topics: property, non-renewal, daycares

    Does It Matter If My Texas Church Insurance Company Is Non-Admitted

    Posted by Amanda Minter on Oct 22, 2024 1:52:25 PM
    " \n Key Takeaways \n \n \n \n Non-admitted does not mean illegal or sketchy, but it does change the safety rails around the policy. Non-admitted ...
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    Topics: property, Church Insurance, non-renewal

    Is It Better To Have Actual Cash Value Or Replacement Cost On Churches

    Posted by Amanda Minter on Oct 21, 2024 4:02:17 PM
    " \n Key Takeaways \n \n \n Replacement Cost is about rebuilding your church like it was, while Actual Cash Value is about what your church property ...
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    Topics: replacement cost, actual cash value, hail, property, Church Insurance

    What Are The Basics Of Texas Church Insurance?

    Posted by Amanda Minter on Oct 16, 2024 4:13:48 PM
    " \n What is True Texas Church Insurance? \n \n True Texas Church Insurance: A specialized, multi-layered insurance framework designed specifically ...
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    Topics: liability, property, Church Insurance, insurance basics

    Top 5 Complaints About Church Insurance In Texas

    Posted by Brad Hancock on Oct 10, 2024 5:03:06 PM
    " \n Key Takeaways \n \n \n \n Most church insurance frustration in Texas comes down to one thing: the market changed faster than church budgets did. ...
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    Topics: limits of coverage, property, Church Insurance, non-renewal

    Securing Essential Coverage For Your Texas Daycare

    Posted by Brad Hancock on Oct 3, 2024 5:32:38 PM
    " \n Key Takeaway \n \n \n Every Texas daycare faces unique insurance needs that go beyond basic coverage. From property protection to liability and ...
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    Topics: gaps in coverage, property, True Texas Education Insurance, daycares