Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

  • There are no suggestions because the search field is empty.

Do California Wildfires Effect Texas Property Insurance Rates

Posted by Ron Wadley on Jan 10, 2025 2:17:09 PM
The wildfires in Los Angeles are once again dominating the news. The devastating images of scorched landscapes, destroyed homes, and disrupted ...

Topics: home insurance, investment property, Commercial Insurance, property, reinsurance

How Does Location Affect Property Insurance In Texas?

Posted by Ron Wadley on Sep 19, 2023 4:34:04 PM
Howdy, y'all! Grab your sweet tea and gather 'round because today, we're diving into a Texan truth that's as big as the Lone Star State itself: ...

Topics: windstorms, deductible, hail, rental property, investment property, Home Insurance Tips, commercial texas insurance, property

Understanding Builders Risk Coverage

Posted by Brad Hancock on Oct 16, 2022 2:49:39 PM
Builder's risk insurance policies, otherwise known as course of construct coverage, protect a person's or organization's insurable interest in ...

Topics: insurance for texans, term, rental property, investment property, renovation costs, Commercial Insurance, super bowl, builders risk, construction

How Does Coinsurance Work On Commercial Property Insurance Policies?

Posted by Brad Hancock on Oct 4, 2022 1:30:45 PM
If you insure any type of commercial property, building, or contents, it is typical that your policy will include a coinsurance provision. With ...

Topics: insurance for texans, business coverage, commercial property values, investment property, Commercial Insurance

What Are Common Landlord Insurance Mistakes?

Posted by Ron Wadley on Feb 22, 2021 4:48:18 PM
Taking care of your primary home is a challenge in itself. If you are a new Texas homeowner, you've found out recently what weather extremes can mean ...

Topics: dwelling, landlord insurance, investment property

The Difference Between a DP-1 and DP-3 Rental Policy

Posted by Ron Wadley on Nov 2, 2019 11:43:08 AM
Rick is buying his rental property. It's a great little three bedroom, two bath home in Abilene that he is getting a discounted price because of a ...

Topics: replacement cost, actual cash value, rental property, landlord insurance, investment property, property

What Does Builder's Risk Insurance Cover?

Posted by Ron Wadley on May 16, 2019 7:25:25 PM
If you had any fun as a child, you liked to build tall things and destroy them. Whether plastic lego towers, castles made of sand, or a house of ...

Topics: Insured, insurance for texans, independent insurance broker, replacement cost, actual cash value, windstorms, claim settlement, sewer backup, hail, investment property, Theft

Why Do I Need Loss of Rents Coverage?

Posted by Ron Wadley on May 10, 2019 5:05:00 PM
Some things go better together. Coffee and donuts. Beer and brats. Wine and cheese. Whatever your preference, some pairings just make sense. And ...

Topics: insurance, home insurance, Insured, Texas, insurance for texans, independent insurance broker, insurance broker, windstorms, North Texas, dwelling, rental property, landlord insurance, investment property

The Upside to Vandalism and Mischief

Posted by Ron Wadley on May 3, 2019 3:37:50 PM
If you are familiar with the mischievous, Weasley twins from the Harry Potter films, you might remember one of them waving a magic wand over a ...

Topics: insurance, home, independent insurance broker, insurance broker, business coverage, dwelling, investment property

Who is Liable, You or Your Subcontractor?

Posted by Ron Wadley on Apr 25, 2019 6:31:35 PM
In the film Donnie Brasco, an aged mob hitman named Lefty befriends and vouches for a young jewel thief named . . . well . . . Donnie Brasco. With ...

Topics: insurance, Insured, insurance for texans, independent insurance broker, insurance broker, business coverage, investment property, General Liability