Insurance For Texans Blog

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Insurance for Montessori Schools: Balancing Budgets and Protection

Posted by Brad Hancock on Sep 30, 2024 3:05:29 PM
Amelia is a devoted school director in Dallas, Texas. She faces a critical hurdle at the Montessori school she manages. Like many Texas Montessori ...

Topics: liability, property, True Texas Education Insurance, Montessori schools

Did Your Electrical Panel Cause You To Fail Your Insurance Inspection?

Posted by Brad Hancock on Sep 25, 2024 3:45:19 PM
Key Takeaways Federal Pacific Stab Lok panels are a known fire risk, and carriers treat them like a hard stop. If your church has one, it can trigger ...

Topics: property, Church Insurance, inspections

Failed A Church Property Inspection? Here’s What You Need to Do Next

Posted by Amanda Minter on Sep 24, 2024 3:03:40 PM
Key Takeaways A failed inspection is not the end of the policy, but it can become a cancellation if you stall. The carrier is basically saying, “Fix ...

Topics: property, Church Insurance, inspections

Your Church Just Got a New Policy—Why Are They Inspecting Us?

Posted by Amanda Minter on Sep 23, 2024 5:08:02 PM
Key Takeaways An inspection after you bind coverage is normal, especially in today’s Texas church market. Carriers are tightening underwriting, and a ...

Topics: property, Church Insurance, inspections

Trying To Skip Church Insurance? The True Cost of Going Uninsured

Posted by Amanda Minter on Sep 17, 2024 2:12:44 PM
Key Takeaways Skipping church insurance feels like savings until the first loss shows up. A single storm, fire, theft, or injury claim can wipe out ...

Topics: claim, General Liability, professional liability, employment liability insurance, property, Church Insurance

The Challenge Of Texas Daycare Facility Property Insurance

Posted by Brad Hancock on Aug 28, 2024 3:08:24 PM
Key Takeaways Texas daycares face major challenges finding affordable property insurance. Severe weather, rising construction costs, and increased ...

Topics: liability, property, daycares

More Isn’t Better: Why Multiple Church Insurance Agents Can Backfire

Posted by Amanda Minter on Aug 26, 2024 5:12:58 PM
Ben was determined to find the best insurance coverage for his congregation in Amarillo. With the church’s budget tighter than ever and the need for ...

Topics: liability, property, Church Insurance

What Is At Risk With An Inexperienced Church Insurance Agent?

Posted by Brad Hancock on Aug 14, 2024 2:31:24 PM
Key Takeaways An inexperienced agent can leave holes you won’t discover until you’re already in a claim. Church insurance is not the same as insuring ...

Topics: liability, employment liability insurance, property, workers comp, Church Insurance

You Can't Skip the Details: Information Needed for Church Insurance

Posted by Amanda Minter on Aug 9, 2024 2:22:09 PM
Key Takeaways The extra questions are not busywork. They are the price of getting a carrier to say yes. Texas church insurance has tightened up, and ...

Topics: General Liability, liability, property, Church Insurance

Smart Tips for Texas Daycare Owners to Manage Rising Insurance Rates

Posted by Brad Hancock on Jul 22, 2024 12:52:01 PM
Key Takeaways Rising insurance costs are a growing challenge for Texas daycare owners. Many daycare operators are facing higher premiums due to ...

Topics: liability, property, True Texas Education Insurance, daycares