Insurance For Texans Blog

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Why Your Church Struggles to Find Insurance: Mistakes to Avoid

Posted by Amanda Minter on Jul 17, 2024 2:51:31 PM
Key Takeaways Most churches do not lose coverage because they are uninsurable. They lose coverage because they run the process wrong. Using the wrong ...

Topics: liability, insurance mistakes, property, Church Insurance

Property Insurance Challenges: Affordable Solutions for Texas Churches

Posted by Amanda Minter on Jul 9, 2024 10:53:47 AM
Key Takeaways If you get non renewed or your premium doubles, you are not alone. Texas church property insurance has tightened fast, and many ...

Topics: commercial property values, liability, property, Church Insurance

How To Avoid Insurance Penalties Arising From Coinsurance

Posted by Brad Hancock on Jul 1, 2024 2:35:32 PM
What is Coinsurance? Coinsurance: A standard provision in commercial property church insurance policies that requires a church to insure its ...

Topics: Commercial Insurance, property, Church Insurance

Who Is Insuring Churches In Texas?

Posted by Amanda Minter on Jun 27, 2024 11:31:37 AM
What is a non-renewal notice? Non-renewal Notice: A formal notification from an insurance provider stating that an existing policy will not be ...

Topics: General Liability, property, Church Insurance, non-renewal

Hail Insurance For Texas Churches

Posted by Amanda Minter on Jun 12, 2024 4:54:52 PM
Key Takeaways Hail isn’t just a weather problem, it’s a financial threat. Texas churches face repeated roof damage and costly repairs from ...

Topics: windstorms, deductible, hail, property, business personal property, Church Insurance

Sticker Shock: Understanding the Surge in Texas Church Insurance Rates

Posted by Amanda Minter on Jun 5, 2024 5:00:56 PM
What is causing insurance prices to surge for Texas churches? Hard Market: A phase in the insurance industry where the appetite for risk decreases, ...

Topics: property, Church Insurance, non-renewal

How Does Business Insurance Help Me After A Tornado?

Posted by Brad Hancock on Jun 4, 2024 11:25:10 AM
As the sun rose on Sunday after a string of tornadoes hit the Red River counties of North Texas, business owners like Ted began to read stories of ...

Topics: business coverage, business income coverage, basics of business insurance, property, business interruption, tornado insurance

Need Church Insurance Now? Here’s What You Need To Know!

Posted by Kevin Hall on May 13, 2024 4:45:11 PM
Key Takeaways If you need church insurance now, speed comes from preparation, not luck. Carriers are moving slower because underwriting is tighter ...

Topics: building coverage, Waco, property, Church Insurance, non-renewal

Why Are Insurance Companies Dropping Texas Churches?

Posted by Kevin Hall on Apr 30, 2024 4:03:35 PM
Key Takeaways Texas churches are getting dropped because the math changed, not because your church did something wrong. Hail, wind, freezes, and ...

Topics: liability, property, Church Insurance, non-renewal

Sound Investment: Secure Your Audio Equipment With The Right Coverage

Posted by Kevin Hall on Apr 24, 2024 5:47:25 PM
What is inland marine insurance? Inland Marine Insurance: A specialized type of property coverage designed to protect high-value, mobile, or ...

Topics: limits of coverage, property, inland marine, business personal property, Church Insurance