The Insurance for Texans Blog | flood insurance

Given The Recent Disaster, How Does Texas Flood Insurance Work?

Posted by Ron Wadley on Jul 8, 2025, 12:40:24 PM

I've started to compose my thoughts on catastrophic flooding events in The Hill Country multiple times. It never feels quite right. As a parent of a ...

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Topics: flood insurance, TRUE Texas Home Insurance, Flash Floods

Why Don't I Have Enough Insurance Coverage for Water Damage?

Posted by Ron Wadley on Feb 17, 2021, 10:27:57 PM

If you're new to the Lone Star State, you are probably witnessing for the first time the identity crisis that is known from the panhandle to the ...

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Topics: insurance, home insurance, insurance for texans, North Texas, Dallas/Fort Worth, claim, flood insurance, independent insurance agent, water, Grapevine Home Insurance

Why Do You Need Replacement Cost on Personal Belongings?

Posted by Ron Wadley on Jan 30, 2021, 12:38:35 PM

Nobody wants to think about a major catastrophe involving your home. Yet, knowing bad things happen from time to time regardless of where you live, ...

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Topics: home insurance, Texas, replacement cost, actual cash value, windstorms, hail, Theft, flood insurance, Grapevine, Grapevine Home Insurance

Not Having Flood Insurance Can Put Your Finances Underwater

Posted by Ron Wadley on Jan 28, 2021, 8:01:39 PM

Flood insurance. When buying a home, purchasing insurance to cover flooding may not exist high on the radar unless you've grown up in an area known ...

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Topics: home insurance, Texas, weather, windstorms, North Texas, hurricanes, flood insurance, independent insurance agent, Gulf Coast, Home Insurance Tips, water

How Does A Hurricane Affect Texas Home Insurance

Posted by Ron Wadley on Jul 12, 2019, 2:26:30 PM

Hurricane season has officially begun along the Texas Gulf Coast. The first storm warning of the year has been issued as Tropical Storm Barry has set ...

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Topics: home insurance, hurricanes, flood insurance, homeowners insurance, Home Insurance Tips

Why Is There A Wait Period To Start Flood Insurance

Posted by Ron Wadley on Jun 24, 2019, 8:45:11 PM

Flooding accounts for 90% of all Presidential declared disasters in the United States. Texas is no different as we have multiple ways for your home ...

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Topics: insurance for texans, flood insurance

Is A Private Flood Insurance Policy Good For Texans

Posted by Ron Wadley on Jun 10, 2019, 1:49:14 PM

Home buying season is in full swing in Texas. The number of homes on the market has skyrocketed as schools have gotten out, and we are receiving ...

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Topics: Texas, flood insurance, independent insurance agent

How Bad Does it Flood in Texas?

Posted by Ron Wadley on Jun 7, 2019, 6:17:33 PM

If you knew anything about the state of Texas during the the last century, you are familiar with many caricatures of the Bluebonnet State. Big oil, ...

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Topics: Texas, flood insurance, homeowners insurance, independent insurance agent, Gulf Coast

Is My Home In A Flood Zone

Posted by Ron Wadley on Jun 5, 2019, 8:08:59 PM

Flood insurance is a type of insurance that can be mandated by a lender when you take a mortgage on a property, but isn't always required. A frequent ...

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Topics: Texas, flood insurance, homeowners insurance, Gulf Coast

It's Hurricane Season - How Do I Get Flood Insurance

Posted by Ron Wadley on Jun 4, 2019, 3:21:46 PM

The first of June is officially the start of the annual hurricane season on the Texas Gulf Coast. There is already a tropical disturbance in the Gulf ...

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Topics: Texas, insurance for texans, flood insurance, Gulf Coast