Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Ron Wadley

    Ron Wadley
    Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems.
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    Recent Posts

    Why Wisdom Matters More Than Knowledge For Your Texas Home Insurance

    Posted by Ron Wadley on Sep 18, 2025 3:46:14 PM
    Earlier this week, I was talking with my friend Brian Kurtz. He made a statement that stuck with me. He said, “There is a fine line between knowledge ...
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    Topics: independent insurance agent, gaps in coverage, TRUE Texas Home Insurance

    Can My Texas Church Get Full Coverage Insurance?

    Posted by Ron Wadley on Sep 16, 2025 4:13:16 PM
    " Key Takeaways \n \n The Myth of Full Coverage for Liability \n When \"Cheap\" Sounds Like Good Stewardship \n Storm Coverage That Really Isn't ...
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    Topics: liability, property, Church Insurance, The Promise Of Certainty

    Should I Keep My Home Builder's Insurance Plan?

    Posted by Ron Wadley on Aug 29, 2025 2:52:08 PM
    When Emily bought her first home in Frisco, she was excited. It was a brand-new build with a fresh yard, clean paint, and that wonderful smell of a ...
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    Topics: claim settlement, new home, TRUE Texas Home Insurance

    True Story of a Texas Pastor vs A Tornado

    Posted by Ron Wadley on Aug 12, 2025 10:09:50 AM
    After a tornado destroyed Pastor Rick's small church, he was able to remain calm because he had the right insurance policy. As the person responsible ...
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    Topics: Church Insurance

    Don't California My Texas Church Insurance

    Posted by Ron Wadley on Jul 30, 2025 4:02:32 PM
    " \n Key Takeaways \n \n \n Local Knowledge Protects What Matters \n Real Conversations Are Better Than Call Center Scripts \n The Spirit Of ...
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    Topics: Texas, Church Insurance

    A Pastor Experiences The Promise Of Certainty During A Texas Tornado

    Posted by Ron Wadley on Jul 24, 2025 3:22:29 PM
    " \n Key Takeaways \n \n \n Certainty Brings Peace \n You Have To Act Before Tragedy \n Confidence Comes From Knowing \n \n \n \n \n You can find ...
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    Topics: Church Insurance, tornado insurance, The Promise Of Certainty

    Is It Worth It To Keep A 1% Hail Deductible On Texas Home Insurance?

    Posted by Ron Wadley on Jul 9, 2025 5:41:08 PM
    Steve has lived in Tyler all his life. He’s been in his current home for six years now and, like many Texans, he's no stranger to hail storms. Every ...
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    Topics: replacement cost, deductible, hail, roofing schedule, TRUE Texas Home Insurance

    Given The Recent Disaster, How Does Texas Flood Insurance Work?

    Posted by Ron Wadley on Jul 8, 2025 12:40:24 PM
    I've started to compose my thoughts on catastrophic flooding events in The Hill Country multiple times. It never feels quite right. As a parent of a ...
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    Topics: flood insurance, TRUE Texas Home Insurance, Flash Floods

    What Happens If I Don't Add My Teenage Driver To My Car Insurance?

    Posted by Ron Wadley on Jul 1, 2025 3:35:26 PM
    Mary never in a million years thought this could happen to her. She has lived in McKinney for many years. Proud grandmother. After raising two kids ...
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    Topics: auto insurance, claim, teen drivers

    Are You A Texas Homeowner With A Reduction In Coverage Letter?

    Posted by Ron Wadley on Jun 25, 2025 2:42:03 PM
    Ben had been living in his Waco home for five years. It wasn’t fancy, but it was solid. A good roof. Decent yard. Great location in a safe ...
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    Topics: deductible, roofing schedule, TRUE Texas Home Insurance, coverage reduction