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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Ron Wadley

    Ron Wadley
    Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems.
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    Recent Posts

    What Is Functional Replacement Cost On Historical Homes?

    Posted by Ron Wadley on Feb 4, 2025 9:49:12 AM
    David loves his house in Dallas. It just ticked over being 100 years old. He’s proud to own a piece of history since so many Dallas homes have been ...
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    Topics: replacement cost, Home Insurance Tips, TRUE Texas Home Insurance

    Will The California Wildfires Increase My Texas Home Insurance?

    Posted by Ron Wadley on Jan 20, 2025 10:44:07 AM
    The wildfires raging across Los Angeles right now feels far away. Unfortunately, the devastation will reach Texas and beyond. Many homeowners ...
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    Topics: TRUE Texas Home Insurance, True Texas Education Insurance, total cost of risk

    Do California Wildfires Effect Texas Property Insurance Rates

    Posted by Ron Wadley on Jan 10, 2025 2:17:09 PM
    The wildfires in Los Angeles are once again dominating the news. The devastating images of scorched landscapes, destroyed homes, and disrupted ...
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    Topics: home insurance, investment property, Commercial Insurance, property, reinsurance

    Are You Ready For The Unexpected? Lessons From My Church In Crisis

    Posted by Ron Wadley on Dec 11, 2024 1:46:19 PM
    " \n Key Takeaways \n \n \n Crisis Management Starts with Preparation and Transparency When a crisis hits a church, the way leadership responds can ...
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    Topics: liability, employment liability insurance, D&O, Church Insurance, abuse & molestation

    Three Myths Texans Believe About Hail Coverage On Home Insurance

    Posted by Ron Wadley on Dec 2, 2024 3:48:02 PM
    Last spring, Ted, experienced one of the worst hailstorms he could remember at his Grapevine home. Baseball-sized hail pummeled his roof, left dents ...
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    Topics: hail, TRUE Texas Home Insurance, myths

    Are Zero Pay Claims Ruining Your Home Insurance Search?

    Posted by Ron Wadley on Aug 22, 2024 11:43:53 AM
    Terri had always prided herself on being responsible when it came to her Austin home. As she started shopping for new home insurance this month, she ...
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    Topics: home insurance, claim settlement, deductible, claim, TRUE Texas Home Insurance

    What The Heck! The True Cost of Recent Insurance Changes in Texas

    Posted by Ron Wadley on Jul 12, 2024 1:10:16 PM
    Ted, like most Texas homeowners, has been feeling increasingly anxious about the rising costs of home insurance. Everyone around him is complaining ...
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    Topics: auto insurance, home insurance, deductible, discounts, homeowners insurance, TRUE Texas Home Insurance

    What Can Texas Churches Learn About Insurance Coverage From Gateway?

    Posted by Ron Wadley on Jun 24, 2024 1:47:18 PM
    The local news here in Dallas-Fort Worth over the last week has had lead stories about the scandal that has overtaken Gateway Church in Southlake. ...
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    Topics: professional liability, liability, D&O, Church Insurance

    Does Cyber Insurance Cover Low Tech Threats?

    Posted by Ron Wadley on Jun 13, 2024 5:25:40 PM
    When cybersecurity comes to mind, many people think of foreign hackers trying to breach large corporations' networks. Everyone remembers the Russian ...
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    Topics: cyber insurance, cyber crime, invoice manipulation, data theft

    Unraveling the Truth: New Reality of Home and Auto Insurance Bundling

    Posted by Ron Wadley on Jun 11, 2024 1:52:46 PM
    Hey there, fellow Texans! It’s time to dive into a misunderstood topic that affects our wallets and peace of mind—insurance bundling. In the past, ...
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    Topics: deductible, Home Insurance Tips, gaps in coverage, TRUE Texas Home Insurance, basics of home insurance