Insurance For Texans Blog

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Does An After School Youth Program Need Insurance In Texas?

Posted by Brad Hancock on Sep 17, 2025, 2:32:00 PM
Tim has always been proud of his after school program in Austin. For years, he and his staff have provided a safe and fun environment for kids whose ...

Topics: liability, True Texas Education Insurance, after-school programs

Can My Texas Church Get Full Coverage Insurance?

Posted by Ron Wadley on Sep 16, 2025, 4:13:16 PM
Key Takeaways The Myth of Full Coverage for Liability When "Cheap" Sounds Like Good Stewardship Storm Coverage That Really Isn't Storm Coverage At ...

Topics: liability, property, Church Insurance, The Promise Of Certainty

How Does My Church Insurance Policy Handle Defense Of Liability Claims

Posted by Amanda Minter on Sep 15, 2025, 2:39:51 PM
Key Takeaways Duty To Defend vs Duty To Reimburse Defense Costs Are Not Handled The Same Inside All Policies Two Different Keys To Remember If you ...

Topics: professional liability, liability, Church Insurance

5 Questions Every Daycare Owner Should Be Asking Their Health Broker

Posted by Kevin Hall on Sep 10, 2025, 2:16:36 PM
Key Takeaways Are you Showing Me Any Level-Funded, Catastrophic, Self-Funded or Private Health Plans? Can We Build A Plan That Fits My Team's Needs? ...

Topics: group health, employer health insurance, daycares

How Not To Make Your Texas Daycare's Lawyer Rich!

Posted by Brad Hancock on Sep 9, 2025, 3:11:00 PM
Key Takeaways The Insurance Provider Brings The Lawyer For You The Lawyer Already Knows The Daycare Playbook You Don't Have To Pay Out Of Pocket Up ...

Topics: liability, True Texas Education Insurance, daycares

Can Level Funded Health Plans Save My Texas Small Business Money?

Posted by Kevin Hall on Sep 8, 2025, 11:52:48 AM
If you’ve ever owned a small business, you know what it feels like to watch expenses go up while if feels like the value is going down. Phil knows ...

Topics: employer group policy, employer health insurance, level-funded health plans

Can An IHCRA Save My Texas Daycare Money Over Our Group Health Plan

Posted by Kevin Hall on Sep 3, 2025, 2:41:21 PM
Key Takeaways The Real Employee Experience With An ICHRA Why A Group Health Plan Still Wins Costs To Employer vs Value To Employee If you want to dig ...

Topics: ACA, group health, employer health insurance

Are High Deductible Health Plans A Win For Texas Small Businesses

Posted by Kevin Hall on Sep 2, 2025, 4:01:08 PM
Chris sat at his desk one evening after finishing another long day of service calls in Lubbock. His crew had put in the hours, climbing in and out of ...

Topics: group health, employer health insurance, health savings account

Should I Keep My Home Builder's Insurance Plan?

Posted by Ron Wadley on Aug 29, 2025, 2:52:08 PM
When Emily bought her first home in Frisco, she was excited. It was a brand-new build with a fresh yard, clean paint, and that wonderful smell of a ...

Topics: claim settlement, new home, TRUE Texas Home Insurance

3 Things Small Business Owners Need To Know Now About Health Insurance

Posted by Kevin Hall on Aug 28, 2025, 5:31:29 PM
It is hard to believe that we are two-thirds done with 2025. Texas businesses have been navigating challenging waters this year, and we want to make ...

Topics: catastrophic health coverage, group health, employer health insurance, open enrollment