Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    What Insurance Is Required For A Child Care Center In Texas?

    Posted by Matt Wilson on Mar 25, 2025 5:37:56 PM
    Starting a childcare center in Texas is an exciting opportunity to serve families and support early learning. What a rewarding task to enjoy each ...
    Read More

    Topics: liability, True Texas Education Insurance, daycares, licensing

    Does Texas Church Insurance Have A Minimum Deductible?

    Posted by Amanda Minter on Mar 24, 2025 5:29:28 PM
    A recent phone call came from a church in Fort Worth that had concerns about their property insurance coverage. They had large church buildings and ...
    Read More

    Topics: deductible, Church Insurance, Risk Purchasing Group

    Is Functional Replacement Cost Bad For My Church Insurance Policy?

    Posted by Amanda Minter on Mar 17, 2025 9:15:00 AM
    " \n Key Takeaways \n \n \n \n Functional Replacement Cost Saves Money but Changes How a Church Is Rebuilt Unlike traditional replacement cost, ...
    Read More

    Topics: replacement cost, property, Church Insurance, Risk Purchasing Group

    Can A Risk Purchasing Group Get Your Church The Best Property Coverage

    Posted by Amanda Minter on Mar 14, 2025 10:00:00 AM
    " \n Key Takeaways \n \n \n \n A Risk Purchasing Group (RPG) lets churches combine their buying power to access stronger coverage and better property ...
    Read More

    Topics: property, Church Insurance, Risk Purchasing Group

    Why A National Risk Pool Can Be Better For Your Church’s Insurance

    Posted by Amanda Minter on Mar 13, 2025 11:51:31 AM
    Obtaining new, affordable property insurance for churches in Texas feels like the impossible these days. More and more churches are feeling the pinch ...
    Read More

    Topics: hail, property, Church Insurance, Risk Purchasing Group

    Did A Sublimit Reduce Your Church's Claim Payout?

    Posted by Amanda Minter on Mar 12, 2025 4:03:53 PM
    " \n Key Takeaways \n \n \n Sublimits Can Dramatically Reduce Your Church’s Claim Payout Many Texas churches assume their full property coverage ...
    Read More

    Topics: limits of coverage, liability, property, Church Insurance

    Three Things Texas Daycares Need To Know About Insurance Today!

    Posted by Brad Hancock on Mar 11, 2025 9:30:01 AM
    " \n Key Takeaways \n \n \n Price alone doesn’t protect your daycare. Chasing the cheapest insurance policy can leave you exposed to hidden ...
    Read More

    Topics: liability, property, True Texas Education Insurance, daycares

    I Need New Daycare Insurance & They Are Asking Me For Loss Runs

    Posted by Brad Hancock on Mar 6, 2025 2:47:42 PM
    " \n Key Takeaways \n \n \n Loss run reports are essential when shopping for new daycare insurance. Insurance companies require these reports to ...
    Read More

    Topics: True Texas Education Insurance, daycares, Loss Runs

    What Are FTEs And How Do They Affect My Daycare Health Insurance?

    Posted by Kevin Hall on Mar 4, 2025 3:59:46 PM
    " \n Key Takeaways \n \n \n Full-Time Equivalents (FTEs) decide what health plans your daycare qualifies for. Even if your daycare has fewer than 50 ...
    Read More

    Topics: health insurance, group health, daycares, small business

    Why Is This Church Insurance Agent Asking Me About Loss Runs?

    Posted by Amanda Minter on Mar 4, 2025 9:45:00 AM
    " \n Key Takeaways \n \n \n Loss runs are the report card your next insurance company uses to decide if they even want to quote your church. They ...
    Read More

    Topics: claim, Church Insurance, Loss Runs