Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Is Functional Replacement Cost Bad For My Church Insurance Policy?

    Posted by Amanda Minter on Mar 17, 2025 9:15:00 AM
    " \n Key Takeaways \n \n \n \n Functional Replacement Cost Saves Money but Changes How a Church Is Rebuilt Unlike traditional replacement cost, ...
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    Topics: replacement cost, property, Church Insurance, Risk Purchasing Group

    Can A Risk Purchasing Group Get Your Church The Best Property Coverage

    Posted by Amanda Minter on Mar 14, 2025 10:00:00 AM
    " \n Key Takeaways \n \n \n \n A Risk Purchasing Group (RPG) lets churches combine their buying power to access stronger coverage and better property ...
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    Topics: property, Church Insurance, Risk Purchasing Group

    Why A National Risk Pool Can Be Better For Your Church’s Insurance

    Posted by Amanda Minter on Mar 13, 2025 11:51:31 AM
    Obtaining new, affordable property insurance for churches in Texas feels like the impossible these days. More and more churches are feeling the pinch ...
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    Topics: hail, property, Church Insurance, Risk Purchasing Group

    Did A Sublimit Reduce Your Church's Claim Payout?

    Posted by Amanda Minter on Mar 12, 2025 4:03:53 PM
    " \n Key Takeaways \n \n \n Sublimits Can Dramatically Reduce Your Church’s Claim Payout Many Texas churches assume their full property coverage ...
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    Topics: limits of coverage, liability, property, Church Insurance

    Three Things Texas Daycares Need To Know About Insurance Today!

    Posted by Brad Hancock on Mar 11, 2025 9:30:01 AM
    " \n Key Takeaways \n \n \n Price alone doesn’t protect your daycare. Chasing the cheapest insurance policy can leave you exposed to hidden ...
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    Topics: liability, property, True Texas Education Insurance, daycares

    I Need New Daycare Insurance & They Are Asking Me For Loss Runs

    Posted by Brad Hancock on Mar 6, 2025 2:47:42 PM
    " \n Key Takeaways \n \n \n Loss run reports are essential when shopping for new daycare insurance. Insurance companies require these reports to ...
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    Topics: True Texas Education Insurance, daycares, Loss Runs

    What Are FTEs And How Do They Affect My Daycare Health Insurance?

    Posted by Kevin Hall on Mar 4, 2025 3:59:46 PM
    " \n Key Takeaways \n \n \n Full-Time Equivalents (FTEs) decide what health plans your daycare qualifies for. Even if your daycare has fewer than 50 ...
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    Topics: health insurance, group health, daycares, small business

    Why Is This Church Insurance Agent Asking Me About Loss Runs?

    Posted by Amanda Minter on Mar 4, 2025 9:45:00 AM
    " \n Key Takeaways \n \n \n Loss runs are the report card your next insurance company uses to decide if they even want to quote your church. They ...
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    Topics: claim, Church Insurance, Loss Runs

    What Do Texas Business Owners Need To Know About Spring Hail Insurance

    Posted by Brad Hancock on Mar 3, 2025 8:30:00 AM
    Texas weather can be wild! It seems like we move from the dead of winter to the "Spring Hail" Season almost instantly. It is incredible how quickly ...
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    Topics: business coverage, hail, property, business interruption

    What Texas Churches Need to Know About Insurance Before Storm Season

    Posted by Amanda Minter on Feb 28, 2025 4:11:49 PM
    " \n Key Takeaways \n \n \n Your wind and hail deductible can quietly become a church sized expense A percentage deductible is not based on the size ...
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    Topics: windstorms, hail, Church Insurance