Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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What Kind Of Property Insurance Does My Texas Church Need?

Posted by Amanda Minter on Jun 19, 2025 3:57:09 PM
" \n Key Takeaways \n \n \n What’s listed is what’s covered. Every building and structure on your church property must be individually named and ...
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Topics: hail, personal property, property, Church Insurance

Here's How ACA Health Insurance Is Changing For 2026

Posted by Kevin Hall on Jun 18, 2025 1:18:19 PM
Trey thought he had time. It was mid-December last year and like most folks juggling holiday plans and year-end stress, health insurance didn’t ...
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Topics: health insurance, ACA, open enrollment

Can You De-Risk Your Life?

Posted by Ron Wadley on Jun 17, 2025 3:36:19 PM
The day was like any other Monday. I headed out the door in the pre-sunrise moments to get a hike in and clear my head for the day ahead. My wife and ...
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Topics: business coverage, TRUE Texas Home Insurance, total cost of risk

Can My Mortgage Lender Force Me To Carry Specific Insurance Coverage

Posted by Ron Wadley on Jun 16, 2025 2:24:02 PM
Mary is a single mom living in Waco. Like so many parents right now, she is watching every penny that leaves her bank account. Groceries have gone ...
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Topics: mortgage payment, replacement cost, hail, TRUE Texas Home Insurance

Employment Practices Liability Insurance Saves Daycares From Claims

Posted by Brad Hancock on Jun 12, 2025 12:12:01 PM
" \n Key Takeaways \n \n \n Employee complaints can turn into lawsuits fast. Even one misunderstanding with a staff member can spiral into a legal ...
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Topics: employment liability insurance, True Texas Education Insurance, daycares

Hail Deductible Buy Down Policies Save Money For Texas Private Schools

Posted by Brad Hancock on Jun 11, 2025 10:33:29 AM
Susan didn’t panic when she got the call. A staff member at her Fort Worth private school told her that hail had torn through the roof over the gym ...
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Topics: hail, property, True Texas Education Insurance, private schools

What Do Texas Churches Need To Do The Morning After A Big Hail Storm?

Posted by Amanda Minter on Jun 9, 2025 12:01:35 PM
" \n Key Takeaways \n \n Document everything The morning after a big hail storm is about building your proof. Photos, videos, notes, interior water ...
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Topics: hail, property, Church Insurance

Does My Texas Church Insurance Cover The Parsonage?

Posted by Amanda Minter on Jun 5, 2025 11:39:56 AM
" \n What is insurable interest? \n \n Insurable interest is a fundamental insurance principle stating that an entity can only insure a property if ...
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Topics: personal property, property, Church Insurance, parsonage

The True Cost Of Small Business Health Insurance In Texas

Posted by Kevin Hall on Jun 4, 2025 11:28:57 AM
Lisa called our office recently as she was looking into securing health insurance through a business health insurance plan. She was frustrated by the ...
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Topics: health insurance, group health, employer health insurance

Do Texas Family Owned Businesses Need Succession Plans?

Posted by Kevin Hall on Jun 2, 2025 12:31:23 PM
Todd was the kind of guy you could count on. He was the first to show up, the last to leave, and never backed away from hard work. He built a ...
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Topics: life insurance, basics of business insurance, key man life insurance, small business