Insurance For Texans Blog

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How Can My Texas Daycare Save On Employee's Health Insurance?

Posted by Kevin Hall on Jul 22, 2025, 3:43:49 PM
Key Takeaways Level-Funded Plans Can Offer Big Savings High Deductible Health Plans And HSAs Can Keep Premiums Low Pairing Catastrophic Coverage With ...

Topics: catastrophic health coverage, group health, daycares, level-funded health plans, health savings account

Does My Church Insurance Cover The Daycare Who Leases Space From Us?

Posted by Amanda Minter on Jul 21, 2025, 11:43:18 AM
Key Takeaways Your Church’s Insurance Likely Does Not Cover A Tenant You Must Be Named as an Additional Insured Require That the Daycare Has the ...

Topics: Church Insurance, daycares, tenant

Does It Matter If Your Cyber Attack Comes From A Terrorist?

Posted by Brad Hancock on Jul 16, 2025, 3:03:58 PM
Travis runs a logistics company that keeps wheels turning. His Ft Worth team moves equipment, supplies, and materials across the state every day. ...

Topics: cyber insurance, cyber crime, exclusions

Do Texas Teachers Have To Take Their School Health Insurance Plan?

Posted by Kevin Hall on Jul 15, 2025, 3:55:53 PM
Sarah was ready to be back in the classroom this fall, teaching middle school science in Amarillo. The rhythm of school years feels familiar, but ...

Topics: health insurance, catastrophic health coverage, teacher, private health insurance

Is It Worth It To Keep A 1% Hail Deductible On Texas Home Insurance?

Posted by Ron Wadley on Jul 9, 2025, 5:41:08 PM
Steve has lived in Tyler all his life. He’s been in his current home for six years now and, like many Texans, he's no stranger to hail storms. Every ...

Topics: replacement cost, deductible, hail, roofing schedule, TRUE Texas Home Insurance

Given The Recent Disaster, How Does Texas Flood Insurance Work?

Posted by Ron Wadley on Jul 8, 2025, 12:40:24 PM
I've started to compose my thoughts on catastrophic flooding events in The Hill Country multiple times. It never feels quite right. As a parent of a ...

Topics: flood insurance, TRUE Texas Home Insurance, Flash Floods

What Happens If I Don't Add My Teenage Driver To My Car Insurance?

Posted by Ron Wadley on Jul 1, 2025, 3:35:26 PM
Mary never in a million years thought this could happen to her. She has lived in McKinney for many years. Proud grandmother. After raising two kids ...

Topics: auto insurance, claim, teen drivers

Does Texas Cyber Insurance Cover Lost Income?

Posted by Brad Hancock on Jun 30, 2025, 3:07:54 PM
Landry was working in his busy San Antonio computer repair shop just like any other day. He was juggling a dozen different repairs and backups when ...

Topics: third party insurance, cyber insurance, business interruption

Can Texans Enroll In ACA Marketplace Plans At Any Time?

Posted by Kevin Hall on Jun 27, 2025, 11:23:23 AM
Wanda didn’t think she’d end up here. Four months ago, she got laid off from her job in Lubbock. She figured she'd find something else quick and get ...

Topics: health insurance, ACA, ACA Alternatives, open enrollment

Does Texas Cyber Insurance Cover Foreign Attacks?

Posted by Brad Hancock on Jun 26, 2025, 3:59:43 PM
Marc runs a growing dental practice just outside downtown Dallas. Great team, solid reputation, steady flow of patients. On paper, things are going ...

Topics: Dental Insurance, cyber insurance, data theft