Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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What Happens If I Don't Add My Teenage Driver To My Car Insurance?

Posted by Ron Wadley on Jul 1, 2025, 3:35:26 PM
Mary never in a million years thought this could happen to her. She has lived in McKinney for many years. Proud grandmother. After raising two kids ...

Topics: auto insurance, claim, teen drivers

Does Texas Cyber Insurance Cover Lost Income?

Posted by Brad Hancock on Jun 30, 2025, 3:07:54 PM
Landry was working in his busy San Antonio computer repair shop just like any other day. He was juggling a dozen different repairs and backups when ...

Topics: third party insurance, cyber insurance, business interruption

Can Texans Enroll In ACA Marketplace Plans At Any Time?

Posted by Kevin Hall on Jun 27, 2025, 11:23:23 AM
Wanda didn’t think she’d end up here. Four months ago, she got laid off from her job in Lubbock. She figured she'd find something else quick and get ...

Topics: health insurance, ACA, ACA Alternatives, open enrollment

Does Texas Cyber Insurance Cover Foreign Attacks?

Posted by Brad Hancock on Jun 26, 2025, 3:59:43 PM
Marc runs a growing dental practice just outside downtown Dallas. Great team, solid reputation, steady flow of patients. On paper, things are going ...

Topics: Dental Insurance, cyber insurance, data theft

Are You A Texas Homeowner With A Reduction In Coverage Letter?

Posted by Ron Wadley on Jun 25, 2025, 2:42:03 PM
Ben had been living in his Waco home for five years. It wasn’t fancy, but it was solid. A good roof. Decent yard. Great location in a safe ...

Topics: deductible, roofing schedule, TRUE Texas Home Insurance, coverage reduction

Why Texas Small Businesses Need Cyber Insurance More Than Ever!

Posted by Brad Hancock on Jun 24, 2025, 4:48:17 PM
A few weeks ago, I got a call from a business owner I know well. Lisa runs a small design studio in Austin. Honest work, loyal clients, never late on ...

Topics: cyber insurance, cyber crime, data theft, small business

Can Any Insurance Agent Help Me Get Coverage For My Texas Daycare?

Posted by Brad Hancock on Jun 23, 2025, 4:18:40 PM
Key Takeaways Cheap insurance isn’t good insurance. The wrong policy may save money up front but can cost thousands when claims are denied for ...

Topics: liability, property, True Texas Education Insurance, daycares

What Kind Of Property Insurance Does My Texas Church Need?

Posted by Amanda Minter on Jun 19, 2025, 3:57:09 PM
Key Takeaways What’s listed is what’s covered. Every building and structure on your church property must be individually named and valued on your ...

Topics: hail, personal property, property, Church Insurance

Here's How ACA Health Insurance Is Changing For 2026

Posted by Kevin Hall on Jun 18, 2025, 1:18:19 PM
Trey thought he had time. It was mid-December last year and like most folks juggling holiday plans and year-end stress, health insurance didn’t ...

Topics: health insurance, ACA, open enrollment

Can You De-Risk Your Life?

Posted by Ron Wadley on Jun 17, 2025, 3:36:19 PM
The day was like any other Monday. I headed out the door in the pre-sunrise moments to get a hike in and clear my head for the day ahead. My wife and ...

Topics: business coverage, TRUE Texas Home Insurance, total cost of risk