Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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Are You A Texas Homeowner With A Reduction In Coverage Letter?

Posted by Ron Wadley on Jun 25, 2025, 2:42:03 PM
Ben had been living in his Waco home for five years. It wasn’t fancy, but it was solid. A good roof. Decent yard. Great location in a safe ...

Topics: deductible, roofing schedule, TRUE Texas Home Insurance, coverage reduction

Why Texas Small Businesses Need Cyber Insurance More Than Ever!

Posted by Brad Hancock on Jun 24, 2025, 4:48:17 PM
A few weeks ago, I got a call from a business owner I know well. Lisa runs a small design studio in Austin. Honest work, loyal clients, never late on ...

Topics: cyber insurance, cyber crime, data theft, small business

Can Any Insurance Agent Help Me Get Coverage For My Texas Daycare?

Posted by Brad Hancock on Jun 23, 2025, 4:18:40 PM
Key Takeaways Cheap insurance isn’t good insurance. The wrong policy may save money up front but can cost thousands when claims are denied for ...

Topics: liability, property, True Texas Education Insurance, daycares

What Kind Of Property Insurance Does My Texas Church Need?

Posted by Amanda Minter on Jun 19, 2025, 3:57:09 PM
Key Takeaways What’s listed is what’s covered. Every building and structure on your church property must be individually named and valued on your ...

Topics: hail, personal property, property, Church Insurance

Here's How ACA Health Insurance Is Changing For 2026

Posted by Kevin Hall on Jun 18, 2025, 1:18:19 PM
Trey thought he had time. It was mid-December last year and like most folks juggling holiday plans and year-end stress, health insurance didn’t ...

Topics: health insurance, ACA, open enrollment

Can You De-Risk Your Life?

Posted by Ron Wadley on Jun 17, 2025, 3:36:19 PM
The day was like any other Monday. I headed out the door in the pre-sunrise moments to get a hike in and clear my head for the day ahead. My wife and ...

Topics: business coverage, TRUE Texas Home Insurance, total cost of risk

Can My Mortgage Lender Force Me To Carry Specific Insurance Coverage

Posted by Ron Wadley on Jun 16, 2025, 2:24:02 PM
Mary is a single mom living in Waco. Like so many parents right now, she is watching every penny that leaves her bank account. Groceries have gone ...

Topics: mortgage payment, replacement cost, hail, TRUE Texas Home Insurance

Employment Practices Liability Insurance Saves Daycares From Claims

Posted by Brad Hancock on Jun 12, 2025, 12:12:01 PM
Key Takeaways Employee complaints can turn into lawsuits fast. Even one misunderstanding with a staff member can spiral into a legal fight that ...

Topics: employment liability insurance, True Texas Education Insurance, daycares

Hail Deductible Buy Down Policies Save Money For Texas Private Schools

Posted by Brad Hancock on Jun 11, 2025, 10:33:29 AM
Susan didn’t panic when she got the call. A staff member at her Fort Worth private school told her that hail had torn through the roof over the gym ...

Topics: hail, property, True Texas Education Insurance, private schools

What Do Texas Churches Need To Do The Morning After A Big Hail Storm?

Posted by Amanda Minter on Jun 9, 2025, 12:01:35 PM
Key Takeaways Document everything The morning after a big hail storm is about building your proof. Photos, videos, notes, interior water spots, ...

Topics: hail, property, Church Insurance