Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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Can You De-Risk Your Life?

Posted by Ron Wadley on Jun 17, 2025, 3:36:19 PM
The day was like any other Monday. I headed out the door in the pre-sunrise moments to get a hike in and clear my head for the day ahead. My wife and ...

Topics: business coverage, TRUE Texas Home Insurance, total cost of risk

Can My Mortgage Lender Force Me To Carry Specific Insurance Coverage

Posted by Ron Wadley on Jun 16, 2025, 2:24:02 PM
Mary is a single mom living in Waco. Like so many parents right now, she is watching every penny that leaves her bank account. Groceries have gone ...

Topics: mortgage payment, replacement cost, hail, TRUE Texas Home Insurance

Employment Practices Liability Insurance Saves Daycares From Claims

Posted by Brad Hancock on Jun 12, 2025, 12:12:01 PM
Key Takeaways Employee complaints can turn into lawsuits fast. Even one misunderstanding with a staff member can spiral into a legal fight that ...

Topics: employment liability insurance, True Texas Education Insurance, daycares

Hail Deductible Buy Down Policies Save Money For Texas Private Schools

Posted by Brad Hancock on Jun 11, 2025, 10:33:29 AM
Susan didn’t panic when she got the call. A staff member at her Fort Worth private school told her that hail had torn through the roof over the gym ...

Topics: hail, property, True Texas Education Insurance, private schools

What Do Texas Churches Need To Do The Morning After A Big Hail Storm?

Posted by Amanda Minter on Jun 9, 2025, 12:01:35 PM
Key Takeaways Document everything The morning after a big hail storm is about building your proof. Photos, videos, notes, interior water spots, ...

Topics: hail, property, Church Insurance

Does My Texas Church Insurance Cover The Parsonage?

Posted by Amanda Minter on Jun 5, 2025, 11:39:56 AM
What is insurable interest? Insurable interest is a fundamental insurance principle stating that an entity can only insure a property if they would ...

Topics: personal property, property, Church Insurance, parsonage

The True Cost Of Small Business Health Insurance In Texas

Posted by Kevin Hall on Jun 4, 2025, 11:28:57 AM
Lisa called our office recently as she was looking into securing health insurance through a business health insurance plan. She was frustrated by the ...

Topics: health insurance, group health, employer health insurance

Do Texas Family Owned Businesses Need Succession Plans?

Posted by Kevin Hall on Jun 2, 2025, 12:31:23 PM
Todd was the kind of guy you could count on. He was the first to show up, the last to leave, and never backed away from hard work. He built a ...

Topics: life insurance, basics of business insurance, key man life insurance, small business

Why Multiple Insurance Agents Providing Quotes Can Hurt Your Church

Posted by Amanda Minter on May 30, 2025, 12:03:18 PM
Key Takeaways Multiple agents quoting the same church can quietly shrink your options. Once a carrier receives a submission, that market is typically ...

Topics: liability, Insurance Policy, property, Church Insurance

Worker's Compensation Insurance for Your Texas Daycare

Posted by Brad Hancock on May 30, 2025, 9:00:00 AM
Jessica is a daycare owner in Texas. She recently faced a tough decision when one of her teachers was bitten by a two-year-old. Normally, these ...

Topics: daycares