Insurance For Texans Blog

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Does Changing My Texas Daycare Insurance Every Year Matter?

Posted by Brad Hancock on Feb 11, 2025 5:04:21 PM
Key Takeaways Chasing lower premiums can cost more in the long run. Constantly switching daycare insurance to save a few dollars can lead to reduced ...

Topics: liability, property, True Texas Education Insurance, daycares

Business Interruption Coverage Keeps Texas Daycares Open After Storms

Posted by Brad Hancock on Feb 10, 2025 4:32:11 PM
Key Takeaways Storm damage doesn’t just hit buildings. It hits cash flow. Even if your daycare’s property repairs are covered, lost tuition, payroll, ...

Topics: business interruption, True Texas Education Insurance, daycares

What Do Texas Daycare Owners Need To Know About Hail Insurance?

Posted by Brad Hancock on Feb 6, 2025 2:13:21 PM
Key Takeaways Playgrounds and outdoor equipment may not be covered automatically. Many daycare insurance policies exclude playgrounds, fences, and ...

Topics: hail, True Texas Education Insurance, daycares

Creative Ways To Provide Church Staff Health Benefits

Posted by Kevin Hall on Feb 5, 2025 4:45:20 PM
Key Takeaways Supplemental health insurance helps churches care for their staff without straining the budget. Even when traditional group health ...

Topics: health insurance, supplemental health plans, Church Insurance

What Is Functional Replacement Cost On Historical Homes?

Posted by Ron Wadley on Feb 4, 2025 9:49:12 AM
David loves his house in Dallas. It just ticked over being 100 years old. He’s proud to own a piece of history since so many Dallas homes have been ...

Topics: replacement cost, Home Insurance Tips, TRUE Texas Home Insurance

Does Your Texas Church Have A Violent Response Plan In Place?

Posted by Brad Hancock on Feb 3, 2025 10:51:22 AM
Key Takeaways A Comprehensive Security Plan Saves Lives and Prevents Chaos Having a detailed, practiced plan for potential threats helps church staff ...

Topics: liability, Church Insurance, violent response

What Is Professional Liability Insurance For Texas Montessori Schools

Posted by Brad Hancock on Jan 31, 2025 12:10:31 PM
Elizabeth had always believed in the power of Montessori education. When she opened her private school in Austin, she was excited to offer students a ...

Topics: professional liability, True Texas Education Insurance, Montessori schools

Is A Fully Funded or Self Funded Insurance Plan Better For My School?

Posted by Kevin Hall on Jan 29, 2025 3:13:05 PM
Suzy owns a Montessori school in Tyler, and she loves what she does. Every day, she gets to watch children grow, explore, and learn in a hands-on ...

Topics: health insurance, employer health insurance, Montessori schools, self-funded, fully-funded

Do Texas Daycares Need Cyber Insurance?

Posted by Brad Hancock on Jan 28, 2025 1:27:32 PM
Key Takeaways Cyberattacks can shut down daycare operations instantly. A single ransomware attack or data breach can lock your systems, halt tuition ...

Topics: cyber insurance, cyber crime, True Texas Education Insurance, daycares

How Do You Know Your Church Has Enough Auto Insurance?

Posted by Amanda Minter on Jan 27, 2025 2:46:45 PM
Key Takeaways Church-Owned Vehicles Require Specialized Commercial Coverage Personal auto policies don’t protect church-owned vans, buses, or cars ...

Topics: commercial auto insurance, Church Insurance