Insurance For Texans Blog

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Does The Number Of Employees Taking Health Insurance Matter?

Posted by Kevin Hall on Feb 26, 2025 4:51:06 PM
Emma and Lisa run a Montessori school in Fort Worth. Their teachers work hard every day, and they want to offer them health insurance as a benefit. ...

Topics: health insurance, group health, Montessori schools

Five Things Small Business Owners Need To Know About COBRA Benefits

Posted by Kevin Hall on Feb 24, 2025 4:07:49 PM
Scott has a knot in his stomach. He has been looking at his daycare's finances and the trend isn't good. While most people talk about the booming ...

Topics: cobra, group health, employer health insurance

Is Your Business Insurance Policy Being Non-Renewed?

Posted by Brad Hancock on Feb 21, 2025 3:47:58 PM
When you run a law office, the last thing you want to worry about is insurance. It is not a topic that just pops to the top of your mind. We were ...

Topics: business coverage, Commercial Insurance, basics of business insurance, non-renewal

Does My Texas Daycare Need Directors & Officers Insurance?

Posted by Brad Hancock on Feb 20, 2025 2:13:41 PM
Key Takeaways Church-run daycares and preschools face real legal exposure. Even non-profit or volunteer-led boards can be sued personally for ...

Topics: liability, D&O, True Texas Education Insurance, daycares

Does Texas Require My Church To Have Insurance?

Posted by Amanda Minter on Feb 19, 2025 11:25:38 AM
Key Takeaways Texas Doesn’t Require Church Insurance, But Going Without It Is Risky There are no state laws mandating insurance for churches in ...

Does It Really Matter Who Pays For Church D&O Insurance Coverage?

Posted by Amanda Minter on Feb 18, 2025 4:15:18 PM
Key Takeaways Churches Should Cover the Cost of D&O Insurance to Protect Their Leaders Requiring Leaders to Pay for Their Own D&O Coverage ...

Topics: liability, D&O, Church Insurance

Do Cost Savings Make An HMO Worth It For Small Businesses In Texas?

Posted by Kevin Hall on Feb 17, 2025 10:49:19 AM
Jill loves her job and the team of teachers and staff who make her Montessori School in Austin one of the best options for young kiddos. But as her ...

Topics: Austin, group health, employer health insurance, Montessori schools

Does My Texas Church Insurance Cover The Daycare We Run?

Posted by Amanda Minter on Feb 14, 2025 11:58:03 AM
Key Takeaways Your church’s insurance might not cover weekday daycare operations. Many churches assume their general liability policy extends to ...

Topics: Church Insurance, daycares

How Much Does Small Business Health Insurance Cost In Texas?

Posted by Kevin Hall on Feb 13, 2025 4:28:54 PM
Phil owns a small consulting firm in Fort Worth. Business is and his team is growing. He’s proud of the work they do and knows his employees are the ...

Topics: health insurance, employer group policy, small business

Think Your Daycare Is Covered? These Policy Limits Say Otherwise!

Posted by Brad Hancock on Feb 12, 2025 2:46:44 PM
Key Takeaways Coverage limits can leave your daycare exposed even if you have insurance. Many Texas daycare owners assume their policy will fully ...

Topics: limits of coverage, liability, property, True Texas Education Insurance, daycares