Insurance For Texans Blog

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Do Cost Savings Make An HMO Worth It For Small Businesses In Texas?

Posted by Kevin Hall on Feb 17, 2025 10:49:19 AM
Jill loves her job and the team of teachers and staff who make her Montessori School in Austin one of the best options for young kiddos. But as her ...
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Topics: Austin, group health, employer health insurance, Montessori schools

Does My Texas Church Insurance Cover The Daycare We Run?

Posted by Amanda Minter on Feb 14, 2025 11:58:03 AM
" \n Key Takeaways \n \n \n Your church’s insurance might not cover weekday daycare operations. Many churches assume their general liability policy ...
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Topics: Church Insurance, daycares

How Much Does Small Business Health Insurance Cost In Texas?

Posted by Kevin Hall on Feb 13, 2025 4:28:54 PM
Phil owns a small consulting firm in Fort Worth. Business is and his team is growing. He’s proud of the work they do and knows his employees are the ...
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Topics: health insurance, employer group policy, small business

Think Your Daycare Is Covered? These Policy Limits Say Otherwise!

Posted by Brad Hancock on Feb 12, 2025 2:46:44 PM
" \n Key Takeaways \n \n \n \n Coverage limits can leave your daycare exposed even if you have insurance. Many Texas daycare owners assume their ...
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Topics: limits of coverage, liability, property, True Texas Education Insurance, daycares

Does Changing My Texas Daycare Insurance Every Year Matter?

Posted by Brad Hancock on Feb 11, 2025 5:04:21 PM
" \n Key Takeaways \n \n \n \n Chasing lower premiums can cost more in the long run. Constantly switching daycare insurance to save a few dollars can ...
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Topics: liability, property, True Texas Education Insurance, daycares

Business Interruption Coverage Keeps Texas Daycares Open After Storms

Posted by Brad Hancock on Feb 10, 2025 4:32:11 PM
" \n Key Takeaways \n \n \n Storm damage doesn’t just hit buildings. It hits cash flow. Even if your daycare’s property repairs are covered, lost ...
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Topics: business interruption, True Texas Education Insurance, daycares

What Do Texas Daycare Owners Need To Know About Hail Insurance?

Posted by Brad Hancock on Feb 6, 2025 2:13:21 PM
" \n Key Takeaways \n \n \n Playgrounds and outdoor equipment may not be covered automatically. Many daycare insurance policies exclude playgrounds, ...
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Topics: hail, True Texas Education Insurance, daycares

Creative Ways To Provide Church Staff Health Benefits

Posted by Kevin Hall on Feb 5, 2025 4:45:20 PM
" \n Key Takeaways \n \n \n Supplemental health insurance helps churches care for their staff without straining the budget. Even when traditional ...
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Topics: health insurance, supplemental health plans, Church Insurance

What Is Functional Replacement Cost On Historical Homes?

Posted by Ron Wadley on Feb 4, 2025 9:49:12 AM
David loves his house in Dallas. It just ticked over being 100 years old. He’s proud to own a piece of history since so many Dallas homes have been ...
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Topics: replacement cost, Home Insurance Tips, TRUE Texas Home Insurance

Does Your Texas Church Have A Violent Response Plan In Place?

Posted by Brad Hancock on Feb 3, 2025 10:51:22 AM
" \n Key Takeaways \n \n A Comprehensive Security Plan Saves Lives and Prevents Chaos Having a detailed, practiced plan for potential threats helps ...
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Topics: liability, Church Insurance, violent response