" \n Key Takeaways \n \n \n General liability coverage isn’t enough for Texas daycares. Most standard business insurance policies exclude abuse and ...

Topics: General Liability, liability, daycares, abuse & molestation

John has been running a small landscaping business in Texas for the past four years. As his business grew, so did the number of employees, and John ...

Topics: health insurance, supplemental health plans, group health, employer health insurance

Amelia is a devoted school director in Dallas, Texas. She faces a critical hurdle at the Montessori school she manages. Like many Texas Montessori ...

Topics: liability, property, True Texas Education Insurance, Montessori schools

" \n Key Takeaways \n \n \n Catastrophic Health Insurance Gives Small Churches a Budget-Friendly Safety Net For small Texas churches that can’t ...

Topics: employer group policy, catastrophic health coverage, ACA Alternatives, group health, Church Insurance

Catastrophic health insurance often gets a bad rap due to common misunderstandings about how it works and what it covers. These plans are designed to ...

Topics: health insurance, catastrophic health coverage, ACA Alternatives, private health insurance

" \n Key Takeaways \n \n \n Federal Pacific Stab Lok panels are a known fire risk, and carriers treat them like a hard stop. If your church has one, ...

Topics: property, Church Insurance, inspections

" \n Key Takeaways \n \n \n A failed inspection is not the end of the policy, but it can become a cancellation if you stall. The carrier is basically ...

Topics: property, Church Insurance, inspections

" \n Key Takeaways \n \n \n An inspection after you bind coverage is normal, especially in today’s Texas church market. Carriers are tightening ...

Topics: property, Church Insurance, inspections

" \n Key Takeaways \n \n \n \n Skipping church insurance feels like savings until the first loss shows up. A single storm, fire, theft, or injury ...

Topics: claim, General Liability, professional liability, employment liability insurance, property, Church Insurance

" \n Key Takeaways \n \n \n Act quickly when facing a non-renewal or cancellation notice. Texas daycare owners often have limited time to secure new ...

Topics: business coverage, basics of business insurance, non-renewal, daycares