Insurance For Texans Blog

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Why Every Texas Church Needs Cyber Liability Insurance in 2025

Posted by Amanda Minter on Dec 27, 2024, 2:33:29 PM
Key Takeaways Churches are prime cyber targets now. Hackers are focusing on smaller organizations like churches because they store valuable personal ...

Topics: cyber insurance, cyber crime, Church Insurance

The Hidden Insurance Gaps That Could Cost Your Texas Church in 2025

Posted by Amanda Minter on Dec 26, 2024, 11:05:39 AM
Much has been written and said about the problems with Texas church insurance during 2024. Insurance For Texans has spent much of the year detailing ...

Topics: limits of coverage, hail, liability, gaps in coverage, Church Insurance

Texas Church Property Premiums Will Continue To Rise in 2025

Posted by Amanda Minter on Dec 23, 2024, 11:45:56 AM
Every time a small church gets hit with a 30% rate increase on their insurance premium, another congregation gets closer to closing their doors. For ...

Topics: hail, property, Church Insurance

What Does Texas Church Insurance Look Like In 2025?

Posted by Amanda Minter on Dec 20, 2024, 4:08:36 PM
Unless your church has been in hiding during 2024, you are well aware of the challenges that Texas churches have faced with their insurance coverage. ...

Topics: liability, cyber insurance, property, Church Insurance

Does Your Texas Daycare Really Need Workers Comp Coverage?

Posted by Brad Hancock on Dec 18, 2024, 5:05:53 PM
Key Takeaways Workers’ compensation isn’t required in Texas, but it’s still essential. Texas law doesn’t mandate workers’ comp for private employers, ...

Topics: liability, workers comp, True Texas Education Insurance, daycares

Rising Insurance Costs Threaten Texas Private Schools: Secrets To Help

Posted by Brad Hancock on Dec 17, 2024, 10:00:34 AM
David got his most recent insurance renewal bill in the mail for his Austin private school. As the headmaster, he has kept tabs on the school's ...

Topics: liability, property, total cost of risk, private schools

Three Extra Days Could Save You Thousands: Why Texans Must Act Now

Posted by Kevin Hall on Dec 16, 2024, 12:47:22 PM
The months of November and December are hectic if you deal in health insurance. It is the time of year that most employers are doing their annual ...

Topics: health insurance, ACA, open enrollment

Balancing Budgets and Benefits: Health Insurance Tactics for Employers

Posted by Kevin Hall on Dec 13, 2024, 11:10:23 AM
Toni owns a Montessori school in Dallas. Her team of employees helps her bring creative ideas to life that help spur a love of learning and curiosity ...

Topics: health insurance, group health, employer health insurance, total cost of risk

The Countdown Is On: 3 Things Texans Should Know About ACA Coverage

Posted by Kevin Hall on Dec 12, 2024, 3:22:04 PM
Last year in Fort Worth, Trey was juggling work and family when open enrollment for health insurance came around. He figured he had plenty of time to ...

Topics: health insurance, ACA, catastrophic health coverage, ACA Alternatives, open enrollment

Are You Ready For The Unexpected? Lessons From My Church In Crisis

Posted by Ron Wadley on Dec 11, 2024, 1:46:19 PM
Key Takeaways Crisis Management Starts with Preparation and Transparency When a crisis hits a church, the way leadership responds can either rebuild ...

Topics: liability, employment liability insurance, D&O, Church Insurance, abuse & molestation