How Level-Funded Health Plans Help Small Businesses Save on Costs
Posted by
Kevin Hall on Oct 23, 2024, 2:20:31 PM
Paul runs a growing call center business in Ft Worth, managing a team of 30 employees. As his business expanded, so did the need to offer a reliable ...
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Topics: health insurance, group health, self-funded, level-funded health plans
My Daycare Insurance Has Been Non-Renewed! What Now?
Posted by
Brad Hancock on Oct 22, 2024, 6:45:00 PM
Key Takeaways Non-renewals are becoming more common for Texas daycares. Insurance companies are tightening their underwriting guidelines and leaving ...
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Topics: property, non-renewal, daycares
Does It Matter If My Texas Church Insurance Company Is Non-Admitted
Posted by
Amanda Minter on Oct 22, 2024, 1:52:25 PM
Key Takeaways Non-admitted does not mean illegal or sketchy, but it does change the safety rails around the policy. Non-admitted carriers can legally ...
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Topics: property, Church Insurance, non-renewal
Is It Better To Have Actual Cash Value Or Replacement Cost On Churches
Posted by
Amanda Minter on Oct 21, 2024, 4:02:17 PM
Key Takeaways Replacement Cost is about rebuilding your church like it was, while Actual Cash Value is about what your church property is worth today ...
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Topics: replacement cost, actual cash value, hail, property, Church Insurance
Does Texas Have Its Own Health Insurance Marketplace?
Posted by
Kevin Hall on Oct 18, 2024, 4:14:02 PM
Mary owns a small business in Austin that is still small enough that she does not have to provide a health insurance plan for her and her employee. ...
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Topics: health insurance, ACA, ACA Alternatives, Obamacare, Austin
Fred is an elder at his church in Amarillo and was tasked with reviewing the insurance coverage for the church’s staff. He’d never dealt with ...
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Topics: liability, Amarillo, workers comp, Church Insurance
What is True Texas Church Insurance? True Texas Church Insurance: A specialized, multi-layered insurance framework designed specifically for the ...
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Topics: liability, property, Church Insurance, insurance basics
Can A Small Church Provide Health Coverage Using A Self-Funded Plan?
Posted by
Kevin Hall on Oct 15, 2024, 5:02:49 PM
Key Takeaways Self-Funded Health Plans Offer Control and Savings for Churches Instead of paying high premiums to an insurance company, churches pay ...
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Topics: health insurance, group health, Church Insurance, self-funded
What Texans Risk by Skipping Health Insurance in 2025
Posted by
Kevin Hall on Oct 11, 2024, 2:43:11 PM
Jim thought he was making a smart financial decision. After all, paying health insurance premiums each month seemed like a waste of money when he ...
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Topics: health insurance, ACA, catastrophic health coverage, ACA Alternatives, private health insurance
Key Takeaways Most church insurance frustration in Texas comes down to one thing: the market changed faster than church budgets did. Premiums climbed ...
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Topics: limits of coverage, property, Church Insurance, non-renewal