Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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Is It Better To Have Actual Cash Value Or Replacement Cost On Churches

Posted by Amanda Minter on Oct 21, 2024, 4:02:17 PM
Key Takeaways Replacement Cost is about rebuilding your church like it was, while Actual Cash Value is about what your church property is worth today ...

Topics: replacement cost, actual cash value, hail, property, Church Insurance

Does Texas Have Its Own Health Insurance Marketplace?

Posted by Kevin Hall on Oct 18, 2024, 4:14:02 PM
Mary owns a small business in Austin that is still small enough that she does not have to provide a health insurance plan for her and her employee. ...

Topics: health insurance, ACA, ACA Alternatives, Obamacare, Austin

Workers Comp Insurance For Texas Churches

Posted by Amanda Minter on Oct 17, 2024, 4:20:16 PM
Fred is an elder at his church in Amarillo and was tasked with reviewing the insurance coverage for the church’s staff. He’d never dealt with ...

Topics: liability, Amarillo, workers comp, Church Insurance

What Are The Basics Of Texas Church Insurance?

Posted by Amanda Minter on Oct 16, 2024, 4:13:48 PM
What is True Texas Church Insurance? True Texas Church Insurance: A specialized, multi-layered insurance framework designed specifically for the ...

Topics: liability, property, Church Insurance, insurance basics

Can A Small Church Provide Health Coverage Using A Self-Funded Plan?

Posted by Kevin Hall on Oct 15, 2024, 5:02:49 PM
Key Takeaways Self-Funded Health Plans Offer Control and Savings for Churches Instead of paying high premiums to an insurance company, churches pay ...

Topics: health insurance, group health, Church Insurance, self-funded

What Texans Risk by Skipping Health Insurance in 2025

Posted by Kevin Hall on Oct 11, 2024, 2:43:11 PM
Jim thought he was making a smart financial decision. After all, paying health insurance premiums each month seemed like a waste of money when he ...

Topics: health insurance, ACA, catastrophic health coverage, ACA Alternatives, private health insurance

Top 5 Complaints About Church Insurance In Texas

Posted by Brad Hancock on Oct 10, 2024, 5:03:06 PM
Key Takeaways Most church insurance frustration in Texas comes down to one thing: the market changed faster than church budgets did. Premiums climbed ...

Topics: limits of coverage, property, Church Insurance, non-renewal

Health Insurance Made Easy for Texas Small Businesses: Gail's Journey

Posted by Kevin Hall on Oct 9, 2024, 4:13:55 PM
Gail runs a small accounting firm in Tyler, Texas, with ten dedicated employees. She’s proud of the close-knit team she’s built and the way they take ...

Topics: health insurance, group health, employer health insurance, small business

What Are Essential Health Benefits For Texas Health Insurance Policies

Posted by Kevin Hall on Oct 8, 2024, 5:23:51 PM
Mike was feeling a bit overwhelmed as he began to think about all of the preventive tests that come with turning 50. He knew that he had to stay on ...

Topics: health insurance, ACA, Obamacare

Securing Essential Coverage For Your Texas Daycare

Posted by Brad Hancock on Oct 3, 2024, 5:32:38 PM
Key Takeaway Every Texas daycare faces unique insurance needs that go beyond basic coverage. From property protection to liability and vehicle ...

Topics: gaps in coverage, property, True Texas Education Insurance, daycares