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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Does My Insurance Cover Light Installation?

    Posted by Chris Howard on Nov 23, 2019 6:21:18 PM
    If you live in Texas and own a home, there's no doubt your roof has taken a beating this year. Freezing weather usually visits us early in the year ...
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    Topics: homeowners insurance, liability

    How To Get Cheap Home Insurance

    Posted by Ron Wadley on Nov 21, 2019 3:23:52 PM
    When Texas homeowners are evaluating their annual budgets this time of year, one of the things that often shocks them is just how much they spend on ...
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    Does Home Insurance Cover My Airbnb

    Posted by Ron Wadley on Nov 19, 2019 4:23:36 PM
    You have decided it is time to buy a second home on the lake, and the idea of renting it out on weekends to cover the costs sounds awesome. We agree. ...
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    Topics: home insurance, Texas, insurance for texans, North Texas, homeowners insurance, liability, independent insurance agent, Home Insurance Tips

    How Do I Prep My Texas Home For Colder Weather?

    Posted by Chris Howard on Nov 16, 2019 11:28:41 AM
    We know how to two-step in Texas, even when it comes to our thermostat. Heat on during the evening and often turning on the cooler air during the ...
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    Topics: Home Maintenance, homeowners insurance, Home Insurance Tips

    Does Texas Home Insurance Cover Frozen Pipes

    Posted by Ron Wadley on Nov 13, 2019 5:06:41 PM
    Mid November should not have wind chills in the teens and single digits in North Texas. But guess what. Mother Nature does not care. And as a result, ...
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    Topics: home insurance, Texas, insurance for texans, homeowners insurance, Home Insurance Tips, water

    Why I Regret Buying Cheap Home Insurance

    Posted by Ron Wadley on Nov 11, 2019 2:52:54 PM
    Many Texans are constantly looking for a way to trim their personal finances. As property taxes have soared, they have looked at their home insurance ...
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    Topics: home insurance, Texas, insurance for texans, claim settlement, Burleson Home Insurance, hail, claim, homeowners insurance, independent insurance agent, Home Insurance Tips, water

    Should You Keep Your Life Insurance Policy As-is?

    Posted by Chris Howard on Nov 8, 2019 9:00:00 AM
    The wave of 40-degree days recently across the D/FW Metroplex reminds many Texans new and old that we do actually get a bit of fall weather, leading ...
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    Topics: term life insurance

    What Is Coinsurance?

    Posted by Ron Wadley on Nov 4, 2019 9:07:58 PM
    With open enrollment starting on November 1st, many Texans are evaluating their health insurance plans for 2020. While many focus on the monthly ...
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    Topics: insurance for texans, deductible, health insurance, ACA, independent insurance agent, catastrophic health coverage, ACA Alternatives

    The Difference Between a DP-1 and DP-3 Rental Policy

    Posted by Ron Wadley on Nov 2, 2019 11:43:08 AM
    Rick is buying his rental property. It's a great little three bedroom, two bath home in Abilene that he is getting a discounted price because of a ...
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    Topics: replacement cost, actual cash value, rental property, landlord insurance, investment property, property

    How Do I Buy Health Insurance In Texas

    Posted by Ron Wadley on Oct 29, 2019 3:59:31 PM
    For many Texans, they obtain their health insurance through their employer. But for those who don't, where to and how to buy Texas Health Insurance ...
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    Topics: Texas, insurance for texans, health insurance, ACA, independent insurance agent, catastrophic health coverage, ACA Alternatives