Insurance For Texans Blog

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Admitted vs. Non-Admitted Church Insurance in Texas

Posted by Amanda Minter on Nov 8, 2024, 8:00:00 AM
Are you responsible for finding insurance for your church in Texas? It can be a daunting task! One important decision you'll face when you are ...

Topics: Church Insurance

Fully Funded Vs Level Funded - Health Plans for Small Businesses

Posted by Kevin Hall on Nov 6, 2024, 10:24:23 AM
Jim runs a busy print shop in Lubbock, where his team feels more like family than just employees. He knows that offering good health insurance is ...

Topics: employer group policy, group health, employer health insurance, level-funded health plans, fully-funded

Five Reasons People Complain About Texas Church Insurance

Posted by Brad Hancock on Nov 6, 2024, 8:00:00 AM
Terry couldn't believe her eyes. As the church administrator, she knew their budget was tight, but the new insurance premium was alarming. It had ...

Topics: Church Insurance

Actual Cash Value vs Replacement Cost: Insuring Your Church’s Roof in Texas

Posted by Brad Hancock on Nov 4, 2024, 8:00:00 AM
Churches in Texas have a variety of insurance needs. It is important to understand specific terms in your church’s insurance policy so that you know ...

Topics: replacement cost, actual cash value, Church Insurance

Facts About Workers Compensation For Texas Churches

Posted by Amanda Minter on Nov 1, 2024, 2:48:42 PM
Meet Fred. He is an elder at his church in Amarillo. He knows that workers’ compensation isn’t actually required for churches in Texas. But you might ...

Topics: workers comp, Church Insurance

Three Essential Insurance Coverages for Small Texas Churches

Posted by Amanda Minter on Oct 31, 2024, 2:04:27 PM
Mary has volunteered at her small church near Tyler for as long as she can remember. She’s been there through Sunday services, holiday events, and ...

Topics: professional liability, liability, D&O, Church Insurance

A Guide to Self-Funded Health Plans for Small Business Owners in Texas

Posted by Kevin Hall on Oct 30, 2024, 4:53:31 PM
Steven owns an IT consulting firm in Austin, and his team has grown steadily over the past few years. With this growth he is now looking for a way to ...

Topics: employer insurance, group health, employer health insurance, self-funded

Managing Rising Deductibles: Deductible Buy Downs For Texas Churches

Posted by Brad Hancock on Oct 29, 2024, 4:09:32 PM
What Is a Deductible Buy Down? Deductible Buy Down: A supplemental insurance policy—also known as a buyback—that lowers the high out-of-pocket costs ...

Topics: deductible, hail, property, Church Insurance

What Is An HMO?

Posted by Kevin Hall on Oct 28, 2024, 3:22:32 PM
Theresa owns a small business in Midland, and she knew it was time to find health insurance for her family. But as she browsed her ACA marketplace ...

Topics: ACA, HMO, open enrollment

Why Fully Funded Health Plans Are Perfect for Texas Daycares

Posted by Kevin Hall on Oct 25, 2024, 11:48:24 AM
Key Takeaways Fully funded health plans provide cost stability for daycare owners. With fixed monthly premiums, daycare owners like Cassandra can ...

Topics: health insurance, group health, employer health insurance, daycares, fully-funded