Health Insurance Deductibles Demystified: Small Business Owner’s Guide
Posted by
Kevin Hall on Oct 1, 2024 5:04:17 PM
John has been running a small landscaping business in Texas for the past four years. As his business grew, so did the number of employees, and John ...
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Topics: health insurance, supplemental health plans, group health, employer health insurance
Insurance for Montessori Schools: Balancing Budgets and Protection
Posted by
Brad Hancock on Sep 30, 2024 3:05:29 PM
Amelia is a devoted school director in Dallas, Texas. She faces a critical hurdle at the Montessori school she manages. Like many Texas Montessori ...
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Topics: liability, property, True Texas Education Insurance, Montessori schools
Affordable Health Plan for Small Texas Churches: Catastrophic Coverage
Posted by
Kevin Hall on Sep 27, 2024 4:13:20 PM
Key Takeaways Catastrophic Health Insurance Gives Small Churches a Budget-Friendly Safety Net For small Texas churches that can’t afford traditional ...
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Topics: employer group policy, catastrophic health coverage, ACA Alternatives, group health, Church Insurance
3 Common Misconceptions About Catastrophic Health Insurance In Texas
Posted by
Kevin Hall on Sep 26, 2024 5:31:42 PM
Catastrophic health insurance often gets a bad rap due to common misunderstandings about how it works and what it covers. These plans are designed to ...
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Topics: health insurance, catastrophic health coverage, ACA Alternatives, private health insurance
Did Your Electrical Panel Cause You To Fail Your Insurance Inspection?
Posted by
Brad Hancock on Sep 25, 2024 3:45:19 PM
Key Takeaways Federal Pacific Stab Lok panels are a known fire risk, and carriers treat them like a hard stop. If your church has one, it can trigger ...
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Topics: property, Church Insurance, inspections
Failed A Church Property Inspection? Here’s What You Need to Do Next
Posted by
Amanda Minter on Sep 24, 2024 3:03:40 PM
Key Takeaways A failed inspection is not the end of the policy, but it can become a cancellation if you stall. The carrier is basically saying, “Fix ...
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Topics: property, Church Insurance, inspections
Your Church Just Got a New Policy—Why Are They Inspecting Us?
Posted by
Amanda Minter on Sep 23, 2024 5:08:02 PM
Key Takeaways An inspection after you bind coverage is normal, especially in today’s Texas church market. Carriers are tightening underwriting, and a ...
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Topics: property, Church Insurance, inspections
Trying To Skip Church Insurance? The True Cost of Going Uninsured
Posted by
Amanda Minter on Sep 17, 2024 2:12:44 PM
Key Takeaways Skipping church insurance feels like savings until the first loss shows up. A single storm, fire, theft, or injury claim can wipe out ...
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Topics: claim, General Liability, professional liability, employment liability insurance, property, Church Insurance
Need Texas Daycare Insurance Fast? Here's What You Should Know
Posted by
Brad Hancock on Sep 16, 2024 9:50:20 AM
Key Takeaways Act quickly when facing a non-renewal or cancellation notice. Texas daycare owners often have limited time to secure new insurance due ...
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Topics: business coverage, basics of business insurance, non-renewal, daycares
Why Your Texas Church Needs the Right Insurance Agent: Key Factors
Posted by
Brad Hancock on Sep 12, 2024 2:39:03 PM
Texans are a proud lot by nature. We love to tell people about it too. This pride can also be a problem if we are not careful. There are times when ...
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Topics: Church Insurance, non-renewal