Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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Did Your Electrical Panel Cause You To Fail Your Insurance Inspection?

Posted by Brad Hancock on Sep 25, 2024, 3:45:19 PM
Key Takeaways Federal Pacific Stab Lok panels are a known fire risk, and carriers treat them like a hard stop. If your church has one, it can trigger ...

Topics: property, Church Insurance, inspections

Failed A Church Property Inspection? Here’s What You Need to Do Next

Posted by Amanda Minter on Sep 24, 2024, 3:03:40 PM
Key Takeaways A failed inspection is not the end of the policy, but it can become a cancellation if you stall. The carrier is basically saying, “Fix ...

Topics: property, Church Insurance, inspections

Your Church Just Got a New Policy—Why Are They Inspecting Us?

Posted by Amanda Minter on Sep 23, 2024, 5:08:02 PM
Key Takeaways An inspection after you bind coverage is normal, especially in today’s Texas church market. Carriers are tightening underwriting, and a ...

Topics: property, Church Insurance, inspections

Trying To Skip Church Insurance? The True Cost of Going Uninsured

Posted by Amanda Minter on Sep 17, 2024, 2:12:44 PM
Key Takeaways Skipping church insurance feels like savings until the first loss shows up. A single storm, fire, theft, or injury claim can wipe out ...

Topics: claim, General Liability, professional liability, employment liability insurance, property, Church Insurance

Need Texas Daycare Insurance Fast? Here's What You Should Know

Posted by Brad Hancock on Sep 16, 2024, 9:50:20 AM
Key Takeaways Act quickly when facing a non-renewal or cancellation notice. Texas daycare owners often have limited time to secure new insurance due ...

Topics: business coverage, basics of business insurance, non-renewal, daycares

Why Your Texas Church Needs the Right Insurance Agent: Key Factors

Posted by Brad Hancock on Sep 12, 2024, 2:39:03 PM
Texans are a proud lot by nature. We love to tell people about it too. This pride can also be a problem if we are not careful. There are times when ...

Topics: Church Insurance, non-renewal

What to Do When Your Texas Church Gets an Insurance Non-Renewal Notice

Posted by Brad Hancock on Sep 11, 2024, 5:06:25 PM
Churches all over Texas have been going through the process of being non-renewed by an insurance company that we won't name. But you likely know who ...

Topics: Church Insurance, non-renewal

How Changing Family Circumstances Can Impact ACA Health Plan Renewals

Posted by Kevin Hall on Sep 10, 2024, 7:27:36 PM
Steve sat at his dining table in Amarillo, thinking over the changes in his family over the past year. His oldest son had just turned 26, meaning ...

Topics: health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives, direct primary care

Renewing Your ACA Plan for 2025? Here’s What Texans Need to Know

Posted by Kevin Hall on Sep 6, 2024, 4:59:22 PM
Shelly sat at her Austin kitchen table, staring at the email showing her renewal notice for her ACA marketplace plan. The year had flown by, and now ...

Topics: health insurance, ACA, catastrophic health coverage, ACA Alternatives, private health insurance

Buying Your First ACA Health Plan: What Every Texan Needs to Know

Posted by Kevin Hall on Sep 5, 2024, 4:30:11 PM
Peter sat at his kitchen table in Tyler staring at his laptop screen. He had heard people talk about the Affordable Care Act (ACA), but now that he ...

Topics: health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives