Insurance For Texans Blog

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The Challenge Of Texas Daycare Facility Property Insurance

Posted by Brad Hancock on Aug 28, 2024, 3:08:24 PM
Key Takeaways Texas daycares face major challenges finding affordable property insurance. Severe weather, rising construction costs, and increased ...

Topics: liability, property, daycares

More Isn’t Better: Why Multiple Church Insurance Agents Can Backfire

Posted by Amanda Minter on Aug 26, 2024, 5:12:58 PM
Ben was determined to find the best insurance coverage for his congregation in Amarillo. With the church’s budget tighter than ever and the need for ...

Topics: liability, property, Church Insurance

Are Zero Pay Claims Ruining Your Home Insurance Search?

Posted by Ron Wadley on Aug 22, 2024, 11:43:53 AM
Terri had always prided herself on being responsible when it came to her Austin home. As she started shopping for new home insurance this month, she ...

Topics: home insurance, claim settlement, deductible, claim, TRUE Texas Home Insurance

Why Professional Liability Insurance Matters For Texas Daycares

Posted by Brad Hancock on Aug 21, 2024, 4:46:20 PM
Key Takeaways Professional liability insurance protects daycares from negligence-related lawsuits. Even with careful staff and safety protocols, ...

Topics: professional liability, liability, daycares

Is Your Church Prepared? Insurance Tips for Hosting Trunk or Treat

Posted by Amanda Minter on Aug 19, 2024, 10:51:46 AM
Sonya's church in Fort Worth is busy planning the upcoming Trunk or Treat event for this fall. With school starting back up, she’s able to get ...

Topics: liability, Church Insurance, event insurance

What Is At Risk With An Inexperienced Church Insurance Agent?

Posted by Brad Hancock on Aug 14, 2024, 2:31:24 PM
Key Takeaways An inexperienced agent can leave holes you won’t discover until you’re already in a claim. Church insurance is not the same as insuring ...

Topics: liability, employment liability insurance, property, workers comp, Church Insurance

Extra Protection for Churches: How an Umbrella Policy Can Save the Day

Posted by Amanda Minter on Aug 13, 2024, 4:56:58 PM
Key Takeaways An umbrella policy is extra limits, not a replacement for your church’s base liability coverage. It sits on top of policies like ...

Topics: General Liability, liability, umbrella policy, Church Insurance

What’s the Real Cost? Health Insurance Pricing for a Family of Four

Posted by Kevin Hall on Aug 12, 2024, 4:01:38 PM
Heath opened a landscaping business in Waco about fifteen months ago. It has started far better than he anticipated, but being in business for more ...

Topics: health insurance, ACA, catastrophic health coverage, ACA Alternatives, private health insurance

You Can't Skip the Details: Information Needed for Church Insurance

Posted by Amanda Minter on Aug 9, 2024, 2:22:09 PM
Key Takeaways The extra questions are not busywork. They are the price of getting a carrier to say yes. Texas church insurance has tightened up, and ...

Topics: General Liability, liability, property, Church Insurance

Should You Choose ACA Plans Over Short-Term Health Insurance?

Posted by Kevin Hall on Aug 8, 2024, 7:17:12 PM
We have had many Texas Teachers contacting our office over the last two weeks. All of these phone calls relate to finding and alternative to the TRS ...

Topics: health insurance, ACA, Short Term Medical, ACA Alternatives