Insurance For Texans Blog

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Extra Protection for Churches: How an Umbrella Policy Can Save the Day

Posted by Amanda Minter on Aug 13, 2024 4:56:58 PM
Key Takeaways An umbrella policy is extra limits, not a replacement for your church’s base liability coverage. It sits on top of policies like ...

Topics: General Liability, liability, umbrella policy, Church Insurance

What’s the Real Cost? Health Insurance Pricing for a Family of Four

Posted by Kevin Hall on Aug 12, 2024 4:01:38 PM
Heath opened a landscaping business in Waco about fifteen months ago. It has started far better than he anticipated, but being in business for more ...

Topics: health insurance, ACA, catastrophic health coverage, ACA Alternatives, private health insurance

You Can't Skip the Details: Information Needed for Church Insurance

Posted by Amanda Minter on Aug 9, 2024 2:22:09 PM
Key Takeaways The extra questions are not busywork. They are the price of getting a carrier to say yes. Texas church insurance has tightened up, and ...

Topics: General Liability, liability, property, Church Insurance

Should You Choose ACA Plans Over Short-Term Health Insurance?

Posted by Kevin Hall on Aug 8, 2024 7:17:12 PM
We have had many Texas Teachers contacting our office over the last two weeks. All of these phone calls relate to finding and alternative to the TRS ...

Topics: health insurance, ACA, Short Term Medical, ACA Alternatives

Navigating Insurance Non-Renewals for Texas Daycares

Posted by Brad Hancock on Aug 7, 2024 5:23:03 PM
Key Takeaways Non-renewals are becoming more common for Texas daycares. Many daycare insurance providers are leaving the state or reducing coverage ...

Topics: Commercial Insurance, non-renewal, True Texas Education Insurance, daycares

Understanding Retro Dates in Church Liability Coverage

Posted by Amanda Minter on Aug 6, 2024 4:00:25 PM
Key Takeaways Retro Dates Are Essential for Claims-Made Church Liability Policies Professional liability and Directors & Officers insurance are ...

Topics: professional liability, liability, employment liability insurance, Austin, D&O, Church Insurance

Evaluating Texas Short Term Health Plans

Posted by Kevin Hall on Jul 25, 2024 9:45:00 AM
Navigating the complex landscape of health insurance in Texas can feel like an overwhelming task. Around every corner there are seemingly endless ...

Topics: health insurance, ACA, Short Term Medical, ACA Alternatives

Why Choose Catastrophic Health Insurance in Texas

Posted by Kevin Hall on Jul 23, 2024 12:35:00 PM
When looking at the options for individual health insurance in Texas, people become frustrated very quickly. They take a look at the ACA Exchange ...

Topics: health insurance, Short Term Medical, catastrophic health coverage, ACA Alternatives

Smart Tips for Texas Daycare Owners to Manage Rising Insurance Rates

Posted by Brad Hancock on Jul 22, 2024 12:52:01 PM
Key Takeaways Rising insurance costs are a growing challenge for Texas daycare owners. Many daycare operators are facing higher premiums due to ...

Topics: liability, property, True Texas Education Insurance, daycares

Health Solutions for Texas Churches: Exploring Catastrophic Coverage

Posted by Kevin Hall on Jul 19, 2024 2:58:34 PM
Key Takeaways Catastrophic Health Insurance Can Help Small Churches Retain Valuable Staff For small Texas churches that can’t afford a traditional ...

Topics: health insurance, catastrophic health coverage, group health, employer health insurance, Church Insurance