Insurance For Texans Blog

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Texas Church Property Premiums Will Continue To Rise in 2025

Posted by Amanda Minter on Dec 23, 2024, 11:45:56 AM
Every time a small church gets hit with a 30% rate increase on their insurance premium, another congregation gets closer to closing their doors. For ...

Topics: hail, property, Church Insurance

What Does Texas Church Insurance Look Like In 2025?

Posted by Amanda Minter on Dec 20, 2024, 4:08:36 PM
Unless your church has been in hiding during 2024, you are well aware of the challenges that Texas churches have faced with their insurance coverage. ...

Topics: liability, cyber insurance, property, Church Insurance

Are You Ready For The Unexpected? Lessons From My Church In Crisis

Posted by Ron Wadley on Dec 11, 2024, 1:46:19 PM
Key Takeaways Crisis Management Starts with Preparation and Transparency When a crisis hits a church, the way leadership responds can either rebuild ...

Topics: liability, employment liability insurance, D&O, Church Insurance, abuse & molestation

Is Texas Church Insurance A Scam?

Posted by Amanda Minter on Dec 4, 2024, 3:12:17 PM
Key Takeaways It’s not a scam. It’s a contract that can feel useless when the math surprises you. Most churches don’t get burned because insurance ...

Topics: hail, property, Church Insurance, scam

Top 3 Property Risks Texas Churches Face — And How to Face Them

Posted by Amanda Minter on Nov 27, 2024, 10:53:16 AM
Key Takeaways Hail is the #1 property budget buster for Texas churches, and the policy details decide whether you recover or scramble Most churches ...

Topics: hail, Theft, vandalism, water, property, Church Insurance

Self-Funded Health Insurance: A Solution for Small Churches

Posted by Kevin Hall on Nov 22, 2024, 8:00:00 AM
For small churches like this one, every dollar counts. Between community outreach, building maintenance, and supporting their staff, church leaders ...

Topics: health insurance, Church Insurance, self-funded

Top 3 Liability Risks Texas Churches Face And How to Address Them

Posted by Amanda Minter on Nov 19, 2024, 9:50:09 AM
Key Takeaways Slip-and-Fall Claims Are the Most Common Liability Threat for Texas Churches High foot traffic during services and events makes ...

Topics: General Liability, professional liability, liability, Church Insurance, abuse & molestation

Counting The Costs of Not Insuring Your Church

Posted by Amanda Minter on Nov 15, 2024, 8:00:00 AM
Is your church struggling with rising insurance costs? You're not alone! Churches across Texas are facing the same challenge, and some are even ...

Topics: Church Insurance

The Fine Print: Insurance Exclusions Can Leave Texas Churches Exposed

Posted by Amanda Minter on Nov 14, 2024, 4:13:58 PM
What is an insurance exclusion? Insurance Exclusions: Specific conditions, hazards, or services listed in an insurance policy for which the insurance ...

Topics: hail, professional liability, property, Church Insurance, abuse & molestation

Three Health Coverage Solutions For Small Texas Churches On A Budget

Posted by Kevin Hall on Nov 13, 2024, 4:43:45 PM
Key Takeaways Small Texas Churches Have Affordable Alternatives to Traditional Health Insurance Affordable options such as health sharing ministries, ...

Topics: health insurance, catastrophic health coverage, supplemental health plans, group health, employer health insurance, Church Insurance