Insurance For Texans Blog

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Catastrophic Health Coverage: An Affordable Solution For Small Churches

Posted by Kevin Hall on Nov 13, 2024, 8:00:00 AM
A Small Church Facing a Big Challenge Small churches across Texas are facing a big challenge - how to provide health insurance for their dedicated ...

Topics: catastrophic health coverage, Church Insurance

Texas Church Insurance Basics

Posted by Amanda Minter on Nov 11, 2024, 8:00:00 AM
Feeling overwhelmed by the complexities of church insurance? You're not alone. Many churches struggle to understand the different types of coverage ...

Topics: Church Insurance

Texas Church Insurance: Don’t Buy Without Answering These 3 Questions

Posted by Amanda Minter on Nov 8, 2024, 10:57:23 AM
Key Takeaways Church insurance is not one policy, it’s a protection plan. If you only think building coverage, you’ll miss where churches actually ...

Topics: liability, property, Church Insurance, insurance basics

Admitted vs. Non-Admitted Church Insurance in Texas

Posted by Amanda Minter on Nov 8, 2024, 8:00:00 AM
Are you responsible for finding insurance for your church in Texas? It can be a daunting task! One important decision you'll face when you are ...

Topics: Church Insurance

Five Reasons People Complain About Texas Church Insurance

Posted by Brad Hancock on Nov 6, 2024, 8:00:00 AM
Terry couldn't believe her eyes. As the church administrator, she knew their budget was tight, but the new insurance premium was alarming. It had ...

Topics: Church Insurance

Actual Cash Value vs Replacement Cost: Insuring Your Church’s Roof in Texas

Posted by Brad Hancock on Nov 4, 2024, 8:00:00 AM
Churches in Texas have a variety of insurance needs. It is important to understand specific terms in your church’s insurance policy so that you know ...

Topics: replacement cost, actual cash value, Church Insurance

Facts About Workers Compensation For Texas Churches

Posted by Amanda Minter on Nov 1, 2024, 2:48:42 PM
Meet Fred. He is an elder at his church in Amarillo. He knows that workers’ compensation isn’t actually required for churches in Texas. But you might ...

Topics: workers comp, Church Insurance

Three Essential Insurance Coverages for Small Texas Churches

Posted by Amanda Minter on Oct 31, 2024, 2:04:27 PM
Mary has volunteered at her small church near Tyler for as long as she can remember. She’s been there through Sunday services, holiday events, and ...

Topics: professional liability, liability, D&O, Church Insurance

Managing Rising Deductibles: Deductible Buy Downs For Texas Churches

Posted by Brad Hancock on Oct 29, 2024, 4:09:32 PM
What Is a Deductible Buy Down? Deductible Buy Down: A supplemental insurance policy—also known as a buyback—that lowers the high out-of-pocket costs ...

Topics: deductible, hail, property, Church Insurance

Does It Matter If My Texas Church Insurance Company Is Non-Admitted

Posted by Amanda Minter on Oct 22, 2024, 1:52:25 PM
Key Takeaways Non-admitted does not mean illegal or sketchy, but it does change the safety rails around the policy. Non-admitted carriers can legally ...

Topics: property, Church Insurance, non-renewal