Is It Better To Have Actual Cash Value Or Replacement Cost On Churches
Posted by
Amanda Minter on Oct 21, 2024, 4:02:17 PM
Key Takeaways Replacement Cost is about rebuilding your church like it was, while Actual Cash Value is about what your church property is worth today ...
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Topics: replacement cost, actual cash value, hail, property, Church Insurance
Fred is an elder at his church in Amarillo and was tasked with reviewing the insurance coverage for the church’s staff. He’d never dealt with ...
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Topics: liability, Amarillo, workers comp, Church Insurance
What is True Texas Church Insurance? True Texas Church Insurance: A specialized, multi-layered insurance framework designed specifically for the ...
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Topics: liability, property, Church Insurance, insurance basics
Can A Small Church Provide Health Coverage Using A Self-Funded Plan?
Posted by
Kevin Hall on Oct 15, 2024, 5:02:49 PM
Key Takeaways Self-Funded Health Plans Offer Control and Savings for Churches Instead of paying high premiums to an insurance company, churches pay ...
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Topics: health insurance, group health, Church Insurance, self-funded
Key Takeaways Most church insurance frustration in Texas comes down to one thing: the market changed faster than church budgets did. Premiums climbed ...
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Topics: limits of coverage, property, Church Insurance, non-renewal
Affordable Health Plan for Small Texas Churches: Catastrophic Coverage
Posted by
Kevin Hall on Sep 27, 2024, 4:13:20 PM
Key Takeaways Catastrophic Health Insurance Gives Small Churches a Budget-Friendly Safety Net For small Texas churches that can’t afford traditional ...
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Topics: employer group policy, catastrophic health coverage, ACA Alternatives, group health, Church Insurance
Did Your Electrical Panel Cause You To Fail Your Insurance Inspection?
Posted by
Brad Hancock on Sep 25, 2024, 3:45:19 PM
Key Takeaways Federal Pacific Stab Lok panels are a known fire risk, and carriers treat them like a hard stop. If your church has one, it can trigger ...
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Topics: property, Church Insurance, inspections
Failed A Church Property Inspection? Here’s What You Need to Do Next
Posted by
Amanda Minter on Sep 24, 2024, 3:03:40 PM
Key Takeaways A failed inspection is not the end of the policy, but it can become a cancellation if you stall. The carrier is basically saying, “Fix ...
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Topics: property, Church Insurance, inspections
Your Church Just Got a New Policy—Why Are They Inspecting Us?
Posted by
Amanda Minter on Sep 23, 2024, 5:08:02 PM
Key Takeaways An inspection after you bind coverage is normal, especially in today’s Texas church market. Carriers are tightening underwriting, and a ...
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Topics: property, Church Insurance, inspections
Trying To Skip Church Insurance? The True Cost of Going Uninsured
Posted by
Amanda Minter on Sep 17, 2024, 2:12:44 PM
Key Takeaways Skipping church insurance feels like savings until the first loss shows up. A single storm, fire, theft, or injury claim can wipe out ...
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Topics: claim, General Liability, professional liability, employment liability insurance, property, Church Insurance