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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Why Do You Need Replacement Cost on Personal Belongings?

    Posted by Chris Howard on Jan 30, 2021 12:38:35 PM
    Nobody wants to think about a major catastrophe involving your home. Yet, knowing bad things happen from time to time regardless of where you live, ...
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    Topics: home insurance, Texas, replacement cost, actual cash value, windstorms, hail, Theft, flood insurance, vandalism, fire, personal property, Grapevine, Grapevine Home Insurance, explosions, lightning

    Will My Home Insurance Policy Replace My 15-Year Old Roof in Grapevine?

    Posted by Ron Wadley on Jun 30, 2020 6:16:56 PM
    Hail.  Like death and taxes, some things in life are inevitable.  Hailstorms blow through North Texas each spring and sometimes, just to keep it fun, ...
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    Topics: replacement cost, actual cash value, claim settlement, North Texas, Dallas/Fort Worth, homeowners insurance, Home InsuranceTips, Grapevine Home Insurance

    Actual Cash Value vs. Replacement Cost on Your Grapevine Home Insurance Policy

    Posted by Ron Wadley on May 5, 2020 9:40:45 PM
    There's nothing wrong with asking your independent insurance agent if your homeowners insurance policy is replacement cost. We get it. You only want ...
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    Topics: home insurance, Texas, insurance for texans, independent insurance broker, older home, replacement cost, actual cash value, Fort Worth, claim settlement, partial losses, North Texas, Dallas, Dallas/Fort Worth, complete losses, Grapevine Home Insurance

    Do I Need an Insurance Claim Settlement on My Grapevine Home?

    Posted by Ron Wadley on Apr 26, 2020 8:01:59 PM
    Do you know the best home insurance we sell here at Insurance For Texans? It's the kind where you never make a claim.  This equals nothing bad ...
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    Topics: home insurance, insurance for texans, independent insurance broker, replacement cost, actual cash value, Fort Worth, claim settlement, partial losses, deductible, North Texas, Dallas, Dallas/Fort Worth, complete losses, hail, Grapevine Home Insurance

    Hail Insurance For Your Grapevine Home

    Posted by Ron Wadley on Apr 25, 2020 1:50:58 PM
    Grapevine, Texas weather is like a box of chocolates. Sometimes you don't know what you're going to get, but you know what kind of weather we can ...
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    Topics: home insurance, Texas, weather, insurance for texans, independent insurance broker, replacement cost, actual cash value, Fort Worth, windstorms, claim settlement, deductible, North Texas, Dallas, Dallas/Fort Worth, percentage deductibles, dwelling, hail, Grapevine, Grapevine Home Insurance

    What Does Personal Property  Mean Regarding Grapevine Home Insurance?

    Posted by Ron Wadley on Apr 7, 2020 12:59:07 PM
    It's easy for Grapevine homeowners to focus on what it would take to rebuild their home in the case of a loss. Knowing your policy dwelling amount is ...
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    Topics: home insurance, home, replacement cost, actual cash value, claim settlement, contents coverage, Dallas/Fort Worth, Grapevine Home Insurance

    Texas Home Insurance Policies May Not Replace Your Roof If It's Over 15 Years Old

    Posted by Ron Wadley on Jun 27, 2019 4:01:49 PM
    Hail seems to come in waves every Sunday for the last few weeks in North Texas. It has sprouted a new round of hail claims for homeowners across ...
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    Topics: replacement cost, actual cash value, claim settlement, North Texas, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, Home InsuranceTips

    What Does Builder's Risk Insurance Cover?

    Posted by Chris Howard on May 16, 2019 7:25:25 PM
    If you had any fun as a child, you liked to build tall things and destroy them. Whether plastic lego towers, castles made of sand, or a house of ...
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    Topics: Insured, insurance for texans, independent insurance broker, replacement cost, actual cash value, windstorms, claim settlement, sewer backup, hail, landlord insurance, investment property, Theft, vandalism, mischief, earthquake insurance

    What To Consider For Insuring An Older Home

    Posted by Ron Wadley on Mar 21, 2019 1:01:00 PM
    The idea of the fixer upper home is romanticized on HGTV. Words like shiplap and demolition come to mind with a sense of finding great value. It's a ...
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    Topics: home insurance, insurance for texans, independent insurance broker, replacement cost, actual cash value, Fort Worth, North Texas

    Should I Consider Buying Vacant Structure Insurance?

    Posted by Chris Howard on Mar 19, 2019 7:00:00 PM
    Let's face it. Real estate investing has a lot of moving parts, no pun intended. The only constant is change. Your investment may look very different ...
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    Topics: insurance, Insured, home, Insure, insurance for texans, replacement cost, actual cash value, limits of coverage, deductible, dwelling, rental property, landlord insurance, vacant structure insurance, vacant