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Is Your Daycare Insurance Agent Lying To You?

Posted by Ron Wadley on May 1, 2026 1:12:22 PM
What is an Insurance Agent? In Texas, an insurance agent is a state-licensed professional authorized to represent insurers or HMOs in soliciting, ...

Topics: daycares

Why Is My Daycare Insurance Company Sending Me An Audit Notice?

Posted by Brad Hancock on Oct 1, 2025 3:04:50 PM
Key Takeaways An Audit Is Standard, Not A Punishment Accurate Records Make The Process Easier Premiums Can Go Up Or Down Cooperation Matters Planning ...

Topics: True Texas Education Insurance, daycares, premium audits

Why General Liability Is More Than A Requirement For Texas Daycares

Posted by Brad Hancock on Sep 25, 2025 3:07:44 PM
Key Takeaways Understanding General Liability Insurance The Purpose And Coverage Provided By General Liability Insurance Risks This Insurance Policy ...

Topics: General Liability, True Texas Education Insurance, daycares

If My Daycare Enrollment Is Shrinking, Can I Save Money On Insurance?

Posted by Brad Hancock on Sep 24, 2025 5:53:51 PM
Key Takeaways Your Premiums Can Shrink With Enrollment If You Take Action Coverage Gaps Become More Dangerous Loss History and Operations Still ...

Topics: True Texas Education Insurance, daycares, renewals

Defense Costs: The Overlooked Protection Every Texas Daycare Needs

Posted by Brad Hancock on Sep 19, 2025 3:02:14 PM
Key Takeaways Duty To Defend vs Duty To Reimburse Defense Costs: Inside or Outside Policy Coverage Limits Two More Details Every Daycare Should Know ...

Topics: claim, liability, True Texas Education Insurance, daycares

5 Questions Every Daycare Owner Should Be Asking Their Health Broker

Posted by Kevin Hall on Sep 10, 2025 2:16:36 PM
Key Takeaways Are you Showing Me Any Level-Funded, Catastrophic, Self-Funded or Private Health Plans? Can We Build A Plan That Fits My Team's Needs? ...

Topics: group health, employer health insurance, daycares

How Not To Make Your Texas Daycare's Lawyer Rich!

Posted by Brad Hancock on Sep 9, 2025 3:11:00 PM
Key Takeaways The Insurance Provider Brings The Lawyer For You The Lawyer Already Knows The Daycare Playbook You Don't Have To Pay Out Of Pocket Up ...

Topics: liability, True Texas Education Insurance, daycares

Are Daycare Insurance Inspections Similar To State Compliance Checks?

Posted by Brad Hancock on Aug 27, 2025 1:16:11 PM
Key Takeaways Why State Compliance And Insurance Inspections Are Different What Inspectors Look For The Consequences Of Each Inspection If you'd like ...

Topics: True Texas Education Insurance, daycares, inspections

Are Inspection Deficiencies Raising Your Texas Daycare Insurance Costs?

Posted by Brad Hancock on Aug 25, 2025 3:41:38 PM
Key Takeaways Why Daycare Inspections Matter Five Common Deficiencies That Can Be Fixed Quickly How Deficiencies Affect Insurance If you need more ...

Topics: True Texas Education Insurance, daycares, inspections

The Hidden Dangers of Inexperienced Texas Daycare Insurance Agents

Posted by Brad Hancock on Aug 15, 2025 11:15:00 AM
Key Takeaways Overlooking Important Coverage Misunderstanding Claims Made Policies Inadequate Risk Assessment If you want a bit deeper dive on other ...

Topics: True Texas Education Insurance, daycares