Insurance For Texans Blog

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The Fine Print: Insurance Exclusions Can Leave Texas Churches Exposed

Posted by Amanda Minter on Nov 14, 2024 4:13:58 PM
What is an insurance exclusion? Insurance Exclusions: Specific conditions, hazards, or services listed in an insurance policy for which the insurance ...

Topics: hail, professional liability, property, Church Insurance, abuse & molestation

Three Essential Insurance Coverages for Small Texas Churches

Posted by Amanda Minter on Oct 31, 2024 2:04:27 PM
Mary has volunteered at her small church near Tyler for as long as she can remember. She’s been there through Sunday services, holiday events, and ...

Topics: professional liability, liability, D&O, Church Insurance

Trying To Skip Church Insurance? The True Cost of Going Uninsured

Posted by Amanda Minter on Sep 17, 2024 2:12:44 PM
Key Takeaways Skipping church insurance feels like savings until the first loss shows up. A single storm, fire, theft, or injury claim can wipe out ...

Topics: claim, General Liability, professional liability, employment liability insurance, property, Church Insurance

Why Professional Liability Insurance Matters For Texas Daycares

Posted by Brad Hancock on Aug 21, 2024 4:46:20 PM
Key Takeaways Professional liability insurance protects daycares from negligence-related lawsuits. Even with careful staff and safety protocols, ...

Topics: professional liability, liability, daycares

Understanding Retro Dates in Church Liability Coverage

Posted by Amanda Minter on Aug 6, 2024 4:00:25 PM
Key Takeaways Retro Dates Are Essential for Claims-Made Church Liability Policies Professional liability and Directors & Officers insurance are ...

Topics: professional liability, liability, employment liability insurance, Austin, D&O, Church Insurance

What Can Texas Churches Learn About Insurance Coverage From Gateway?

Posted by Ron Wadley on Jun 24, 2024 1:47:18 PM
What is directors and officers insurance? Directors & Officers (D&O) Insurance: A specialized liability coverage designed to protect church ...

Topics: professional liability, liability, D&O, Church Insurance

What Kind of Liability Insurance Does My Texas Daycare Need?

Posted by Brad Hancock on Jun 21, 2024 3:22:21 PM
Key Takeaway Daycare liability insurance protects against more than just physical accidents. General liability covers slip-and-fall injuries and ...

Topics: General Liability, professional liability, liability, employment liability insurance, workers comp, True Texas Education Insurance, daycares

Why Is It Hard To Get Liability Coverage For My Texas Daycare?

Posted by Brad Hancock on Jun 19, 2024 2:30:26 PM
Key Takeaways Texas daycares are facing a tightening insurance market. Rising lawsuits, claim frequency, and insurer exits from the Texas market have ...

Topics: General Liability, professional liability, liability, True Texas Education Insurance, daycares

Faith and Finance: Deciphering Your Church's Insurance Needs

Posted by Kevin Hall on Apr 13, 2024 11:28:38 AM
Do we need directors and officers liability? Directors and Officers (D&O) Insurance: A specialized liability coverage designed to protect the ...

Topics: Fort Worth, General Liability, professional liability, liability, property, Church Insurance

Sticker Shock at Renewal Time: Navigating Your Texas Church Insurance

Posted by Kevin Hall on Mar 18, 2024 5:56:10 PM
What is one thing that is driving church insurance premium increases in Texas? Replacement Cost Value (RCV): The total cost required to rebuild or ...

Topics: General Liability, professional liability, liability, property, Church Insurance